Compare Midlothian, TX Car Insurance Rates (2021)

Car insurance in Midlothian, TX averages $308 a month. Midlothian, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Midlothian car insurance rates, compare quotes from the top car insurance companies in Midlothian, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Midlothian is USAA
  • Average car insurance rates in Midlothian, TX are $3,701/year
  • Average car insurance rates in Midlothian, TX after a DUI are $4,234/year

If you need to buy Midlothian, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Midlothian, TX is right here.

You’ll find Midlothian car insurance rates, the cheapest Midlothian, TX car insurance companies, and information on Texas car insurance laws. You can also compare Midlothian, Texas car insurance rates to Corpus Christi car insurance rates, Austin car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Midlothian, TX car insurance today? Enter your ZIP code for fast, free Midlothian car insurance quotes.

Cheapest Midlothian, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Midlothian, TX car insurance rates? Every Midlothian, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Midlothian, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,561 $3,585 $3,513 $3,513 $9,509 $11,459 $4,400 $4,572
American Family $2,259 $2,512 $2,132 $2,436 $6,008 $7,859 $3,240 $3,692
GEICO $2,357 $2,551 $2,295 $2,606 $5,214 $5,414 $2,548 $2,539
Nationwide $2,246 $2,282 $1,987 $2,100 $6,420 $8,225 $2,644 $2,857
Progressive $2,433 $2,322 $2,152 $2,201 $9,876 $11,005 $2,884 $2,935
State Farm $1,987 $1,987 $1,774 $1,774 $4,839 $6,179 $2,166 $2,229
USAA $1,581 $1,584 $1,515 $1,496 $4,532 $4,916 $2,107 $2,245

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Minimum Car Insurance in Midlothian, TX

Every driver must carry the minimum car insurance in Midlothian, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Midlothian, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Midlothian, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Midlothian, TX. Compare credit history car insurance rates in Midlothian from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Midlothian, Texas

Insurance Company Poor Fair Good
Allstate $7,002 $5,137 $4,403
American Family $5,173 $3,267 $2,861
GEICO $4,921 $2,789 $1,862
Nationwide $4,306 $3,467 $3,012
Progressive $5,061 $4,348 $4,019
State Farm $4,059 $2,528 $2,015
USAA $3,653 $2,124 $1,713

Cheapest Midlothian, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Midlothian, TX to rates for a clean record with top companies.

Annual Midlothian, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,252 $6,632 $6,921 $4,252
American Family $3,434 $4,367 $3,833 $3,434
GEICO $2,709 $3,599 $2,978 $3,476
Nationwide $3,122 $3,122 $4,614 $3,523
Progressive $3,907 $5,023 $4,568 $4,406
State Farm $2,539 $2,923 $3,468 $2,539
USAA $1,855 $2,751 $3,253 $2,129

Cheapest Midlothian, TX Car Insurance for Teen Drivers

Teen car insurance in Midlothian, TX can be expensive. Take a look at rates from the top car insurance companies in Midlothian for teenagers.

Annual Car Insurance Rates for Teen Drivers in Midlothian, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,509 $11,459
American Family $6,008 $7,859
GEICO $5,214 $5,414
Nationwide $6,420 $8,225
Progressive $9,876 $11,005
State Farm $4,839 $6,179
USAA $4,532 $4,916

Cheapest Midlothian, TX Car Insurance for Seniors

Take a look at Midlothian, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Midlothian, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,513 $3,513
American Family $2,132 $2,436
GEICO $2,295 $2,606
Nationwide $1,987 $2,100
Progressive $2,152 $2,201
State Farm $1,774 $1,774
USAA $1,515 $1,496

Cheapest Midlothian, TX Car Insurance Rates After a DUI

A DUI in Midlothian, TX increases car insurance rates. Compare Midlothian, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Midlothian, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,921
American Family $3,833
GEICO $2,978
Nationwide $4,614
Progressive $4,568
State Farm $3,468
USAA $3,253

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Cheapest Midlothian, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Midlothian, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Midlothian, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,376 $5,652
American Family $3,767 $3,767
GEICO $3,135 $3,246
Nationwide $3,595 $3,595
Progressive $4,476 $4,476
State Farm $2,867 $2,867
USAA $2,465 $2,528

The Best Cheap Car Insurance Companies in Midlothian, TX

Take a look at a side-by-side comparison of the top car insurance companies in Midlothian, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Midlothian, Texas

Insurance Company Average Annual Rates
Allstate $5,514
American Family $3,767
GEICO $3,191
Nationwide $3,595
Progressive $4,476
State Farm $2,867
USAA $2,497

Category Winners: Cheapest Car Insurance in Midlothian, Texas

Find the cheapest car insurance companies in Midlothian, TX for each category right here.

Best Annual Car Insurance Rates by Company in Midlothian, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Midlothian, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Midlothian car insurance rates. Find the cheapest Midlothian, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Midlothian, Texas

Insurance Company Low Medium High
Allstate $5,387 $5,467 $5,689
American Family $3,509 $3,629 $4,164
GEICO $3,025 $3,155 $3,392
Nationwide $3,878 $3,444 $3,464
Progressive $4,278 $4,454 $4,696
State Farm $2,707 $2,857 $3,038
USAA $2,407 $2,486 $2,597

What affects car insurance rates in Midlothian, Texas?

What factors can have an impact on Midlothian, TX car insurance? There are several reasons why Midlothian car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Midlothian, Texas.

Car Theft in Midlothian

High levels of vehicle theft can make car insurance more expensive. Midlothian, TX car theft statistics from the FBI indicate 12 vehicle thefts a year.

Commute Time in Midlothian

The more time you spend in your car the higher the risk of an accident. The average commute length in Midlothian, TX is 32.0 minutes according to City-Data.

Compare Car Insurance Quotes in Midlothian, TX

Ready to find affordable Midlothian, Texas car insurance today? Enter your ZIP code for fast, free Midlothian, TX car insurance quotes.

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