Compare Midland, PA Car Insurance Rates (2021)

Car insurance in Midland, PA averages $312 a month. Midland, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Midland car insurance rates, compare quotes from the top car insurance companies in Midland, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Midland, PA are $3,742/year
  • The cheapest car insurance company in Midland is USAA
  • The cheapest car insurance company in Midland for teen drivers is USAA

If you need to buy Midland, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Midland, PA is right here.

You’ll find Midland car insurance rates, the cheapest Midland, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Midland, Pennsylvania car insurance rates to York car insurance rates, Reading car insurance rates, and Erie car insurance rates.

Ready to find affordable Midland, PA car insurance today? Enter your ZIP code for fast, free Midland car insurance quotes.

Cheapest Midland, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Midland, PA car insurance rates? Every Midland, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Midland, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,307 $2,307 $2,119 $2,119 $7,522 $7,522 $2,544 $2,544
GEICO $2,115 $1,829 $1,980 $1,714 $5,412 $4,695 $2,132 $1,844
Liberty Mutual $3,632 $3,632 $3,327 $3,327 $10,622 $10,622 $4,614 $4,614
Nationwide $1,718 $1,718 $1,626 $1,626 $4,841 $4,841 $1,926 $1,926
Progressive $2,449 $2,449 $2,185 $2,185 $7,946 $7,946 $3,129 $3,129
State Farm $1,706 $1,706 $1,504 $1,504 $6,072 $6,072 $1,881 $1,881
Travelers $1,574 $1,574 $1,700 $1,700 $23,072 $23,072 $1,889 $1,889
USAA $1,115 $1,115 $1,009 $1,009 $3,364 $3,364 $1,480 $1,480

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Minimum Car Insurance in Midland, PA

Every driver must carry the minimum car insurance in Midland, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Midland, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Midland, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Midland, PA. Compare credit history car insurance rates in Midland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Midland, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,637 $3,450 $2,783
GEICO $4,079 $2,295 $1,772
Liberty Mutual $7,083 $5,078 $4,485
Nationwide $2,966 $2,439 $2,177
Progressive $5,201 $3,651 $2,930
State Farm $3,972 $2,459 $1,941
Travelers $7,682 $6,940 $6,555
USAA $2,180 $1,616 $1,430

Cheapest Midland, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Midland, PA to rates for a clean record with top companies.

Annual Midland, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,471 $4,079 $3,471 $3,471
GEICO $1,985 $3,476 $2,650 $2,750
Liberty Mutual $5,070 $5,792 $5,666 $5,666
Nationwide $1,824 $2,439 $3,403 $2,445
Progressive $3,561 $4,924 $3,661 $3,565
State Farm $2,556 $3,025 $2,791 $2,791
Travelers $5,000 $7,122 $8,992 $7,122
USAA $1,402 $1,936 $2,066 $1,566

Cheapest Midland, PA Car Insurance for Teen Drivers

Teen car insurance in Midland, PA can be expensive. Take a look at rates from the top car insurance companies in Midland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Midland, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,522 $7,522
GEICO $5,412 $4,695
Liberty Mutual $10,622 $10,622
Nationwide $4,841 $4,841
Progressive $7,946 $7,946
State Farm $6,072 $6,072
Travelers $23,072 $23,072
USAA $3,364 $3,364

Cheapest Midland, PA Car Insurance for Seniors

Take a look at Midland, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Midland, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,119 $2,119
GEICO $1,980 $1,714
Liberty Mutual $3,327 $3,327
Nationwide $1,626 $1,626
Progressive $2,185 $2,185
State Farm $1,504 $1,504
Travelers $1,700 $1,700
USAA $1,009 $1,009

Cheapest Midland, PA Car Insurance Rates After a DUI

A DUI in Midland, PA increases car insurance rates. Compare Midland, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Midland, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,471
GEICO $2,650
Liberty Mutual $5,666
Nationwide $3,403
Progressive $3,661
State Farm $2,791
Travelers $8,992
USAA $2,066

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Cheapest Midland, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Midland, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Midland, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,553 $3,693
GEICO $2,671 $2,759
Liberty Mutual $5,406 $5,691
Nationwide $2,527 $2,527
Progressive $3,928 $3,928
State Farm $2,708 $2,873
Travelers $7,059 $7,059
USAA $1,692 $1,792

The Best Cheap Car Insurance Companies in Midland, PA

Take a look at a side-by-side comparison of the top car insurance companies in Midland, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Midland, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,623
GEICO $2,715
Liberty Mutual $5,549
Nationwide $2,527
Progressive $3,928
State Farm $2,791
Travelers $7,059
USAA $1,742

Category Winners: Cheapest Car Insurance in Midland, Pennsylvania

Find the cheapest car insurance companies in Midland, PA for each category right here.

Best Annual Car Insurance Rates by Company in Midland, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Midland, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Midland car insurance rates. Find the cheapest Midland, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Midland, Pennsylvania

Insurance Company Low Medium High
Allstate $3,474 $3,644 $3,751
GEICO $2,501 $2,739 $2,906
Liberty Mutual $5,265 $5,590 $5,791
Nationwide $2,550 $2,558 $2,474
Progressive $3,602 $3,961 $4,220
State Farm $2,610 $2,828 $2,933
Travelers $7,093 $7,065 $7,019
USAA $1,611 $1,759 $1,856

What affects car insurance rates in Midland, Pennsylvania?

What factors can have an impact on Midland, PA car insurance? There are several reasons why Midland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Midland, Pennsylvania.

Commute Time in Midland

The more time you spend in your car the higher the risk of an accident. The average commute length in Midland, PA is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Midland, PA

Ready to find affordable Midland, Pennsylvania car insurance today? Enter your ZIP code for fast, free Midland, PA car insurance quotes.

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