Compare Middleville, MI Car Insurance Rates (2021)

Car insurance in Middleville, MI averages $773 a month. Middleville, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Middleville car insurance rates, compare quotes from the top car insurance companies in Middleville, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Middleville for teen drivers is USAA
  • Average car insurance rates in Middleville, MI are $9,279/year
  • Average car insurance rates in Middleville, MI after a DUI are $15,598/year

If you need to buy Middleville, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Middleville, MI is right here.

You’ll find Middleville car insurance rates, the cheapest Middleville, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Middleville, Michigan car insurance rates to Warren car insurance rates, Lansing car insurance rates, and Troy car insurance rates.

Ready to find affordable Middleville, MI car insurance today? Enter your ZIP code for fast, free Middleville car insurance quotes.

Cheapest Middleville, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Middleville, MI car insurance rates? Every Middleville, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middleville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,789 $16,789 $15,594 $15,594 $41,600 $41,600 $17,687 $17,687
Farmers $4,390 $4,390 $4,090 $4,090 $9,631 $9,631 $4,927 $4,927
GEICO $4,022 $4,022 $4,090 $4,090 $11,363 $11,363 $3,848 $3,848
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $2,752 $2,752 $2,472 $2,472 $6,859 $6,859 $2,994 $2,994
Progressive $3,097 $2,905 $2,732 $3,024 $11,533 $12,412 $3,625 $3,415
State Farm $6,323 $6,323 $5,822 $5,822 $21,689 $21,689 $7,414 $7,414
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,537 $2,434 $2,378 $2,267 $6,243 $6,017 $3,123 $3,041

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Minimum Car Insurance in Middleville, MI

Every driver must carry the minimum car insurance in Middleville, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Middleville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Middleville, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Middleville, MI. Compare credit history car insurance rates in Middleville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Middleville, Michigan

Insurance Company Poor Fair Good
Allstate $34,825 $19,247 $14,681
Farmers $7,629 $5,019 $4,630
GEICO $7,498 $5,511 $4,483
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $4,669 $3,570 $3,069
Progressive $6,147 $5,188 $4,694
State Farm $16,709 $8,468 $5,759
Travelers $6,813 $6,608 $6,525
USAA $5,251 $2,981 $2,284

Cheapest Middleville, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Middleville, MI to rates for a clean record with top companies.

Annual Middleville, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,164 $14,918 $49,968 $15,619
Farmers $4,850 $6,161 $6,086 $5,940
GEICO $2,058 $4,342 $13,125 $3,799
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $3,258 $4,271 $3,907 $3,641
Progressive $4,545 $5,944 $5,335 $5,548
State Farm $6,650 $7,924 $16,840 $9,834
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,823 $3,508 $4,611 $3,078

Cheapest Middleville, MI Car Insurance for Teen Drivers

Teen car insurance in Middleville, MI can be expensive. Take a look at rates from the top car insurance companies in Middleville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Middleville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,600 $41,600
Farmers $9,631 $9,631
GEICO $11,363 $11,363
Liberty Mutual $34,357 $34,357
Nationwide $6,859 $6,859
Progressive $11,533 $12,412
State Farm $21,689 $21,689
Travelers $13,395 $13,395
USAA $6,243 $6,017

Cheapest Middleville, MI Car Insurance for Seniors

Take a look at Middleville, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Middleville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,594 $15,594
Farmers $4,090 $4,090
GEICO $4,090 $4,090
Liberty Mutual $14,355 $14,355
Nationwide $2,472 $2,472
Progressive $2,732 $3,024
State Farm $5,822 $5,822
Travelers $3,858 $3,858
USAA $2,378 $2,267

Cheapest Middleville, MI Car Insurance Rates After a DUI

A DUI in Middleville, MI increases car insurance rates. Compare Middleville, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Middleville, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,968
Farmers $6,086
GEICO $13,125
Liberty Mutual $30,178
Nationwide $3,907
Progressive $5,335
State Farm $16,840
Travelers $10,331
USAA $4,611

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Cheapest Middleville, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Middleville, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Middleville, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,918 $22,918
Farmers $5,759 $5,759
GEICO $5,697 $5,965
Liberty Mutual $18,753 $20,103
Nationwide $3,769 $3,769
Progressive $5,343 $5,343
State Farm $10,044 $10,580
Travelers $6,611 $6,686
USAA $3,465 $3,545

The Best Cheap Car Insurance Companies in Middleville, MI

Take a look at a side-by-side comparison of the top car insurance companies in Middleville, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Middleville, Michigan

Insurance Company Average Annual Rates
Allstate $22,918
Farmers $5,759
GEICO $5,831
Liberty Mutual $19,428
Nationwide $3,769
Progressive $5,343
State Farm $10,312
Travelers $6,649
USAA $3,505

Category Winners: Cheapest Car Insurance in Middleville, Michigan

Find the cheapest car insurance companies in Middleville, MI for each category right here.

Best Annual Car Insurance Rates by Company in Middleville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Middleville, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Middleville car insurance rates. Find the cheapest Middleville, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Middleville, Michigan

Insurance Company Low Medium High
Allstate $22,349 $22,969 $23,436
Farmers $5,614 $5,745 $5,919
GEICO $5,449 $5,778 $6,265
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $3,917 $3,712 $3,679
Progressive $5,205 $5,349 $5,474
State Farm $9,855 $10,368 $10,713
Travelers $6,575 $6,656 $6,715
USAA $3,414 $3,512 $3,590

What affects car insurance rates in Middleville, Michigan?

What factors can have an impact on Middleville, MI car insurance? There are several reasons why Middleville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Middleville, Michigan.

Commute Time in Middleville

The more time you spend in your car the higher the risk of an accident. The average commute length in Middleville, MI is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Middleville, MI

Ready to find affordable Middleville, Michigan car insurance today? Enter your ZIP code for fast, free Middleville, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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