Compare Midlothian, VA Car Insurance Rates (2021)

Car insurance in Midlothian, VA averages $199 a month. Midlothian, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Midlothian car insurance rates, compare quotes from the top car insurance companies in Midlothian, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Midlothian is USAA
  • The cheapest ZIP code in Midlothian is 23113
  • Average car insurance rates in Midlothian, VA after a DUI are $2,835/year

If you need to buy Midlothian, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Midlothian, VA is right here.

You’ll find Midlothian car insurance rates, the cheapest Midlothian, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Midlothian, Virginia car insurance rates to Portsmouth car insurance rates, Virginia Beach car insurance rates, and Norfolk car insurance rates.

Ready to find affordable Midlothian, VA car insurance today? Enter your ZIP code for fast, free Midlothian car insurance quotes.

Cheapest Midlothian, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Midlothian, VA car insurance rates? Every Midlothian, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Midlothian, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,043 $1,926 $2,031 $2,031 $6,399 $7,328 $2,653 $2,649
GEICO $1,504 $1,492 $1,430 $1,430 $3,295 $4,386 $1,749 $1,718
Nationwide $1,531 $1,539 $1,357 $1,393 $3,705 $4,771 $1,692 $1,840
Progressive $1,191 $1,125 $1,089 $1,088 $5,650 $6,325 $1,438 $1,456
State Farm $1,393 $1,393 $1,262 $1,262 $4,282 $5,371 $1,577 $1,816
USAA $1,143 $1,125 $1,073 $1,078 $3,559 $4,224 $1,471 $1,616

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Minimum Car Insurance in Midlothian, VA

Every driver must carry the minimum car insurance in Midlothian, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Midlothian, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Midlothian, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Midlothian, VA. Compare credit history car insurance rates in Midlothian from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Midlothian, Virginia

Insurance Company Poor Fair Good
Allstate $4,116 $3,302 $2,729
GEICO $2,362 $2,008 $2,008
Nationwide $2,638 $2,121 $1,927
Progressive $2,681 $2,364 $2,216
State Farm $3,263 $2,023 $1,598
USAA $2,550 $1,742 $1,440

Cheapest Midlothian, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Midlothian, VA to rates for a clean record with top companies.

Annual Midlothian, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,520 $4,049 $3,703 $3,257
GEICO $1,621 $2,096 $3,163 $1,621
Nationwide $1,937 $1,937 $2,842 $2,199
Progressive $2,055 $2,758 $2,468 $2,399
State Farm $2,090 $2,499 $2,295 $2,295
USAA $1,478 $1,924 $2,538 $1,703

Cheapest Midlothian, VA Car Insurance for Teen Drivers

Teen car insurance in Midlothian, VA can be expensive. Take a look at rates from the top car insurance companies in Midlothian for teenagers.

Annual Car Insurance Rates for Teen Drivers in Midlothian, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $7,328
GEICO $3,295 $4,386
Nationwide $3,705 $4,771
Progressive $5,650 $6,325
State Farm $4,282 $5,371
USAA $3,559 $4,224

Cheapest Midlothian, VA Car Insurance for Seniors

Take a look at Midlothian, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Midlothian, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,031 $2,031
GEICO $1,430 $1,430
Nationwide $1,357 $1,393
Progressive $1,089 $1,088
State Farm $1,262 $1,262
USAA $1,073 $1,078

Cheapest Midlothian, VA Car Insurance Rates After a DUI

A DUI in Midlothian, VA increases car insurance rates. Compare Midlothian, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Midlothian, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,703
GEICO $3,163
Nationwide $2,842
Progressive $2,468
State Farm $2,295
USAA $2,538

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Cheapest Midlothian, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Midlothian, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Midlothian, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,277 $3,487
GEICO $2,086 $2,165
Nationwide $2,229 $2,229
Progressive $2,420 $2,420
State Farm $2,238 $2,351
USAA $1,840 $1,981

Cheapest Midlothian, VA Car Insurance Rates by ZIP Code

Midlothian car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Midlothian, VA.

Annual Car Insurance Rates by ZIP Code in Midlothian, Virginia

ZIP Code Average Annual Rates
23113 $2,076
23114 $2,082

The Best Cheap Car Insurance Companies in Midlothian, VA

Take a look at a side-by-side comparison of the top car insurance companies in Midlothian, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Midlothian, Virginia

Insurance Company Average Annual Rates
Allstate $3,382
GEICO $2,126
Nationwide $2,229
Progressive $2,420
State Farm $2,295
USAA $1,911

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Category Winners: Cheapest Car Insurance in Midlothian, Virginia

Find the cheapest car insurance companies in Midlothian, VA for each category right here.

Best Annual Car Insurance Rates by Company in Midlothian, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Midlothian, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Midlothian car insurance rates. Find the cheapest Midlothian, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Midlothian, Virginia

Insurance Company Low Medium High
Allstate $3,272 $3,383 $3,492
GEICO $2,030 $2,123 $2,224
Nationwide $2,333 $2,208 $2,145
Progressive $2,297 $2,390 $2,574
State Farm $2,153 $2,291 $2,439
USAA $1,827 $1,915 $1,991

Compare Car Insurance Quotes in Midlothian, VA

Ready to find affordable Midlothian, Virginia car insurance today? Enter your ZIP code for fast, free Midlothian, VA car insurance quotes.

Free Car Insurance Comparison

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