Compare Michigamme, MI Car Insurance Rates (2021)

Car insurance in Michigamme, MI averages $704 a month. Michigamme, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Michigamme car insurance rates, compare quotes from the top car insurance companies in Michigamme, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Michigamme, MI are $8,450/year
  • The cheapest car insurance company in Michigamme for teen drivers is USAA
  • Average car insurance rates in Michigamme, MI after a DUI are $13,939/year

If you need to buy Michigamme, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Michigamme, MI is right here.

You’ll find Michigamme car insurance rates, the cheapest Michigamme, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Michigamme, Michigan car insurance rates to Troy car insurance rates, Livonia car insurance rates, and Warren car insurance rates.

Ready to find affordable Michigamme, MI car insurance today? Enter your ZIP code for fast, free Michigamme car insurance quotes.

Cheapest Michigamme, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Michigamme, MI car insurance rates? Every Michigamme, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Michigamme, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,416 $3,416 $3,182 $3,182 $7,686 $7,686 $3,832 $3,832
GEICO $3,127 $3,127 $3,182 $3,182 $8,935 $8,935 $2,997 $2,997
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,633 $2,494 $2,330 $2,549 $9,652 $10,447 $3,079 $2,945
State Farm $5,892 $5,892 $5,440 $5,440 $20,309 $20,309 $6,909 $6,909
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

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Minimum Car Insurance in Michigamme, MI

Every driver must carry the minimum car insurance in Michigamme, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Michigamme, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Michigamme, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Michigamme, MI. Compare credit history car insurance rates in Michigamme from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Michigamme, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $5,905 $3,987 $3,696
GEICO $5,851 $4,313 $3,517
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $6,547 $4,963 $4,242
Progressive $5,180 $4,384 $3,985
State Farm $15,608 $7,917 $5,389
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

Cheapest Michigamme, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Michigamme, MI to rates for a clean record with top companies.

Annual Michigamme, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,816 $4,849 $4,780 $4,671
GEICO $1,630 $3,408 $10,219 $2,984
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $3,863 $5,004 $4,511 $4,687
State Farm $6,193 $7,391 $15,779 $9,188
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheapest Michigamme, MI Car Insurance for Teen Drivers

Teen car insurance in Michigamme, MI can be expensive. Take a look at rates from the top car insurance companies in Michigamme for teenagers.

Annual Car Insurance Rates for Teen Drivers in Michigamme, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $7,686 $7,686
GEICO $8,935 $8,935
Liberty Mutual $30,473 $30,473
Nationwide $9,836 $9,836
Progressive $9,652 $10,447
State Farm $20,309 $20,309
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheapest Michigamme, MI Car Insurance for Seniors

Take a look at Michigamme, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Michigamme, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,182 $3,182
GEICO $3,182 $3,182
Liberty Mutual $12,673 $12,673
Nationwide $3,325 $3,325
Progressive $2,330 $2,549
State Farm $5,440 $5,440
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheapest Michigamme, MI Car Insurance Rates After a DUI

A DUI in Michigamme, MI increases car insurance rates. Compare Michigamme, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Michigamme, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $4,780
GEICO $10,219
Liberty Mutual $26,480
Nationwide $5,456
Progressive $4,511
State Farm $15,779
Travelers $12,018
USAA $4,286

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Cheapest Michigamme, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Michigamme, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Michigamme, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,529 $4,529
GEICO $4,457 $4,664
Liberty Mutual $16,587 $17,788
Nationwide $5,251 $5,251
Progressive $4,516 $4,516
State Farm $9,385 $9,890
Travelers $7,683 $7,771
USAA $3,223 $3,297

The Best Cheap Car Insurance Companies in Michigamme, MI

Take a look at a side-by-side comparison of the top car insurance companies in Michigamme, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Michigamme, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,529
GEICO $4,560
Liberty Mutual $17,188
Nationwide $5,251
Progressive $4,516
State Farm $9,638
Travelers $7,727
USAA $3,260

Category Winners: Cheapest Car Insurance in Michigamme, Michigan

Find the cheapest car insurance companies in Michigamme, MI for each category right here.

Best Annual Car Insurance Rates by Company in Michigamme, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Michigamme, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Michigamme car insurance rates. Find the cheapest Michigamme, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Michigamme, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,412 $4,519 $4,656
GEICO $4,246 $4,518 $4,917
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $5,484 $5,164 $5,104
Progressive $4,376 $4,523 $4,649
State Farm $9,196 $9,692 $10,025
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

What affects car insurance rates in Michigamme, Michigan?

What factors can have an impact on Michigamme, MI car insurance? There are several reasons why Michigamme car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Michigamme, Michigan.

Commute Time in Michigamme

The more time you spend in your car the higher the risk of an accident. The average commute length in Michigamme, MI is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Michigamme, MI

Ready to find affordable Michigamme, Michigan car insurance today? Enter your ZIP code for fast, free Michigamme, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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