Compare Michigan Center, MI Car Insurance Rates (2021)

Car insurance in Michigan Center, MI averages $737 a month. Michigan Center, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Michigan Center car insurance rates, compare quotes from the top car insurance companies in Michigan Center, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Michigan Center, MI after a DUI are $14,830/year
  • Average car insurance rates in Michigan Center, MI are $8,846/year
  • The cheapest car insurance company in Michigan Center is USAA

If you need to buy Michigan Center, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Michigan Center, MI is right here.

You’ll find Michigan Center car insurance rates, the cheapest Michigan Center, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Michigan Center, Michigan car insurance rates to Flint car insurance rates, Troy car insurance rates, and Warren car insurance rates.

Ready to find affordable Michigan Center, MI car insurance today? Enter your ZIP code for fast, free Michigan Center car insurance quotes.

Cheapest Michigan Center, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Michigan Center, MI car insurance rates? Every Michigan Center, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Michigan Center, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,868 $14,868 $13,788 $13,788 $36,973 $36,973 $15,667 $15,667
Farmers $3,557 $3,557 $3,323 $3,323 $7,920 $7,920 $3,994 $3,994
GEICO $3,984 $3,984 $4,074 $4,074 $11,437 $11,437 $3,813 $3,813
Liberty Mutual $13,485 $13,485 $13,352 $13,352 $31,732 $31,732 $13,485 $13,485
Nationwide $3,711 $3,711 $3,326 $3,326 $9,038 $9,038 $4,028 $4,028
Progressive $2,620 $2,436 $2,323 $2,593 $9,351 $9,921 $3,036 $2,797
State Farm $6,414 $6,414 $5,938 $5,938 $22,455 $22,455 $7,537 $7,537
Travelers $5,038 $5,038 $4,324 $4,324 $15,181 $15,181 $5,472 $5,472
USAA $2,405 $2,269 $2,265 $2,134 $5,782 $5,464 $2,910 $2,778

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Minimum Car Insurance in Michigan Center, MI

Every driver must carry the minimum car insurance in Michigan Center, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Michigan Center, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Michigan Center, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Michigan Center, MI. Compare credit history car insurance rates in Michigan Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Michigan Center, Michigan

Insurance Company Poor Fair Good
Allstate $30,823 $17,064 $13,085
Farmers $6,187 $4,111 $3,798
GEICO $7,493 $5,508 $4,480
Liberty Mutual $28,485 $16,458 $9,097
Nationwide $6,327 $4,730 $4,021
Progressive $5,059 $4,259 $3,836
State Farm $17,158 $8,691 $5,909
Travelers $7,689 $7,458 $7,364
USAA $4,847 $2,784 $2,122

Cheapest Michigan Center, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Michigan Center, MI to rates for a clean record with top companies.

Annual Michigan Center, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,977 $13,311 $44,114 $13,894
Farmers $3,954 $5,029 $4,965 $4,846
GEICO $2,029 $4,337 $13,163 $3,779
Liberty Mutual $12,561 $15,193 $28,191 $16,109
Nationwide $4,300 $5,735 $5,225 $4,844
Progressive $3,728 $4,875 $4,390 $4,547
State Farm $6,726 $8,068 $17,467 $10,082
Travelers $5,077 $7,248 $11,690 $5,998
USAA $2,622 $3,266 $4,262 $2,854

Cheapest Michigan Center, MI Car Insurance for Teen Drivers

Teen car insurance in Michigan Center, MI can be expensive. Take a look at rates from the top car insurance companies in Michigan Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Michigan Center, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,973 $36,973
Farmers $7,920 $7,920
GEICO $11,437 $11,437
Liberty Mutual $31,732 $31,732
Nationwide $9,038 $9,038
Progressive $9,351 $9,921
State Farm $22,455 $22,455
Travelers $15,181 $15,181
USAA $5,782 $5,464

Cheapest Michigan Center, MI Car Insurance for Seniors

Take a look at Michigan Center, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Michigan Center, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,788 $13,788
Farmers $3,323 $3,323
GEICO $4,074 $4,074
Liberty Mutual $13,352 $13,352
Nationwide $3,326 $3,326
Progressive $2,323 $2,593
State Farm $5,938 $5,938
Travelers $4,324 $4,324
USAA $2,265 $2,134

Cheapest Michigan Center, MI Car Insurance Rates After a DUI

A DUI in Michigan Center, MI increases car insurance rates. Compare Michigan Center, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Michigan Center, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,114
Farmers $4,965
GEICO $13,163
Liberty Mutual $28,191
Nationwide $5,225
Progressive $4,390
State Farm $17,467
Travelers $11,690
USAA $4,262

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Cheapest Michigan Center, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Michigan Center, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Michigan Center, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,324 $20,324
Farmers $4,699 $4,699
GEICO $5,695 $5,959
Liberty Mutual $17,393 $18,634
Nationwide $5,026 $5,026
Progressive $4,385 $4,385
State Farm $10,309 $10,862
Travelers $7,460 $7,547
USAA $3,214 $3,288

The Best Cheap Car Insurance Companies in Michigan Center, MI

Take a look at a side-by-side comparison of the top car insurance companies in Michigan Center, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Michigan Center, Michigan

Insurance Company Average Annual Rates
Allstate $20,324
Farmers $4,699
GEICO $5,827
Liberty Mutual $18,013
Nationwide $5,026
Progressive $4,385
State Farm $10,586
Travelers $7,503
USAA $3,251

Category Winners: Cheapest Car Insurance in Michigan Center, Michigan

Find the cheapest car insurance companies in Michigan Center, MI for each category right here.

Best Annual Car Insurance Rates by Company in Michigan Center, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Michigan Center, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Michigan Center car insurance rates. Find the cheapest Michigan Center, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Michigan Center, Michigan

Insurance Company Low Medium High
Allstate $19,819 $20,369 $20,784
Farmers $4,584 $4,689 $4,823
GEICO $5,448 $5,777 $6,257
Liberty Mutual $17,632 $17,976 $18,432
Nationwide $5,293 $4,934 $4,851
Progressive $4,268 $4,389 $4,497
State Farm $10,099 $10,646 $11,013
Travelers $7,426 $7,511 $7,573
USAA $3,157 $3,258 $3,337

What affects car insurance rates in Michigan Center, Michigan?

What factors can have an impact on Michigan Center, MI car insurance? There are several reasons why Michigan Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Michigan Center, Michigan.

Commute Time in Michigan Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Michigan Center, MI is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Michigan Center, MI

Ready to find affordable Michigan Center, Michigan car insurance today? Enter your ZIP code for fast, free Michigan Center, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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