Compare Middletown, CT Car Insurance Rates (2021)

Car insurance in Middletown, CT averages $392 a month. Middletown, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Middletown car insurance rates, compare quotes from the top car insurance companies in Middletown, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Middletown, CT are $4,705/year
  • The cheapest car insurance company in Middletown is State Farm
  • Average car insurance rates in Middletown, CT after a DUI are $5,692/year

If you need to buy Middletown, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Middletown, CT is right here.

You’ll find Middletown car insurance rates, the cheapest Middletown, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Middletown, Connecticut car insurance rates to New Britain car insurance rates, Meriden car insurance rates, and Waterbury car insurance rates.

Ready to find affordable Middletown, CT car insurance today? Enter your ZIP code for fast, free Middletown car insurance quotes.

Cheapest Middletown, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Middletown, CT car insurance rates? Every Middletown, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middletown, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,859 $3,815 $3,560 $3,810 $11,769 $13,900 $4,030 $4,228
GEICO $2,306 $2,312 $2,139 $2,156 $5,379 $6,342 $2,222 $2,151
Liberty Mutual $3,882 $4,238 $2,988 $3,701 $19,407 $21,915 $3,916 $4,277
Nationwide $2,246 $2,272 $2,021 $2,119 $6,195 $7,851 $2,603 $2,796
Progressive $2,780 $2,593 $2,373 $2,467 $11,657 $12,925 $3,182 $3,575
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,816 $1,843 $1,811 $1,804 $13,896 $22,349 $1,977 $2,233
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Middletown, CT

Every driver must carry the minimum car insurance in Middletown, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Middletown, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Middletown, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Middletown, CT. Compare credit history car insurance rates in Middletown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Middletown, Connecticut

Insurance Company Poor Fair Good
Allstate $7,804 $5,890 $4,670
GEICO $4,547 $2,742 $2,088
Liberty Mutual $11,437 $7,106 $5,578
Nationwide $4,651 $3,122 $2,765
Progressive $5,650 $5,072 $4,859
State Farm $3,705 $2,378 $1,917
Travelers $6,775 $5,644 $5,480
USAA $3,987 $2,690 $2,369

Cheapest Middletown, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Middletown, CT to rates for a clean record with top companies.

Annual Middletown, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,211 $6,435 $7,630 $5,211
GEICO $1,973 $2,589 $5,518 $2,422
Liberty Mutual $7,037 $8,816 $8,735 $7,574
Nationwide $2,865 $3,729 $4,267 $3,190
Progressive $4,424 $6,441 $4,653 $5,257
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,801 $5,201 $7,573 $6,290
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Middletown, CT Car Insurance for Teen Drivers

Teen car insurance in Middletown, CT can be expensive. Take a look at rates from the top car insurance companies in Middletown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Middletown, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,769 $13,900
GEICO $5,379 $6,342
Liberty Mutual $19,407 $21,915
Nationwide $6,195 $7,851
Progressive $11,657 $12,925
State Farm $4,921 $6,180
Travelers $13,896 $22,349
USAA $5,822 $6,120

Cheapest Middletown, CT Car Insurance for Seniors

Take a look at Middletown, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Middletown, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,560 $3,810
GEICO $2,139 $2,156
Liberty Mutual $2,988 $3,701
Nationwide $2,021 $2,119
Progressive $2,373 $2,467
State Farm $1,506 $1,506
Travelers $1,811 $1,804
USAA $1,727 $1,706

Cheapest Middletown, CT Car Insurance Rates After a DUI

A DUI in Middletown, CT increases car insurance rates. Compare Middletown, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Middletown, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,630
GEICO $5,518
Liberty Mutual $8,735
Nationwide $4,267
Progressive $4,653
State Farm $2,727
Travelers $7,573
USAA $4,435

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Cheapest Middletown, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Middletown, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Middletown, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,121 $6,121
GEICO $3,077 $3,174
Liberty Mutual $8,041 $8,041
Nationwide $3,513 $3,513
Progressive $5,194 $5,194
State Farm $2,602 $2,732
Travelers $5,966 $5,966
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Middletown, CT

Take a look at a side-by-side comparison of the top car insurance companies in Middletown, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Middletown, Connecticut

Insurance Company Average Annual Rates
Allstate $6,121
GEICO $3,126
Liberty Mutual $8,041
Nationwide $3,513
Progressive $5,194
State Farm $2,667
Travelers $5,966
USAA $3,015

Category Winners: Cheapest Car Insurance in Middletown, Connecticut

Find the cheapest car insurance companies in Middletown, CT for each category right here.

Best Annual Car Insurance Rates by Company in Middletown, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Middletown, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Middletown car insurance rates. Find the cheapest Middletown, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Middletown, Connecticut

Insurance Company Low Medium High
Allstate $5,748 $6,110 $6,506
GEICO $2,871 $3,084 $3,422
Liberty Mutual $7,687 $7,969 $8,465
Nationwide $3,576 $3,537 $3,426
Progressive $4,852 $5,150 $5,580
State Farm $2,504 $2,671 $2,826
Travelers $5,546 $5,927 $6,425
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Middletown, Connecticut?

What factors can have an impact on Middletown, CT car insurance? There are several reasons why Middletown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Middletown, Connecticut.

Commute Time in Middletown

The more time you spend in your car the higher the risk of an accident. The average commute length in Middletown, CT is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Middletown, CT

Ready to find affordable Middletown, Connecticut car insurance today? Enter your ZIP code for fast, free Middletown, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State