Compare Metamora, MI Car Insurance Rates (2021)

Car insurance in Metamora, MI averages $862 a month. Metamora, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Metamora car insurance rates, compare quotes from the top car insurance companies in Metamora, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Metamora, MI are $10,347/year
  • The cheapest car insurance company in Metamora is USAA
  • The cheapest car insurance company in Metamora for teen drivers is USAA

If you need to buy Metamora, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Metamora, MI is right here.

You’ll find Metamora car insurance rates, the cheapest Metamora, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Metamora, Michigan car insurance rates to Troy car insurance rates, Flint car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Metamora, MI car insurance today? Enter your ZIP code for fast, free Metamora car insurance quotes.

Cheapest Metamora, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Metamora, MI car insurance rates? Every Metamora, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Metamora, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,510 $16,510 $15,320 $15,320 $41,404 $41,404 $17,401 $17,401
Farmers $4,044 $4,044 $3,770 $3,770 $8,973 $8,973 $4,537 $4,537
GEICO $3,944 $3,944 $4,018 $4,018 $10,726 $10,726 $3,759 $3,759
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,402 $5,402 $4,787 $4,787 $14,586 $14,586 $5,943 $5,943
Progressive $2,964 $2,767 $2,627 $2,904 $11,184 $12,031 $3,459 $3,239
State Farm $7,451 $7,451 $6,907 $6,907 $26,122 $26,122 $8,750 $8,750
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,740 $2,604 $2,574 $2,435 $6,768 $6,457 $3,357 $3,233

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Minimum Car Insurance in Metamora, MI

Every driver must carry the minimum car insurance in Metamora, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Metamora, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Metamora, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Metamora, MI. Compare credit history car insurance rates in Metamora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Metamora, Michigan

Insurance Company Poor Fair Good
Allstate $34,329 $19,033 $14,614
Farmers $7,015 $4,665 $4,313
GEICO $7,214 $5,305 $4,317
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,656 $7,245 $6,138
Progressive $5,907 $5,002 $4,531
State Farm $19,970 $10,098 $6,854
Travelers $8,206 $7,958 $7,858
USAA $5,654 $3,213 $2,446

Cheapest Metamora, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Metamora, MI to rates for a clean record with top companies.

Annual Metamora, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,986 $14,685 $49,545 $15,420
Farmers $4,489 $5,706 $5,632 $5,497
GEICO $1,996 $4,185 $12,610 $3,656
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,550 $8,796 $7,979 $7,394
Progressive $4,374 $5,730 $5,150 $5,334
State Farm $7,827 $9,385 $20,295 $11,723
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,030 $3,783 $4,965 $3,305

Cheapest Metamora, MI Car Insurance for Teen Drivers

Teen car insurance in Metamora, MI can be expensive. Take a look at rates from the top car insurance companies in Metamora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Metamora, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,404 $41,404
Farmers $8,973 $8,973
GEICO $10,726 $10,726
Liberty Mutual $39,803 $39,803
Nationwide $14,586 $14,586
Progressive $11,184 $12,031
State Farm $26,122 $26,122
Travelers $16,180 $16,180
USAA $6,768 $6,457

Cheapest Metamora, MI Car Insurance for Seniors

Take a look at Metamora, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Metamora, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,320 $15,320
Farmers $3,770 $3,770
GEICO $4,018 $4,018
Liberty Mutual $16,769 $16,769
Nationwide $4,787 $4,787
Progressive $2,627 $2,904
State Farm $6,907 $6,907
Travelers $4,626 $4,626
USAA $2,574 $2,435

Cheapest Metamora, MI Car Insurance Rates After a DUI

A DUI in Metamora, MI increases car insurance rates. Compare Metamora, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Metamora, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,545
Farmers $5,632
GEICO $12,610
Liberty Mutual $35,578
Nationwide $7,979
Progressive $5,150
State Farm $20,295
Travelers $12,473
USAA $4,965

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Cheapest Metamora, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Metamora, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Metamora, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,659 $22,659
Farmers $5,331 $5,331
GEICO $5,483 $5,741
Liberty Mutual $21,834 $23,389
Nationwide $7,680 $7,680
Progressive $5,147 $5,147
State Farm $11,976 $12,638
Travelers $7,961 $8,053
USAA $3,728 $3,814

The Best Cheap Car Insurance Companies in Metamora, MI

Take a look at a side-by-side comparison of the top car insurance companies in Metamora, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Metamora, Michigan

Insurance Company Average Annual Rates
Allstate $22,659
Farmers $5,331
GEICO $5,612
Liberty Mutual $22,611
Nationwide $7,680
Progressive $5,147
State Farm $12,307
Travelers $8,007
USAA $3,771

Category Winners: Cheapest Car Insurance in Metamora, Michigan

Find the cheapest car insurance companies in Metamora, MI for each category right here.

Best Annual Car Insurance Rates by Company in Metamora, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Metamora, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Metamora car insurance rates. Find the cheapest Metamora, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Metamora, Michigan

Insurance Company Low Medium High
Allstate $21,988 $22,718 $23,270
Farmers $5,193 $5,319 $5,481
GEICO $5,195 $5,556 $6,084
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $8,032 $7,551 $7,456
Progressive $4,954 $5,157 $5,330
State Farm $11,697 $12,382 $12,842
Travelers $7,920 $8,016 $8,086
USAA $3,661 $3,780 $3,872

What affects car insurance rates in Metamora, Michigan?

What factors can have an impact on Metamora, MI car insurance? There are several reasons why Metamora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Metamora, Michigan.

Commute Time in Metamora

The more time you spend in your car the higher the risk of an accident. The average commute length in Metamora, MI is 31.0 minutes according to City-Data.

Compare Car Insurance Quotes in Metamora, MI

Ready to find affordable Metamora, Michigan car insurance today? Enter your ZIP code for fast, free Metamora, MI car insurance quotes.

Free Car Insurance Comparison

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