Compare Middle, IA Car Insurance Rates (2021)

Car insurance in Middle, IA averages $239 a month. Middle, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Middle car insurance rates, compare quotes from the top car insurance companies in Middle, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Middle, IA after a DUI are $3,456/year
  • The cheapest car insurance company in Middle for teen drivers is USAA
  • Average car insurance rates in Middle, IA are $2,874/year

If you need to buy Middle, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Middle, IA is right here.

You’ll find Middle car insurance rates, the cheapest Middle, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Middle, Iowa car insurance rates to Davenport car insurance rates, Council Bluffs car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Middle, IA car insurance today? Enter your ZIP code for fast, free Middle car insurance quotes.

Cheapest Middle, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Middle, IA car insurance rates? Every Middle, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middle, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,919 $1,854 $1,696 $1,729 $5,334 $5,972 $2,105 $2,171
American Family $1,965 $1,965 $1,758 $1,758 $5,243 $7,355 $1,965 $2,368
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,081 $2,256 $1,832 $2,224 $10,266 $11,547 $2,358 $2,601
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,750 $1,694 $1,444 $1,493 $4,151 $4,691 $2,108 $2,277
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,161 $2,208 $2,084 $2,093 $9,325 $14,832 $2,243 $2,673
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

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Minimum Car Insurance in Middle, IA

Every driver must carry the minimum car insurance in Middle, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Middle, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Middle, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Middle, IA. Compare credit history car insurance rates in Middle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Middle, Iowa

Insurance Company Poor Fair Good
Allstate $3,403 $2,708 $2,431
American Family $3,885 $2,856 $2,400
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,266 $3,874 $3,046
Nationwide $3,290 $2,569 $2,252
Progressive $2,907 $2,336 $2,110
State Farm $3,113 $1,926 $1,519
Travelers $5,295 $4,514 $4,299
USAA $2,296 $1,585 $1,376

Cheapest Middle, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Middle, IA to rates for a clean record with top companies.

Annual Middle, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,440 $2,933 $3,304 $2,711
American Family $2,200 $3,220 $4,181 $2,586
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,796 $4,700 $4,787 $4,300
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,975 $3,216 $2,140 $2,473
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,444 $4,568 $6,100 $4,698
USAA $1,336 $1,799 $2,338 $1,536

Cheapest Middle, IA Car Insurance for Teen Drivers

Teen car insurance in Middle, IA can be expensive. Take a look at rates from the top car insurance companies in Middle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Middle, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,334 $5,972
American Family $5,243 $7,355
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,266 $11,547
Nationwide $4,309 $5,592
Progressive $4,151 $4,691
State Farm $3,825 $4,856
Travelers $9,325 $14,832
USAA $3,209 $3,392

Cheapest Middle, IA Car Insurance for Seniors

Take a look at Middle, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Middle, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,729
American Family $1,758 $1,758
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,832 $2,224
Nationwide $1,674 $1,791
Progressive $1,444 $1,493
State Farm $1,254 $1,254
Travelers $2,084 $2,093
USAA $1,074 $1,087

Cheapest Middle, IA Car Insurance Rates After a DUI

A DUI in Middle, IA increases car insurance rates. Compare Middle, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Middle, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,304
American Family $4,181
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,787
Nationwide $3,845
Progressive $2,140
State Farm $2,186
Travelers $6,100
USAA $2,338

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Cheapest Middle, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Middle, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Middle, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,780 $2,915
American Family $3,012 $3,082
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,396 $4,396
Nationwide $2,704 $2,704
Progressive $2,451 $2,451
State Farm $2,133 $2,239
Travelers $4,702 $4,702
USAA $1,689 $1,816

The Best Cheap Car Insurance Companies in Middle, IA

Take a look at a side-by-side comparison of the top car insurance companies in Middle, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Middle, Iowa

Insurance Company Average Annual Rates
Allstate $2,847
American Family $3,047
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,396
Nationwide $2,704
Progressive $2,451
State Farm $2,186
Travelers $4,702
USAA $1,752

Category Winners: Cheapest Car Insurance in Middle, Iowa

Find the cheapest car insurance companies in Middle, IA for each category right here.

Best Annual Car Insurance Rates by Company in Middle, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Middle, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Middle car insurance rates. Find the cheapest Middle, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Middle, Iowa

Insurance Company Low Medium High
Allstate $2,751 $2,850 $2,941
American Family $3,066 $3,216 $2,859
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,223 $4,388 $4,576
Nationwide $2,827 $2,688 $2,597
Progressive $2,327 $2,460 $2,567
State Farm $2,083 $2,198 $2,277
Travelers $4,445 $4,772 $4,890
USAA $1,658 $1,758 $1,840

What affects car insurance rates in Middle, Iowa?

What factors can have an impact on Middle, IA car insurance? There are several reasons why Middle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Middle, Iowa.

Commute Time in Middle

The more time you spend in your car the higher the risk of an accident. The average commute length in Middle, IA is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Middle, IA

Ready to find affordable Middle, Iowa car insurance today? Enter your ZIP code for fast, free Middle, IA car insurance quotes.

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