Compare Middletown, PA Car Insurance Rates (2021)

Car insurance in Middletown, PA averages $290 a month. Middletown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Middletown car insurance rates, compare quotes from the top car insurance companies in Middletown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Middletown for teen drivers is USAA
  • Average car insurance rates in Middletown, PA after a DUI are $3,811/year
  • Average car insurance rates in Middletown, PA are $3,484/year

If you need to buy Middletown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Middletown, PA is right here.

You’ll find Middletown car insurance rates, the cheapest Middletown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Middletown, Pennsylvania car insurance rates to Reading car insurance rates, Lancaster car insurance rates, and York car insurance rates.

Ready to find affordable Middletown, PA car insurance today? Enter your ZIP code for fast, free Middletown car insurance quotes.

Cheapest Middletown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Middletown, PA car insurance rates? Every Middletown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middletown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,160 $2,006 $2,006 $7,325 $7,325 $2,359 $2,359
GEICO $1,694 $1,468 $1,620 $1,405 $4,323 $3,751 $1,695 $1,470
Liberty Mutual $3,589 $3,589 $3,289 $3,289 $10,433 $10,433 $4,549 $4,549
Nationwide $1,600 $1,600 $1,516 $1,516 $4,566 $4,566 $1,798 $1,798
Progressive $2,430 $2,430 $2,173 $2,173 $7,939 $7,939 $3,098 $3,098
State Farm $1,344 $1,344 $1,191 $1,191 $4,886 $4,886 $1,487 $1,487
Travelers $1,477 $1,477 $1,604 $1,604 $21,835 $21,835 $1,765 $1,765
USAA $1,017 $1,017 $923 $923 $3,086 $3,086 $1,342 $1,342

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Minimum Car Insurance in Middletown, PA

Every driver must carry the minimum car insurance in Middletown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Middletown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Middletown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Middletown, PA. Compare credit history car insurance rates in Middletown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Middletown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,427 $3,300 $2,661
GEICO $3,261 $1,845 $1,429
Liberty Mutual $6,975 $5,002 $4,418
Nationwide $2,776 $2,290 $2,045
Progressive $5,171 $3,638 $2,921
State Farm $3,170 $1,963 $1,549
Travelers $7,246 $6,560 $6,205
USAA $1,985 $1,479 $1,312

Cheapest Middletown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Middletown, PA to rates for a clean record with top companies.

Annual Middletown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,315 $3,906 $3,315 $3,315
GEICO $1,612 $2,750 $2,141 $2,211
Liberty Mutual $4,966 $5,732 $5,581 $5,581
Nationwide $1,713 $2,291 $3,188 $2,288
Progressive $3,541 $4,907 $3,644 $3,548
State Farm $2,030 $2,425 $2,227 $2,227
Travelers $4,710 $6,731 $8,507 $6,731
USAA $1,281 $1,770 $1,887 $1,430

Cheapest Middletown, PA Car Insurance for Teen Drivers

Teen car insurance in Middletown, PA can be expensive. Take a look at rates from the top car insurance companies in Middletown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Middletown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,325 $7,325
GEICO $4,323 $3,751
Liberty Mutual $10,433 $10,433
Nationwide $4,566 $4,566
Progressive $7,939 $7,939
State Farm $4,886 $4,886
Travelers $21,835 $21,835
USAA $3,086 $3,086

Cheapest Middletown, PA Car Insurance for Seniors

Take a look at Middletown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Middletown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,006 $2,006
GEICO $1,620 $1,405
Liberty Mutual $3,289 $3,289
Nationwide $1,516 $1,516
Progressive $2,173 $2,173
State Farm $1,191 $1,191
Travelers $1,604 $1,604
USAA $923 $923

Cheapest Middletown, PA Car Insurance Rates After a DUI

A DUI in Middletown, PA increases car insurance rates. Compare Middletown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Middletown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,315
GEICO $2,141
Liberty Mutual $5,581
Nationwide $3,188
Progressive $3,644
State Farm $2,227
Travelers $8,507
USAA $1,887

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Cheapest Middletown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Middletown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Middletown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,392 $3,533
GEICO $2,146 $2,210
Liberty Mutual $5,326 $5,604
Nationwide $2,370 $2,370
Progressive $3,910 $3,910
State Farm $2,162 $2,293
Travelers $6,670 $6,670
USAA $1,547 $1,637

The Best Cheap Car Insurance Companies in Middletown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Middletown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Middletown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,463
GEICO $2,178
Liberty Mutual $5,465
Nationwide $2,370
Progressive $3,910
State Farm $2,227
Travelers $6,670
USAA $1,592

Category Winners: Cheapest Car Insurance in Middletown, Pennsylvania

Find the cheapest car insurance companies in Middletown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Middletown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Middletown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Middletown car insurance rates. Find the cheapest Middletown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Middletown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,312 $3,484 $3,592
GEICO $1,981 $2,204 $2,350
Liberty Mutual $5,176 $5,508 $5,711
Nationwide $2,380 $2,403 $2,326
Progressive $3,553 $3,945 $4,232
State Farm $2,079 $2,258 $2,344
Travelers $6,695 $6,684 $6,631
USAA $1,461 $1,608 $1,707

What affects car insurance rates in Middletown, Pennsylvania?

What factors can have an impact on Middletown, PA car insurance? There are several reasons why Middletown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Middletown, Pennsylvania.

Commute Time in Middletown

The more time you spend in your car the higher the risk of an accident. The average commute length in Middletown, PA is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Middletown, PA

Ready to find affordable Middletown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Middletown, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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