Compare Middleton, TN Car Insurance Rates (2021)

Car insurance in Middleton, TN averages $324 a month. Middleton, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Middleton car insurance rates, compare quotes from the top car insurance companies in Middleton, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Middleton for teen drivers is Travelers
  • The cheapest car insurance company in Middleton is Travelers
  • Average car insurance rates in Middleton, TN are $3,885/year

If you need to buy Middleton, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Middleton, TN is right here.

You’ll find Middleton car insurance rates, the cheapest Middleton, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Middleton, Tennessee car insurance rates to Bartlett car insurance rates, Memphis car insurance rates, and Hendersonville car insurance rates.

Ready to find affordable Middleton, TN car insurance today? Enter your ZIP code for fast, free Middleton car insurance quotes.

Cheapest Middleton, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Middleton, TN car insurance rates? Every Middleton, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middleton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,903 $2,793 $2,606 $2,707 $10,794 $11,737 $3,109 $3,220
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Liberty Mutual $3,865 $129 $3,166 $3,541 $15,726 $17,488 $4,154 $4,439
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $2,043 $1,942 $1,665 $1,733 $8,765 $9,885 $2,464 $2,680
State Farm $1,828 $1,828 $1,620 $1,620 $5,166 $6,510 $2,054 $2,366
Travelers $1,772 $1,868 $1,599 $1,703 $4,836 $5,963 $1,891 $1,992
USAA $1,623 $1,660 $1,461 $1,468 $5,680 $6,508 $2,125 $2,274

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Minimum Car Insurance in Middleton, TN

Every driver must carry the minimum car insurance in Middleton, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Middleton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Middleton, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Middleton, TN. Compare credit history car insurance rates in Middleton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Middleton, Tennessee

Insurance Company Poor Fair Good
Allstate $6,365 $4,867 $3,718
Farmers $4,297 $3,348 $3,166
GEICO $4,241 $3,620 $3,325
Liberty Mutual $9,419 $5,764 $4,508
Nationwide $4,522 $3,582 $3,172
Progressive $4,406 $3,771 $3,515
State Farm $4,175 $2,503 $1,943
Travelers $3,451 $2,690 $1,968
USAA $4,140 $2,418 $1,992

Cheapest Middleton, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Middleton, TN to rates for a clean record with top companies.

Annual Middleton, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,184 $4,984 $5,991 $4,775
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $5,326 $7,669 $7,136 $6,124
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,436 $4,439 $3,662 $4,052
State Farm $2,646 $3,102 $2,874 $2,874
Travelers $2,195 $2,811 $3,107 $2,699
USAA $2,075 $3,102 $3,651 $2,572

Cheapest Middleton, TN Car Insurance for Teen Drivers

Teen car insurance in Middleton, TN can be expensive. Take a look at rates from the top car insurance companies in Middleton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Middleton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,794 $11,737
Farmers $7,727 $8,208
GEICO $7,317 $7,489
Liberty Mutual $15,726 $17,488
Nationwide $6,600 $8,546
Progressive $8,765 $9,885
State Farm $5,166 $6,510
Travelers $4,836 $5,963
USAA $5,680 $6,508

Cheapest Middleton, TN Car Insurance for Seniors

Take a look at Middleton, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Middleton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,606 $2,707
Farmers $1,742 $1,900
GEICO $2,355 $2,355
Liberty Mutual $3,166 $3,541
Nationwide $2,143 $2,183
Progressive $1,665 $1,733
State Farm $1,620 $1,620
Travelers $1,599 $1,703
USAA $1,461 $1,468

Cheapest Middleton, TN Car Insurance Rates After a DUI

A DUI in Middleton, TN increases car insurance rates. Compare Middleton, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Middleton, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,991
Farmers $3,901
GEICO $5,928
Liberty Mutual $7,136
Nationwide $4,904
Progressive $3,662
State Farm $2,874
Travelers $3,107
USAA $3,651

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Cheapest Middleton, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Middleton, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Middleton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,984 $4,984
Farmers $3,604 $3,604
GEICO $3,713 $3,745
Liberty Mutual $6,564 $6,564
Nationwide $3,759 $3,759
Progressive $3,897 $3,897
State Farm $2,806 $2,942
Travelers $2,597 $2,809
USAA $2,768 $2,932

The Best Cheap Car Insurance Companies in Middleton, TN

Take a look at a side-by-side comparison of the top car insurance companies in Middleton, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Middleton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,984
Farmers $3,604
GEICO $3,729
Liberty Mutual $6,564
Nationwide $3,759
Progressive $3,897
State Farm $2,874
Travelers $2,703
USAA $2,850

Category Winners: Cheapest Car Insurance in Middleton, Tennessee

Find the cheapest car insurance companies in Middleton, TN for each category right here.

Best Annual Car Insurance Rates by Company in Middleton, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Middleton, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Middleton car insurance rates. Find the cheapest Middleton, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Middleton, Tennessee

Insurance Company Low Medium High
Allstate $4,790 $4,971 $5,189
Farmers $3,397 $3,585 $3,829
GEICO $3,565 $3,721 $3,900
Liberty Mutual $6,283 $6,562 $6,845
Nationwide $3,785 $3,678 $3,813
Progressive $3,680 $3,898 $4,113
State Farm $2,736 $2,885 $3,001
Travelers $2,547 $2,701 $2,862
USAA $2,756 $2,839 $2,955

What affects car insurance rates in Middleton, Tennessee?

What factors can have an impact on Middleton, TN car insurance? There are several reasons why Middleton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Middleton, Tennessee.

Commute Time in Middleton

The more time you spend in your car the higher the risk of an accident. The average commute length in Middleton, TN is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Middleton, TN

Ready to find affordable Middleton, Tennessee car insurance today? Enter your ZIP code for fast, free Middleton, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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