Compare Middletown, DE Car Insurance Rates (2021)

Car insurance in Middletown, DE averages $506 a month. Middletown, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Middletown car insurance rates, compare quotes from the top car insurance companies in Middletown, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Middletown, DE after a DUI are $7,981/year
  • The cheapest car insurance company in Middletown for teen drivers is USAA
  • The cheapest car insurance company in Middletown is USAA

If you need to buy Middletown, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Middletown, DE is right here.

You’ll find Middletown car insurance rates, the cheapest Middletown, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Middletown, Delaware car insurance rates to Elsmere car insurance rates, Dover car insurance rates, and Laurel car insurance rates.

Ready to find affordable Middletown, DE car insurance today? Enter your ZIP code for fast, free Middletown car insurance quotes.

Cheapest Middletown, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Middletown, DE car insurance rates? Every Middletown, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middletown, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,249 $4,165 $3,728 $3,928 $15,436 $18,024 $4,461 $4,729
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $12,221 $12,221 $12,074 $12,074 $27,149 $41,109 $12,221 $16,922
Nationwide $3,182 $3,157 $2,907 $2,894 $7,527 $9,523 $3,524 $3,761
Progressive $2,109 $1,947 $1,853 $1,893 $10,715 $11,832 $2,578 $2,503
State Farm $2,959 $2,959 $2,731 $2,731 $8,487 $10,964 $3,323 $3,461
Travelers $1,437 $1,444 $1,416 $1,384 $8,177 $12,617 $1,534 $1,662
USAA $1,233 $1,213 $1,143 $1,140 $4,528 $5,318 $1,545 $1,694

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Minimum Car Insurance in Middletown, DE

Every driver must carry the minimum car insurance in Middletown, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Middletown, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Middletown, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Middletown, DE. Compare credit history car insurance rates in Middletown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Middletown, Delaware

Insurance Company Poor Fair Good
Allstate $9,434 $6,677 $5,909
GEICO $5,219 $2,898 $1,988
Liberty Mutual $24,693 $16,638 $13,416
Nationwide $5,300 $4,389 $3,990
Progressive $4,953 $4,332 $4,001
State Farm $7,204 $3,964 $2,938
Travelers $4,129 $3,418 $3,580
USAA $3,642 $1,764 $1,273

Cheapest Middletown, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Middletown, DE to rates for a clean record with top companies.

Annual Middletown, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,192 $7,434 $8,692 $7,042
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $14,556 $16,764 $26,761 $14,913
Nationwide $3,644 $3,644 $6,650 $4,300
Progressive $3,814 $5,059 $4,344 $4,497
State Farm $4,260 $5,144 $4,702 $4,702
Travelers $3,163 $3,172 $5,184 $3,318
USAA $1,836 $1,836 $3,138 $2,097

Cheapest Middletown, DE Car Insurance for Teen Drivers

Teen car insurance in Middletown, DE can be expensive. Take a look at rates from the top car insurance companies in Middletown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Middletown, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,436 $18,024
GEICO $5,847 $6,106
Liberty Mutual $27,149 $41,109
Nationwide $7,527 $9,523
Progressive $10,715 $11,832
State Farm $8,487 $10,964
Travelers $8,177 $12,617
USAA $4,528 $5,318

Cheapest Middletown, DE Car Insurance for Seniors

Take a look at Middletown, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Middletown, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,728 $3,928
GEICO $2,291 $2,666
Liberty Mutual $12,074 $12,074
Nationwide $2,907 $2,894
Progressive $1,853 $1,893
State Farm $2,731 $2,731
Travelers $1,416 $1,384
USAA $1,143 $1,140

Cheapest Middletown, DE Car Insurance Rates After a DUI

A DUI in Middletown, DE increases car insurance rates. Compare Middletown, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Middletown, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,692
GEICO $4,373
Liberty Mutual $26,761
Nationwide $6,650
Progressive $4,344
State Farm $4,702
Travelers $5,184
USAA $3,138

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Cheapest Middletown, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Middletown, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Middletown, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,340 $7,340
GEICO $3,314 $3,422
Liberty Mutual $17,744 $18,753
Nationwide $4,560 $4,560
Progressive $4,429 $4,429
State Farm $4,541 $4,863
Travelers $3,709 $3,709
USAA $2,203 $2,250

The Best Cheap Car Insurance Companies in Middletown, DE

Take a look at a side-by-side comparison of the top car insurance companies in Middletown, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Middletown, Delaware

Insurance Company Average Annual Rates
Allstate $7,340
GEICO $3,368
Liberty Mutual $18,249
Nationwide $4,560
Progressive $4,429
State Farm $4,702
Travelers $3,709
USAA $2,227

Category Winners: Cheapest Car Insurance in Middletown, Delaware

Find the cheapest car insurance companies in Middletown, DE for each category right here.

Best Annual Car Insurance Rates by Company in Middletown, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Middletown, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Middletown car insurance rates. Find the cheapest Middletown, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Middletown, Delaware

Insurance Company Low Medium High
Allstate $6,708 $7,427 $7,884
GEICO $3,044 $3,417 $3,644
Liberty Mutual $17,359 $18,039 $19,348
Nationwide $4,528 $4,476 $4,674
Progressive $3,876 $4,480 $4,930
State Farm $4,388 $4,714 $5,003
Travelers $3,459 $3,832 $3,836
USAA $2,085 $2,223 $2,372

What affects car insurance rates in Middletown, Delaware?

What factors can have an impact on Middletown, DE car insurance? There are several reasons why Middletown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Middletown, Delaware.

Commute Time in Middletown

The more time you spend in your car the higher the risk of an accident. The average commute length in Middletown, DE is 36.0 minutes according to City-Data.

Compare Car Insurance Quotes in Middletown, DE

Ready to find affordable Middletown, Delaware car insurance today? Enter your ZIP code for fast, free Middletown, DE car insurance quotes.

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Average Monthly Car Insurance Rates by State