Compare Middleburg, KY Car Insurance Rates (2021)

Car insurance in Middleburg, KY averages $381 a month. Middleburg, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Middleburg car insurance rates, compare quotes from the top car insurance companies in Middleburg, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Middleburg for teen drivers is USAA
  • Average car insurance rates in Middleburg, KY after a DUI are $5,529/year
  • Average car insurance rates in Middleburg, KY are $4,572/year

If you need to buy Middleburg, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Middleburg, KY is right here.

You’ll find Middleburg car insurance rates, the cheapest Middleburg, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Middleburg, Kentucky car insurance rates to Owensboro car insurance rates, Independence car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Middleburg, KY car insurance today? Enter your ZIP code for fast, free Middleburg car insurance quotes.

Cheapest Middleburg, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Middleburg, KY car insurance rates? Every Middleburg, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middleburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,042 $3,004 $2,759 $2,941 $11,420 $12,829 $3,351 $3,532
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,666 $2,884 $2,290 $2,552 $11,165 $12,312 $2,766 $2,841
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,286 $2,178 $2,049 $2,060 $11,060 $12,519 $2,837 $2,899
State Farm $1,885 $1,885 $1,683 $1,683 $5,463 $6,931 $2,100 $2,331
Travelers $2,413 $2,455 $2,379 $2,383 $11,929 $19,291 $2,522 $2,894
USAA $1,890 $1,896 $1,703 $1,736 $5,010 $5,281 $2,389 $2,619

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Minimum Car Insurance in Middleburg, KY

Every driver must carry the minimum car insurance in Middleburg, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Middleburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Middleburg, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Middleburg, KY. Compare credit history car insurance rates in Middleburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Middleburg, Kentucky

Insurance Company Poor Fair Good
Allstate $7,088 $4,905 $4,086
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,043 $4,340 $3,420
Nationwide $6,028 $4,724 $4,097
Progressive $5,298 $4,613 $4,297
State Farm $4,318 $2,618 $2,049
Travelers $6,446 $5,461 $5,443
USAA $4,193 $2,344 $1,909

Cheapest Middleburg, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Middleburg, KY to rates for a clean record with top companies.

Annual Middleburg, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,435 $5,798 $6,196 $5,011
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,107 $6,335 $4,922 $4,374
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $3,917 $5,798 $4,467 $4,762
State Farm $2,747 $3,244 $2,995 $2,995
Travelers $5,040 $5,183 $7,507 $5,402
USAA $2,123 $3,002 $3,584 $2,554

Cheapest Middleburg, KY Car Insurance for Teen Drivers

Teen car insurance in Middleburg, KY can be expensive. Take a look at rates from the top car insurance companies in Middleburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Middleburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,420 $12,829
GEICO $8,260 $9,795
Liberty Mutual $11,165 $12,312
Nationwide $7,948 $9,875
Progressive $11,060 $12,519
State Farm $5,463 $6,931
Travelers $11,929 $19,291
USAA $5,010 $5,281

Cheapest Middleburg, KY Car Insurance for Seniors

Take a look at Middleburg, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Middleburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,759 $2,941
GEICO $4,219 $3,821
Liberty Mutual $2,290 $2,552
Nationwide $3,188 $3,325
Progressive $2,049 $2,060
State Farm $1,683 $1,683
Travelers $2,379 $2,383
USAA $1,703 $1,736

Cheapest Middleburg, KY Car Insurance Rates After a DUI

A DUI in Middleburg, KY increases car insurance rates. Compare Middleburg, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Middleburg, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,196
GEICO $8,093
Liberty Mutual $4,922
Nationwide $6,470
Progressive $4,467
State Farm $2,995
Travelers $7,507
USAA $3,584

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Cheapest Middleburg, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Middleburg, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Middleburg, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,360 $5,360
GEICO $4,955 $5,049
Liberty Mutual $4,934 $4,934
Nationwide $4,949 $4,949
Progressive $4,736 $4,736
State Farm $2,921 $3,069
Travelers $5,783 $5,783
USAA $2,711 $2,920

The Best Cheap Car Insurance Companies in Middleburg, KY

Take a look at a side-by-side comparison of the top car insurance companies in Middleburg, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Middleburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,360
GEICO $5,002
Liberty Mutual $4,934
Nationwide $4,949
Progressive $4,736
State Farm $2,995
Travelers $5,783
USAA $2,816

Category Winners: Cheapest Car Insurance in Middleburg, Kentucky

Find the cheapest car insurance companies in Middleburg, KY for each category right here.

Best Annual Car Insurance Rates by Company in Middleburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Middleburg, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Middleburg car insurance rates. Find the cheapest Middleburg, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Middleburg, Kentucky

Insurance Company Low Medium High
Allstate $4,967 $5,338 $5,775
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,672 $4,899 $5,233
Nationwide $5,017 $4,889 $4,942
Progressive $4,363 $4,672 $5,173
State Farm $2,803 $2,991 $3,192
Travelers $5,452 $5,803 $6,095
USAA $2,690 $2,809 $2,948

Compare Car Insurance Quotes in Middleburg, KY

Ready to find affordable Middleburg, Kentucky car insurance today? Enter your ZIP code for fast, free Middleburg, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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