Compare Middlebury, IN Car Insurance Rates (2021)

Car insurance in Middlebury, IN averages $265 a month. Middlebury, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Middlebury car insurance rates, compare quotes from the top car insurance companies in Middlebury, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Middlebury for teen drivers is USAA
  • Average car insurance rates in Middlebury, IN after a DUI are $3,776/year
  • The cheapest car insurance company in Middlebury is USAA

If you need to buy Middlebury, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Middlebury, IN is right here.

You’ll find Middlebury car insurance rates, the cheapest Middlebury, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Middlebury, Indiana car insurance rates to Carmel car insurance rates, South Bend car insurance rates, and Hammond car insurance rates.

Ready to find affordable Middlebury, IN car insurance today? Enter your ZIP code for fast, free Middlebury car insurance quotes.

Cheapest Middlebury, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Middlebury, IN car insurance rates? Every Middlebury, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middlebury, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,413 $2,073 $2,265 $7,225 $9,104 $2,392 $2,599
American Family $2,340 $2,340 $2,106 $2,106 $6,505 $9,403 $2,340 $2,872
Farmers $1,595 $1,574 $1,362 $1,533 $8,656 $9,222 $2,110 $2,281
GEICO $1,332 $1,325 $1,247 $1,287 $3,910 $3,640 $1,524 $1,346
Liberty Mutual $3,773 $3,773 $3,469 $3,469 $8,242 $12,437 $3,773 $5,167
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,556 $1,472 $1,412 $1,420 $9,204 $10,360 $1,952 $1,993
State Farm $1,475 $1,475 $1,321 $1,321 $4,563 $5,840 $1,636 $1,820
Travelers $1,123 $1,143 $1,049 $1,052 $7,014 $11,212 $1,184 $1,367
USAA $1,022 $1,007 $955 $960 $2,864 $3,192 $1,383 $1,477

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Minimum Car Insurance in Middlebury, IN

Every driver must carry the minimum car insurance in Middlebury, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Middlebury, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Middlebury, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Middlebury, IN. Compare credit history car insurance rates in Middlebury from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Middlebury, Indiana

Insurance Company Poor Fair Good
Allstate $4,714 $3,509 $3,188
American Family $5,137 $3,330 $2,786
Farmers $4,133 $3,370 $3,122
GEICO $2,345 $1,952 $1,558
Liberty Mutual $7,341 $4,779 $4,419
Nationwide $2,725 $2,305 $2,158
Progressive $4,045 $3,586 $3,382
State Farm $3,543 $2,113 $1,638
Travelers $3,497 $2,967 $2,966
USAA $2,158 $1,433 $1,231

Cheapest Middlebury, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Middlebury, IN to rates for a clean record with top companies.

Annual Middlebury, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,037 $4,455 $4,111 $3,612
American Family $2,585 $4,119 $5,221 $3,081
Farmers $3,165 $3,696 $3,809 $3,496
GEICO $1,282 $2,017 $2,733 $1,774
Liberty Mutual $4,286 $5,064 $7,973 $4,729
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,752 $4,825 $3,282 $3,825
State Farm $2,372 $2,608 $2,372 $2,372
Travelers $2,674 $3,296 $3,733 $2,870
USAA $1,213 $1,731 $1,983 $1,504

Cheapest Middlebury, IN Car Insurance for Teen Drivers

Teen car insurance in Middlebury, IN can be expensive. Take a look at rates from the top car insurance companies in Middlebury for teenagers.

Annual Car Insurance Rates for Teen Drivers in Middlebury, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,225 $9,104
American Family $6,505 $9,403
Farmers $8,656 $9,222
GEICO $3,910 $3,640
Liberty Mutual $8,242 $12,437
Nationwide $4,271 $5,546
Progressive $9,204 $10,360
State Farm $4,563 $5,840
Travelers $7,014 $11,212
USAA $2,864 $3,192

Cheapest Middlebury, IN Car Insurance for Seniors

Take a look at Middlebury, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Middlebury, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,073 $2,265
American Family $2,106 $2,106
Farmers $1,362 $1,533
GEICO $1,247 $1,287
Liberty Mutual $3,469 $3,469
Nationwide $1,307 $1,395
Progressive $1,412 $1,420
State Farm $1,321 $1,321
Travelers $1,049 $1,052
USAA $955 $960

Cheapest Middlebury, IN Car Insurance Rates After a DUI

A DUI in Middlebury, IN increases car insurance rates. Compare Middlebury, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Middlebury, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,111
American Family $5,221
Farmers $3,809
GEICO $2,733
Liberty Mutual $7,973
Nationwide $2,545
Progressive $3,282
State Farm $2,372
Travelers $3,733
USAA $1,983

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Cheapest Middlebury, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Middlebury, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Middlebury, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,804 $3,804
American Family $3,706 $3,797
Farmers $3,542 $3,542
GEICO $1,919 $1,984
Liberty Mutual $5,367 $5,659
Nationwide $2,396 $2,396
Progressive $3,671 $3,671
State Farm $2,362 $2,500
Travelers $3,143 $3,143
USAA $1,586 $1,629

The Best Cheap Car Insurance Companies in Middlebury, IN

Take a look at a side-by-side comparison of the top car insurance companies in Middlebury, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Middlebury, Indiana

Insurance Company Average Annual Rates
Allstate $3,804
American Family $3,751
Farmers $3,542
GEICO $1,952
Liberty Mutual $5,513
Nationwide $2,396
Progressive $3,671
State Farm $2,431
Travelers $3,143
USAA $1,607

Category Winners: Cheapest Car Insurance in Middlebury, Indiana

Find the cheapest car insurance companies in Middlebury, IN for each category right here.

Best Annual Car Insurance Rates by Company in Middlebury, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Middlebury, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Middlebury car insurance rates. Find the cheapest Middlebury, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Middlebury, Indiana

Insurance Company Low Medium High
Allstate $3,623 $3,787 $4,001
American Family $3,709 $3,875 $3,670
Farmers $3,414 $3,534 $3,677
GEICO $1,840 $1,945 $2,069
Liberty Mutual $5,337 $5,499 $5,703
Nationwide $2,433 $2,377 $2,378
Progressive $3,469 $3,614 $3,930
State Farm $2,310 $2,431 $2,554
Travelers $3,059 $3,173 $3,198
USAA $1,543 $1,603 $1,677

What affects car insurance rates in Middlebury, Indiana?

What factors can have an impact on Middlebury, IN car insurance? There are several reasons why Middlebury car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Middlebury, Indiana.

Commute Time in Middlebury

The more time you spend in your car the higher the risk of an accident. The average commute length in Middlebury, IN is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Middlebury, IN

Ready to find affordable Middlebury, Indiana car insurance today? Enter your ZIP code for fast, free Middlebury, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State