Compare Middletown, CA Car Insurance Rates (2021)

Car insurance in Middletown, CA averages $291 a month. Middletown, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Middletown car insurance rates, compare quotes from the top car insurance companies in Middletown, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Middletown, CA after a DUI are $4,924/year
  • Average car insurance rates in Middletown, CA are $3,497/year
  • The cheapest car insurance company in Middletown for teen drivers is USAA

If you need to buy Middletown, California car insurance, the options can be confusing. Everything you need to know about car insurance in Middletown, CA is right here.

You’ll find Middletown car insurance rates, the cheapest Middletown, CA car insurance companies, and information on California car insurance laws. You can also compare Middletown, California car insurance rates to San Diego car insurance rates, Long Beach car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Middletown, CA car insurance today? Enter your ZIP code for fast, free Middletown car insurance quotes.

Cheapest Middletown, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Middletown, CA car insurance rates? Every Middletown, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middletown, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,537 $2,544 $1,849 $1,876 $7,014 $8,833 $3,275 $3,625
Farmers $2,445 $2,445 $2,194 $2,194 $7,847 $12,970 $2,901 $3,232
GEICO $1,745 $1,747 $1,642 $1,642 $5,298 $5,404 $2,506 $2,570
Liberty Mutual $2,068 $1,966 $1,917 $1,860 $4,547 $4,809 $2,341 $2,349
Nationwide $2,992 $2,862 $2,601 $2,457 $7,515 $8,300 $3,560 $3,533
Progressive $1,917 $1,971 $1,658 $1,957 $5,197 $6,245 $2,799 $3,009
State Farm $3,579 $3,579 $3,196 $3,196 $6,538 $8,077 $3,966 $4,094
Travelers $2,306 $2,239 $2,037 $2,014 $4,670 $5,393 $2,996 $2,937
USAA $1,809 $1,715 $1,765 $1,773 $4,118 $4,131 $2,496 $2,361

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Minimum Car Insurance in Middletown, CA

Every driver must carry the minimum car insurance in Middletown, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Middletown, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Middletown, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Middletown, CA to rates for a clean record with top companies.

Annual Middletown, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,375 $4,014 $6,271 $3,117
Farmers $3,341 $4,555 $5,688 $4,529
GEICO $1,973 $3,037 $3,819 $2,448
Liberty Mutual $2,371 $3,179 $2,866 $2,512
Nationwide $2,952 $3,780 $6,398 $3,780
Progressive $2,012 $3,446 $4,017 $2,902
State Farm $3,227 $3,851 $7,287 $3,747
Travelers $2,069 $3,327 $3,887 $3,013
USAA $1,676 $2,489 $4,083 $1,836

Cheapest Middletown, CA Car Insurance for Teen Drivers

Teen car insurance in Middletown, CA can be expensive. Take a look at rates from the top car insurance companies in Middletown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Middletown, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,014 $8,833
Farmers $7,847 $12,970
GEICO $5,298 $5,404
Liberty Mutual $4,547 $4,809
Nationwide $7,515 $8,300
Progressive $5,197 $6,245
State Farm $6,538 $8,077
Travelers $4,670 $5,393
USAA $4,118 $4,131

Cheapest Middletown, CA Car Insurance for Seniors

Take a look at Middletown, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Middletown, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,876
Farmers $2,194 $2,194
GEICO $1,642 $1,642
Liberty Mutual $1,917 $1,860
Nationwide $2,601 $2,457
Progressive $1,658 $1,957
State Farm $3,196 $3,196
Travelers $2,037 $2,014
USAA $1,765 $1,773

Cheapest Middletown, CA Car Insurance Rates After a DUI

A DUI in Middletown, CA increases car insurance rates. Compare Middletown, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Middletown, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,271
Farmers $5,688
GEICO $3,819
Liberty Mutual $2,866
Nationwide $6,398
Progressive $4,017
State Farm $7,287
Travelers $3,887
USAA $4,083

Cheapest Middletown, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Middletown, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Middletown, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,563 $4,326
Farmers $4,110 $4,947
GEICO $2,562 $3,077
Liberty Mutual $2,510 $2,954
Nationwide $3,733 $4,722
Progressive $2,811 $3,377
State Farm $4,368 $4,689
Travelers $2,766 $3,382
USAA $2,322 $2,720

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The Best Cheap Car Insurance Companies in Middletown, CA

Take a look at a side-by-side comparison of the top car insurance companies in Middletown, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Middletown, California

Insurance Company Average Annual Rates
Allstate $3,944
Farmers $4,528
GEICO $2,819
Liberty Mutual $2,732
Nationwide $4,228
Progressive $3,094
State Farm $4,528
Travelers $3,074
USAA $2,521

Category Winners: Cheapest Car Insurance in Middletown, California

Find the cheapest car insurance companies in Middletown, CA for each category right here.

Best Annual Car Insurance Rates by Company in Middletown, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Middletown, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Middletown car insurance rates. Find the cheapest Middletown, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Middletown, California

Insurance Company Low Medium High
Allstate $3,758 $3,975 $4,100
Farmers $4,261 $4,559 $4,766
GEICO $2,570 $2,847 $3,041
Liberty Mutual $2,569 $2,754 $2,873
Nationwide $3,831 $4,291 $4,561
Progressive $2,713 $3,194 $3,375
State Farm $4,179 $4,589 $4,817
Travelers $2,729 $3,147 $3,345
USAA $2,282 $2,570 $2,711

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What affects car insurance rates in Middletown, California?

What factors can have an impact on Middletown, CA car insurance? There are several reasons why Middletown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Middletown, California.

Car Theft in Middletown

High levels of vehicle theft can make car insurance more expensive. Middletown, CA car theft statistics from the FBI indicate 75 vehicle thefts a year.

Commute Time in Middletown

The more time you spend in your car the higher the risk of an accident. The average commute length in Middletown, CA is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in Middletown, CA

Ready to find affordable Middletown, California car insurance today? Enter your ZIP code for fast, free Middletown, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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