Compare Midwest City, OK Car Insurance Rates (2021)

Car insurance in Midwest City, OK averages $389 a month. Midwest City, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Midwest City car insurance rates, compare quotes from the top car insurance companies in Midwest City, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Midwest City for teen drivers is State Farm
  • The cheapest ZIP code in Midwest City is 73130
  • The cheapest car insurance company in Midwest City is State Farm

If you need to buy Midwest City, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Midwest City, OK is right here.

You’ll find Midwest City car insurance rates, the cheapest Midwest City, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Midwest City, Oklahoma car insurance rates to Stillwater car insurance rates, Oklahoma City car insurance rates, and Enid car insurance rates.

Ready to find affordable Midwest City, OK car insurance today? Enter your ZIP code for fast, free Midwest City car insurance quotes.

Cheapest Midwest City, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Midwest City, OK car insurance rates? Every Midwest City, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Midwest City, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,525 $2,538 $2,326 $2,439 $7,506 $8,775 $2,725 $2,873
Farmers $2,674 $2,658 $2,388 $2,534 $10,918 $11,255 $3,034 $3,155
GEICO $2,411 $2,659 $2,628 $3,012 $7,292 $7,769 $2,111 $2,112
Liberty Mutual $5,020 $5,304 $4,424 $4,832 $14,555 $16,012 $5,209 $5,374
Progressive $3,278 $3,106 $2,700 $2,868 $13,063 $14,625 $3,820 $3,977
State Farm $2,045 $2,045 $1,823 $1,823 $5,732 $7,202 $2,165 $2,442
USAA $2,032 $2,021 $1,970 $1,974 $6,622 $7,362 $2,597 $2,828

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Minimum Car Insurance in Midwest City, OK

Every driver must carry the minimum car insurance in Midwest City, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Midwest City, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Midwest City, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Midwest City, OK. Compare credit history car insurance rates in Midwest City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Midwest City, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,920 $3,705 $3,265
Farmers $5,518 $4,594 $4,369
GEICO $4,520 $3,749 $2,978
Liberty Mutual $10,878 $6,671 $5,225
Progressive $6,724 $5,732 $5,332
State Farm $4,404 $2,814 $2,261
USAA $5,030 $2,911 $2,336

Cheapest Midwest City, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Midwest City, OK to rates for a clean record with top companies.

Annual Midwest City, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,426 $4,003 $4,588 $3,836
Farmers $4,072 $5,250 $5,122 $4,863
GEICO $2,708 $4,188 $4,711 $3,390
Liberty Mutual $5,080 $8,575 $9,690 $7,020
Progressive $4,614 $8,588 $5,099 $5,418
State Farm $2,902 $3,417 $3,160 $3,160
USAA $2,524 $3,647 $4,425 $3,108

Cheapest Midwest City, OK Car Insurance for Teen Drivers

Teen car insurance in Midwest City, OK can be expensive. Take a look at rates from the top car insurance companies in Midwest City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Midwest City, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,506 $8,775
Farmers $10,918 $11,255
GEICO $7,292 $7,769
Liberty Mutual $14,555 $16,012
Progressive $13,063 $14,625
State Farm $5,732 $7,202
USAA $6,622 $7,362

Cheapest Midwest City, OK Car Insurance for Seniors

Take a look at Midwest City, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Midwest City, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,326 $2,439
Farmers $2,388 $2,534
GEICO $2,628 $3,012
Liberty Mutual $4,424 $4,832
Progressive $2,700 $2,868
State Farm $1,823 $1,823
USAA $1,970 $1,974

Cheapest Midwest City, OK Car Insurance Rates After a DUI

A DUI in Midwest City, OK increases car insurance rates. Compare Midwest City, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Midwest City, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,588
Farmers $5,122
GEICO $4,711
Liberty Mutual $9,690
Progressive $5,099
State Farm $3,160
USAA $4,425

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Cheapest Midwest City, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Midwest City, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Midwest City, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,963 $3,963
Farmers $4,827 $4,827
GEICO $3,680 $3,818
Liberty Mutual $7,591 $7,591
Progressive $5,930 $5,930
State Farm $3,106 $3,214
USAA $3,384 $3,467

Cheapest Midwest City, OK Car Insurance Rates by ZIP Code

Midwest City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Midwest City, OK.

Annual Car Insurance Rates by ZIP Code in Midwest City, Oklahoma

ZIP Code Average Annual Rates
73110 $4,647
73130 $4,624

The Best Cheap Car Insurance Companies in Midwest City, OK

Take a look at a side-by-side comparison of the top car insurance companies in Midwest City, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Midwest City, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,963
Farmers $4,827
GEICO $3,749
Liberty Mutual $7,591
Progressive $5,930
State Farm $3,160
USAA $3,426

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Category Winners: Cheapest Car Insurance in Midwest City, Oklahoma

Find the cheapest car insurance companies in Midwest City, OK for each category right here.

Best Annual Car Insurance Rates by Company in Midwest City, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Midwest City, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Midwest City car insurance rates. Find the cheapest Midwest City, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Midwest City, Oklahoma

Insurance Company Low Medium High
Allstate $3,685 $3,945 $4,260
Farmers $4,583 $4,759 $5,139
GEICO $3,423 $3,762 $4,063
Liberty Mutual $7,165 $7,562 $8,047
Progressive $5,445 $5,886 $6,458
State Farm $2,939 $3,139 $3,400
USAA $3,250 $3,412 $3,615

What affects car insurance rates in Midwest City, Oklahoma?

What factors can have an impact on Midwest City, OK car insurance? There are several reasons why Midwest City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Midwest City, Oklahoma.

Commute Time in Midwest City

The more time you spend in your car the higher the risk of an accident. The average commute length in Midwest City, OK is 21.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Midwest City, OK

Ready to find affordable Midwest City, Oklahoma car insurance today? Enter your ZIP code for fast, free Midwest City, OK car insurance quotes.

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