Compare Midway, FL Car Insurance Rates (2021)

Car insurance in Midway, FL averages $327 a month. Midway, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Midway car insurance rates, compare quotes from the top car insurance companies in Midway, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Midway, FL are $3,926/year
  • The cheapest ZIP code in Midway is 32343
  • Average car insurance rates in Midway, FL after a DUI are $4,694/year

If you need to buy Midway, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Midway, FL is right here.

You’ll find Midway car insurance rates, the cheapest Midway, FL car insurance companies, and information on Florida car insurance laws. You can also compare Midway, Florida car insurance rates to Port St. Lucie car insurance rates, St. Petersburg car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Midway, FL car insurance today? Enter your ZIP code for fast, free Midway car insurance quotes.

Cheapest Midway, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Midway, FL car insurance rates? Every Midway, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Midway, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,825 $3,676 $3,329 $3,395 $13,226 $14,368 $3,879 $3,956
GEICO $2,514 $2,526 $2,352 $2,352 $4,494 $5,634 $2,770 $2,810
Liberty Mutual $3,133 $3,133 $2,875 $2,875 $6,567 $10,088 $3,133 $4,228
Nationwide $2,467 $2,443 $2,206 $2,284 $5,874 $7,258 $2,715 $2,834
Progressive $3,178 $3,014 $2,746 $2,935 $8,932 $9,801 $3,839 $3,716
State Farm $1,783 $1,783 $1,614 $1,614 $5,148 $6,582 $1,973 $2,127
USAA $1,441 $1,419 $1,339 $1,333 $4,870 $5,679 $1,805 $1,954

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Minimum Car Insurance in Midway, FL

Every driver must carry the minimum car insurance in Midway, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Midway, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Midway, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Midway, FL. Compare credit history car insurance rates in Midway from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Midway, Florida

Insurance Company Poor Fair Good
Allstate $8,632 $5,500 $4,488
GEICO $4,636 $2,804 $2,104
Liberty Mutual $5,789 $4,260 $3,463
Nationwide $4,382 $3,226 $2,922
Progressive $6,215 $4,411 $3,685
State Farm $3,842 $2,544 $2,099
USAA $4,047 $1,967 $1,426

Cheapest Midway, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Midway, FL to rates for a clean record with top companies.

Annual Midway, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,357 $6,394 $7,130 $5,948
GEICO $2,214 $2,832 $4,218 $3,462
Liberty Mutual $3,286 $4,228 $6,065 $4,437
Nationwide $3,013 $3,293 $4,399 $3,335
Progressive $3,771 $5,569 $4,685 $5,055
State Farm $2,592 $3,065 $2,828 $2,828
USAA $1,950 $2,397 $3,530 $2,042

Cheapest Midway, FL Car Insurance for Teen Drivers

Teen car insurance in Midway, FL can be expensive. Take a look at rates from the top car insurance companies in Midway for teenagers.

Annual Car Insurance Rates for Teen Drivers in Midway, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,226 $14,368
GEICO $4,494 $5,634
Liberty Mutual $6,567 $10,088
Nationwide $5,874 $7,258
Progressive $8,932 $9,801
State Farm $5,148 $6,582
USAA $4,870 $5,679

Cheapest Midway, FL Car Insurance for Seniors

Take a look at Midway, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Midway, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,329 $3,395
GEICO $2,352 $2,352
Liberty Mutual $2,875 $2,875
Nationwide $2,206 $2,284
Progressive $2,746 $2,935
State Farm $1,614 $1,614
USAA $1,339 $1,333

Cheapest Midway, FL Car Insurance Rates After a DUI

A DUI in Midway, FL increases car insurance rates. Compare Midway, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Midway, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,130
GEICO $4,218
Liberty Mutual $6,065
Nationwide $4,399
Progressive $4,685
State Farm $2,828
USAA $3,530

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Cheapest Midway, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Midway, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Midway, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,028 $6,386
GEICO $3,166 $3,197
Liberty Mutual $4,360 $4,648
Nationwide $3,510 $3,510
Progressive $4,770 $4,770
State Farm $2,734 $2,922
USAA $2,452 $2,508

Cheapest Midway, FL Car Insurance Rates by ZIP Code

Midway car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Midway, FL.

Annual Car Insurance Rates by ZIP Code in Midway, Florida

ZIP Code Average Annual Rates
32343 $2,917
32563 $2,980
32771 $3,201

The Best Cheap Car Insurance Companies in Midway, FL

Take a look at a side-by-side comparison of the top car insurance companies in Midway, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Midway, Florida

Insurance Company Average Annual Rates
Allstate $6,207
GEICO $3,182
Liberty Mutual $4,504
Nationwide $3,510
Progressive $4,770
State Farm $2,828
USAA $2,480

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Category Winners: Cheapest Car Insurance in Midway, Florida

Find the cheapest car insurance companies in Midway, FL for each category right here.

Best Annual Car Insurance Rates by Company in Midway, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Midway, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Midway car insurance rates. Find the cheapest Midway, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Midway, Florida

Insurance Company Low Medium High
Allstate $4,961 $6,489 $7,171
GEICO $2,672 $3,283 $3,590
Liberty Mutual $4,157 $4,570 $4,786
Nationwide $2,820 $3,641 $4,069
Progressive $4,072 $4,871 $5,367
State Farm $2,434 $2,891 $3,158
USAA $2,174 $2,559 $2,706

What affects car insurance rates in Midway, Florida?

What factors can have an impact on Midway, FL car insurance? There are several reasons why Midway car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Midway, Florida.

Car Theft in Midway

High levels of vehicle theft can make car insurance more expensive. Midway, FL car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Midway

The more time you spend in your car the higher the risk of an accident. The average commute length in Midway, FL is 30.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Midway, FL

Ready to find affordable Midway, Florida car insurance today? Enter your ZIP code for fast, free Midway, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State