Compare Mid Florida, FL Car Insurance Rates (2021)

Car insurance in Mid Florida, FL averages $347 a month. Mid Florida, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Mid Florida car insurance rates, compare quotes from the top car insurance companies in Mid Florida, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mid Florida, FL are $4,168/year
  • The cheapest ZIP code in Mid Florida is 32799
  • Average car insurance rates in Mid Florida, FL after a DUI are $4,992/year

If you need to buy Mid Florida, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Mid Florida, FL is right here.

You’ll find Mid Florida car insurance rates, the cheapest Mid Florida, FL car insurance companies, and information on Florida car insurance laws. You can also compare Mid Florida, Florida car insurance rates to Port St. Lucie car insurance rates, Jacksonville car insurance rates, and St. Petersburg car insurance rates.

Ready to find affordable Mid Florida, FL car insurance today? Enter your ZIP code for fast, free Mid Florida car insurance quotes.

Cheapest Mid Florida, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mid Florida, FL car insurance rates? Every Mid Florida, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mid Florida, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,149 $3,973 $3,614 $3,675 $14,348 $15,576 $4,146 $4,210
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,319 $3,147 $2,866 $3,057 $9,369 $10,227 $4,013 $3,848
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,525 $1,498 $1,427 $1,413 $5,237 $6,068 $1,903 $2,051

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Minimum Car Insurance in Mid Florida, FL

Every driver must carry the minimum car insurance in Mid Florida, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Mid Florida, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mid Florida, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mid Florida, FL. Compare credit history car insurance rates in Mid Florida from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mid Florida, Florida

Insurance Company Poor Fair Good
Allstate $9,380 $5,936 $4,819
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,654 $3,425 $3,099
Progressive $6,491 $4,606 $3,846
State Farm $4,228 $2,771 $2,271
USAA $4,297 $2,100 $1,523

Cheapest Mid Florida, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mid Florida, FL to rates for a clean record with top companies.

Annual Mid Florida, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,787 $6,931 $7,703 $6,425
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $3,928 $5,820 $4,897 $5,279
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,063 $2,552 $3,781 $2,164

Cheapest Mid Florida, FL Car Insurance for Teen Drivers

Teen car insurance in Mid Florida, FL can be expensive. Take a look at rates from the top car insurance companies in Mid Florida for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mid Florida, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,348 $15,576
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,256 $7,694
Progressive $9,369 $10,227
State Farm $5,666 $7,244
USAA $5,237 $6,068

Cheapest Mid Florida, FL Car Insurance for Seniors

Take a look at Mid Florida, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mid Florida, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,614 $3,675
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,345 $2,424
Progressive $2,866 $3,057
State Farm $1,753 $1,753
USAA $1,427 $1,413

Cheapest Mid Florida, FL Car Insurance Rates After a DUI

A DUI in Mid Florida, FL increases car insurance rates. Compare Mid Florida, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mid Florida, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,703
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,692
Progressive $4,897
State Farm $3,090
USAA $3,781

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Cheapest Mid Florida, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mid Florida, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mid Florida, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,520 $6,903
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,726 $3,726
Progressive $4,981 $4,981
State Farm $2,985 $3,195
USAA $2,610 $2,670

Cheapest Mid Florida, FL Car Insurance Rates by ZIP Code

Mid Florida car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Mid Florida, FL.

Annual Car Insurance Rates by ZIP Code in Mid Florida, Florida

ZIP Code Average Annual Rates
32745 $3,212
32799 $3,209

The Best Cheap Car Insurance Companies in Mid Florida, FL

Take a look at a side-by-side comparison of the top car insurance companies in Mid Florida, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mid Florida, Florida

Insurance Company Average Annual Rates
Allstate $6,711
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,726
Progressive $4,981
State Farm $3,090
USAA $2,640

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Category Winners: Cheapest Car Insurance in Mid Florida, Florida

Find the cheapest car insurance companies in Mid Florida, FL for each category right here.

Best Annual Car Insurance Rates by Company in Mid Florida, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Mid Florida, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mid Florida car insurance rates. Find the cheapest Mid Florida, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mid Florida, Florida

Insurance Company Low Medium High
Allstate $5,201 $7,055 $7,879
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $2,937 $3,875 $4,366
Progressive $4,199 $5,094 $5,650
State Farm $2,623 $3,167 $3,480
USAA $2,291 $2,731 $2,899

Compare Car Insurance Quotes in Mid Florida, FL

Ready to find affordable Mid Florida, Florida car insurance today? Enter your ZIP code for fast, free Mid Florida, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State