Compare Michigantown, IN Car Insurance Rates (2021)

Car insurance in Michigantown, IN averages $263 a month. Michigantown, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Michigantown car insurance rates, compare quotes from the top car insurance companies in Michigantown, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Michigantown, IN are $3,153/year
  • The cheapest car insurance company in Michigantown is USAA
  • Average car insurance rates in Michigantown, IN after a DUI are $3,747/year

If you need to buy Michigantown, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Michigantown, IN is right here.

You’ll find Michigantown car insurance rates, the cheapest Michigantown, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Michigantown, Indiana car insurance rates to Evansville car insurance rates, Fort Wayne car insurance rates, and Carmel car insurance rates.

Ready to find affordable Michigantown, IN car insurance today? Enter your ZIP code for fast, free Michigantown car insurance quotes.

Cheapest Michigantown, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Michigantown, IN car insurance rates? Every Michigantown, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Michigantown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,269 $2,321 $1,999 $2,187 $7,022 $8,873 $2,291 $2,489
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,457 $1,439 $1,244 $1,400 $7,910 $8,449 $1,929 $2,083
GEICO $1,444 $1,435 $1,357 $1,411 $4,214 $3,902 $1,649 $1,448
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,510 $1,541 $1,327 $1,413 $4,424 $5,723 $1,774 $1,935
Progressive $1,578 $1,490 $1,432 $1,442 $9,340 $10,484 $1,977 $2,012
State Farm $1,417 $1,417 $1,262 $1,262 $4,287 $5,496 $1,568 $1,744
Travelers $1,158 $1,179 $1,084 $1,085 $7,143 $11,324 $1,223 $1,417
USAA $956 $943 $888 $897 $2,639 $2,956 $1,293 $1,387

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Minimum Car Insurance in Michigantown, IN

Every driver must carry the minimum car insurance in Michigantown, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Michigantown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Michigantown, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Michigantown, IN. Compare credit history car insurance rates in Michigantown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Michigantown, Indiana

Insurance Company Poor Fair Good
Allstate $4,555 $3,399 $3,091
American Family $4,755 $3,090 $2,588
Farmers $3,775 $3,084 $2,858
GEICO $2,534 $2,108 $1,681
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,794 $2,362 $2,212
Progressive $4,096 $3,634 $3,429
State Farm $3,361 $2,005 $1,554
Travelers $3,565 $3,021 $3,019
USAA $2,017 $1,329 $1,138

Cheapest Michigantown, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Michigantown, IN to rates for a clean record with top companies.

Annual Michigantown, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,938 $4,318 $3,978 $3,491
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,896 $3,381 $3,482 $3,197
GEICO $1,384 $2,175 $2,954 $1,918
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,791 $4,889 $3,327 $3,871
State Farm $2,253 $2,469 $2,253 $2,253
Travelers $2,720 $3,360 $3,807 $2,919
USAA $1,131 $1,605 $1,842 $1,401

Cheapest Michigantown, IN Car Insurance for Teen Drivers

Teen car insurance in Michigantown, IN can be expensive. Take a look at rates from the top car insurance companies in Michigantown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Michigantown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,022 $8,873
American Family $5,984 $8,674
Farmers $7,910 $8,449
GEICO $4,214 $3,902
Liberty Mutual $8,754 $13,230
Nationwide $4,424 $5,723
Progressive $9,340 $10,484
State Farm $4,287 $5,496
Travelers $7,143 $11,324
USAA $2,639 $2,956

Cheapest Michigantown, IN Car Insurance for Seniors

Take a look at Michigantown, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Michigantown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,999 $2,187
American Family $1,962 $1,962
Farmers $1,244 $1,400
GEICO $1,357 $1,411
Liberty Mutual $3,662 $3,662
Nationwide $1,327 $1,413
Progressive $1,432 $1,442
State Farm $1,262 $1,262
Travelers $1,084 $1,085
USAA $888 $897

Cheapest Michigantown, IN Car Insurance Rates After a DUI

A DUI in Michigantown, IN increases car insurance rates. Compare Michigantown, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Michigantown, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,978
American Family $4,834
Farmers $3,482
GEICO $2,954
Liberty Mutual $8,386
Nationwide $2,608
Progressive $3,327
State Farm $2,253
Travelers $3,807
USAA $1,842

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Cheapest Michigantown, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Michigantown, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Michigantown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,682 $3,682
American Family $3,436 $3,519
Farmers $3,239 $3,239
GEICO $2,070 $2,145
Liberty Mutual $5,687 $5,998
Nationwide $2,456 $2,456
Progressive $3,720 $3,720
State Farm $2,241 $2,372
Travelers $3,202 $3,202
USAA $1,475 $1,515

The Best Cheap Car Insurance Companies in Michigantown, IN

Take a look at a side-by-side comparison of the top car insurance companies in Michigantown, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Michigantown, Indiana

Insurance Company Average Annual Rates
Allstate $3,681
American Family $3,477
Farmers $3,239
GEICO $2,108
Liberty Mutual $5,842
Nationwide $2,456
Progressive $3,720
State Farm $2,307
Travelers $3,202
USAA $1,495

Category Winners: Cheapest Car Insurance in Michigantown, Indiana

Find the cheapest car insurance companies in Michigantown, IN for each category right here.

Best Annual Car Insurance Rates by Company in Michigantown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Michigantown, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Michigantown car insurance rates. Find the cheapest Michigantown, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Michigantown, Indiana

Insurance Company Low Medium High
Allstate $3,498 $3,667 $3,879
American Family $3,445 $3,593 $3,394
Farmers $3,127 $3,233 $3,356
GEICO $1,963 $2,102 $2,258
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,493 $2,437 $2,437
Progressive $3,522 $3,664 $3,973
State Farm $2,197 $2,306 $2,417
Travelers $3,131 $3,232 $3,242
USAA $1,444 $1,491 $1,549

What affects car insurance rates in Michigantown, Indiana?

What factors can have an impact on Michigantown, IN car insurance? There are several reasons why Michigantown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Michigantown, Indiana.

Commute Time in Michigantown

The more time you spend in your car the higher the risk of an accident. The average commute length in Michigantown, IN is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Michigantown, IN

Ready to find affordable Michigantown, Indiana car insurance today? Enter your ZIP code for fast, free Michigantown, IN car insurance quotes.

Free Car Insurance Comparison

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Average Monthly Car Insurance Rates by State