Compare Milaca, MN Car Insurance Rates (2021)

Car insurance in Milaca, MN averages $407 a month. Milaca, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Milaca car insurance rates, compare quotes from the top car insurance companies in Milaca, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Milaca for teen drivers is State Farm
  • Average car insurance rates in Milaca, MN are $4,886/year
  • Average car insurance rates in Milaca, MN after a DUI are $6,594/year

If you need to buy Milaca, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Milaca, MN is right here.

You’ll find Milaca car insurance rates, the cheapest Milaca, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Milaca, Minnesota car insurance rates to St. Cloud car insurance rates, Maple Grove car insurance rates, and Rochester car insurance rates.

Ready to find affordable Milaca, MN car insurance today? Enter your ZIP code for fast, free Milaca car insurance quotes.

Cheapest Milaca, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milaca, MN car insurance rates? Every Milaca, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milaca, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,171 $3,171 $3,055 $3,055 $7,112 $10,216 $3,864 $4,036
American Family $2,302 $2,302 $2,087 $2,087 $6,305 $9,112 $2,302 $2,591
Farmers $2,570 $2,547 $2,480 $2,587 $6,918 $6,787 $3,305 $3,062
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,014 $2,021 $1,791 $1,901 $5,110 $6,198 $2,361 $2,450
State Farm $1,648 $1,648 $1,462 $1,462 $3,488 $4,276 $1,901 $1,580
USAA $1,927 $1,904 $1,758 $1,755 $5,040 $5,492 $2,505 $2,657

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Minimum Car Insurance in Milaca, MN

Every driver must carry the minimum car insurance in Milaca, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Milaca, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Milaca, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milaca, MN. Compare credit history car insurance rates in Milaca from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milaca, Minnesota

Insurance Company Poor Fair Good
Allstate $6,922 $3,738 $3,471
American Family $4,996 $3,282 $2,631
Farmers $4,833 $3,372 $3,141
GEICO $4,422 $3,616 $3,012
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,549 $2,858 $2,535
State Farm $3,184 $1,946 $1,419
USAA $4,496 $2,217 $1,926

Cheapest Milaca, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milaca, MN to rates for a clean record with top companies.

Annual Milaca, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,461 $4,975 $5,899 $4,506
American Family $2,447 $4,382 $4,941 $2,774
Farmers $3,220 $4,118 $4,174 $3,616
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,360 $3,141 $3,619 $2,803
State Farm $2,014 $2,353 $2,183 $2,183
USAA $2,144 $2,724 $4,097 $2,555

Cheapest Milaca, MN Car Insurance for Teen Drivers

Teen car insurance in Milaca, MN can be expensive. Take a look at rates from the top car insurance companies in Milaca for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milaca, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,112 $10,216
American Family $6,305 $9,112
Farmers $6,918 $6,787
GEICO $5,874 $7,453
Liberty Mutual $21,303 $32,066
Nationwide $5,110 $6,198
State Farm $3,488 $4,276
USAA $5,040 $5,492

Cheapest Milaca, MN Car Insurance for Seniors

Take a look at Milaca, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milaca, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,055 $3,055
American Family $2,087 $2,087
Farmers $2,480 $2,587
GEICO $2,666 $2,591
Liberty Mutual $10,624 $10,624
Nationwide $1,791 $1,901
State Farm $1,462 $1,462
USAA $1,758 $1,755

Cheapest Milaca, MN Car Insurance Rates After a DUI

A DUI in Milaca, MN increases car insurance rates. Compare Milaca, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milaca, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,899
American Family $4,941
Farmers $4,174
GEICO $5,782
Liberty Mutual $22,059
Nationwide $3,619
State Farm $2,183
USAA $4,097

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Cheapest Milaca, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milaca, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milaca, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,710 $4,710
American Family $3,594 $3,679
Farmers $3,782 $3,782
GEICO $3,634 $3,733
Liberty Mutual $14,776 $15,681
Nationwide $2,981 $2,981
State Farm $2,124 $2,242
USAA $2,842 $2,918

The Best Cheap Car Insurance Companies in Milaca, MN

Take a look at a side-by-side comparison of the top car insurance companies in Milaca, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milaca, Minnesota

Insurance Company Average Annual Rates
Allstate $4,710
American Family $3,636
Farmers $3,782
GEICO $3,683
Liberty Mutual $15,229
Nationwide $2,981
State Farm $2,183
USAA $2,880

Category Winners: Cheapest Car Insurance in Milaca, Minnesota

Find the cheapest car insurance companies in Milaca, MN for each category right here.

Best Annual Car Insurance Rates by Company in Milaca, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Milaca, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milaca car insurance rates. Find the cheapest Milaca, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milaca, Minnesota

Insurance Company Low Medium High
Allstate $4,636 $4,706 $4,788
American Family $3,623 $3,736 $3,549
Farmers $3,641 $3,793 $3,912
GEICO $3,563 $3,682 $3,805
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,821 $3,002 $3,120
State Farm $2,102 $2,190 $2,257
USAA $2,797 $2,878 $2,965

What affects car insurance rates in Milaca, Minnesota?

What factors can have an impact on Milaca, MN car insurance? There are several reasons why Milaca car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milaca, Minnesota.

Commute Time in Milaca

The more time you spend in your car the higher the risk of an accident. The average commute length in Milaca, MN is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Milaca, MN

Ready to find affordable Milaca, Minnesota car insurance today? Enter your ZIP code for fast, free Milaca, MN car insurance quotes.

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