Compare Michigan City, MS Car Insurance Rates (2021)

Car insurance in Michigan City, MS averages $301 a month. Michigan City, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Michigan City car insurance rates, compare quotes from the top car insurance companies in Michigan City, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Michigan City for teen drivers is USAA
  • The cheapest car insurance company in Michigan City is USAA
  • Average car insurance rates in Michigan City, MS after a DUI are $4,343/year

If you need to buy Michigan City, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Michigan City, MS is right here.

You’ll find Michigan City car insurance rates, the cheapest Michigan City, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Michigan City, Mississippi car insurance rates to Oxford car insurance rates, Tupelo car insurance rates, and Biloxi car insurance rates.

Ready to find affordable Michigan City, MS car insurance today? Enter your ZIP code for fast, free Michigan City car insurance quotes.

Cheapest Michigan City, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Michigan City, MS car insurance rates? Every Michigan City, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Michigan City, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,895 $2,764 $2,591 $2,649 $11,620 $12,425 $3,276 $3,358
GEICO $2,643 $2,498 $2,396 $2,227 $6,655 $6,275 $4,454 $2,139
Liberty Mutual $2,555 $2,766 $2,056 $2,304 $9,137 $10,153 $2,717 $2,861
Nationwide $2,144 $2,208 $1,919 $2,038 $4,295 $5,476 $2,430 $2,634
Progressive $2,605 $2,463 $2,119 $2,064 $9,142 $10,244 $2,692 $2,801
State Farm $1,735 $1,735 $1,552 $1,552 $5,013 $6,296 $1,933 $2,205
Travelers $1,684 $1,714 $1,600 $1,602 $7,523 $11,918 $1,764 $2,050
USAA $1,412 $1,398 $1,315 $1,332 $3,505 $4,165 $1,723 $1,901

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Minimum Car Insurance in Michigan City, MS

Every driver must carry the minimum car insurance in Michigan City, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Michigan City, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Michigan City, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Michigan City, MS. Compare credit history car insurance rates in Michigan City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Michigan City, Mississippi

Insurance Company Poor Fair Good
Allstate $6,021 $5,326 $4,244
GEICO $5,520 $3,128 $2,335
Liberty Mutual $6,193 $3,786 $2,976
Nationwide $3,407 $2,762 $2,510
Progressive $4,862 $4,119 $3,818
State Farm $3,967 $2,407 $1,884
Travelers $4,236 $3,455 $3,505
USAA $2,869 $1,862 $1,551

Cheapest Michigan City, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Michigan City, MS to rates for a clean record with top companies.

Annual Michigan City, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,379 $5,160 $6,280 $4,969
GEICO $2,288 $3,459 $5,244 $3,652
Liberty Mutual $3,068 $4,888 $5,010 $4,309
Nationwide $2,306 $2,949 $3,761 $2,556
Progressive $3,666 $4,888 $4,200 $4,312
State Farm $2,501 $3,060 $2,725 $2,725
Travelers $3,262 $3,415 $4,689 $3,561
USAA $1,635 $2,086 $2,836 $1,819

Cheapest Michigan City, MS Car Insurance for Teen Drivers

Teen car insurance in Michigan City, MS can be expensive. Take a look at rates from the top car insurance companies in Michigan City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Michigan City, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,620 $12,425
GEICO $6,655 $6,275
Liberty Mutual $9,137 $10,153
Nationwide $4,295 $5,476
Progressive $9,142 $10,244
State Farm $5,013 $6,296
Travelers $7,523 $11,918
USAA $3,505 $4,165

Cheapest Michigan City, MS Car Insurance for Seniors

Take a look at Michigan City, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Michigan City, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,591 $2,649
GEICO $2,396 $2,227
Liberty Mutual $2,056 $2,304
Nationwide $1,919 $2,038
Progressive $2,119 $2,064
State Farm $1,552 $1,552
Travelers $1,600 $1,602
USAA $1,315 $1,332

Cheapest Michigan City, MS Car Insurance Rates After a DUI

A DUI in Michigan City, MS increases car insurance rates. Compare Michigan City, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Michigan City, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,280
GEICO $5,244
Liberty Mutual $5,010
Nationwide $3,761
Progressive $4,200
State Farm $2,725
Travelers $4,689
USAA $2,836

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Cheapest Michigan City, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Michigan City, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Michigan City, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,197 $5,197
GEICO $3,649 $3,673
Liberty Mutual $4,319 $4,319
Nationwide $2,893 $2,893
Progressive $4,266 $4,266
State Farm $2,687 $2,818
Travelers $3,732 $3,732
USAA $2,030 $2,158

The Best Cheap Car Insurance Companies in Michigan City, MS

Take a look at a side-by-side comparison of the top car insurance companies in Michigan City, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Michigan City, Mississippi

Insurance Company Average Annual Rates
Allstate $5,197
GEICO $3,661
Liberty Mutual $4,319
Nationwide $2,893
Progressive $4,266
State Farm $2,753
Travelers $3,732
USAA $2,094

Category Winners: Cheapest Car Insurance in Michigan City, Mississippi

Find the cheapest car insurance companies in Michigan City, MS for each category right here.

Best Annual Car Insurance Rates by Company in Michigan City, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Michigan City, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Michigan City car insurance rates. Find the cheapest Michigan City, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Michigan City, Mississippi

Insurance Company Low Medium High
Allstate $4,970 $5,190 $5,431
GEICO $3,453 $3,686 $3,843
Liberty Mutual $4,059 $4,300 $4,597
Nationwide $2,757 $2,885 $3,037
Progressive $3,877 $4,308 $4,614
State Farm $2,599 $2,740 $2,918
Travelers $3,540 $3,755 $3,901
USAA $1,966 $2,083 $2,233

Compare Car Insurance Quotes in Michigan City, MS

Ready to find affordable Michigan City, Mississippi car insurance today? Enter your ZIP code for fast, free Michigan City, MS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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