Compare Milan, MN Car Insurance Rates (2021)

Car insurance in Milan, MN averages $345 a month. Milan, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Milan car insurance rates, compare quotes from the top car insurance companies in Milan, MN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Milan for teen drivers is State Farm
  • Average car insurance rates in Milan, MN are $4,145/year
  • Average car insurance rates in Milan, MN after a DUI are $5,644/year

If you need to buy Milan, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Milan, MN is right here.

You’ll find Milan car insurance rates, the cheapest Milan, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Milan, Minnesota car insurance rates to St. Paul car insurance rates, Bloomington car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Milan, MN car insurance today? Enter your ZIP code for fast, free Milan car insurance quotes.

Cheapest Milan, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milan, MN car insurance rates? Every Milan, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milan, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,791 $2,791 $2,686 $2,686 $6,377 $9,224 $3,403 $3,563
American Family $2,217 $2,217 $2,008 $2,008 $6,005 $8,729 $2,217 $2,506
Farmers $1,581 $1,577 $1,521 $1,606 $4,445 $4,472 $2,064 $1,986
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,831 $1,842 $1,630 $1,731 $4,560 $5,545 $2,136 $2,221
State Farm $1,388 $1,388 $1,233 $1,233 $2,971 $3,671 $1,609 $1,327
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Milan, MN

Every driver must carry the minimum car insurance in Milan, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Milan, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Milan, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milan, MN. Compare credit history car insurance rates in Milan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milan, Minnesota

Insurance Company Poor Fair Good
Allstate $6,149 $3,333 $3,089
American Family $4,750 $3,166 $2,550
Farmers $3,016 $2,173 $2,030
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,197 $2,576 $2,289
State Farm $2,700 $1,652 $1,205
USAA $4,327 $2,096 $1,817

Cheapest Milan, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milan, MN to rates for a clean record with top companies.

Annual Milan, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $4,416 $5,297 $3,997
American Family $2,343 $4,224 $4,729 $2,657
Farmers $2,063 $2,595 $2,629 $2,339
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,129 $2,831 $3,261 $2,527
State Farm $1,706 $1,998 $1,852 $1,852
USAA $2,042 $2,596 $3,918 $2,431

Cheapest Milan, MN Car Insurance for Teen Drivers

Teen car insurance in Milan, MN can be expensive. Take a look at rates from the top car insurance companies in Milan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milan, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,377 $9,224
American Family $6,005 $8,729
Farmers $4,445 $4,472
GEICO $4,914 $6,255
Liberty Mutual $17,660 $26,524
Nationwide $4,560 $5,545
State Farm $2,971 $3,671
USAA $4,819 $5,295

Cheapest Milan, MN Car Insurance for Seniors

Take a look at Milan, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milan, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,686 $2,686
American Family $2,008 $2,008
Farmers $1,521 $1,606
GEICO $2,305 $2,240
Liberty Mutual $8,863 $8,863
Nationwide $1,630 $1,731
State Farm $1,233 $1,233
USAA $1,654 $1,658

Cheapest Milan, MN Car Insurance Rates After a DUI

A DUI in Milan, MN increases car insurance rates. Compare Milan, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milan, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,297
American Family $4,729
Farmers $2,629
GEICO $4,945
Liberty Mutual $18,523
Nationwide $3,261
State Farm $1,852
USAA $3,918

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Milan, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milan, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milan, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,190 $4,190
American Family $3,448 $3,529
Farmers $2,407 $2,407
GEICO $3,095 $3,177
Liberty Mutual $12,283 $13,028
Nationwide $2,687 $2,687
State Farm $1,803 $1,902
USAA $2,711 $2,783

The Best Cheap Car Insurance Companies in Milan, MN

Take a look at a side-by-side comparison of the top car insurance companies in Milan, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milan, Minnesota

Insurance Company Average Annual Rates
Allstate $4,190
American Family $3,488
Farmers $2,407
GEICO $3,136
Liberty Mutual $12,656
Nationwide $2,687
State Farm $1,852
USAA $2,747

Category Winners: Cheapest Car Insurance in Milan, Minnesota

Find the cheapest car insurance companies in Milan, MN for each category right here.

Best Annual Car Insurance Rates by Company in Milan, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Milan, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milan car insurance rates. Find the cheapest Milan, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milan, Minnesota

Insurance Company Low Medium High
Allstate $4,135 $4,186 $4,250
American Family $3,485 $3,586 $3,395
Farmers $2,317 $2,416 $2,486
GEICO $3,045 $3,135 $3,228
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,546 $2,705 $2,810
State Farm $1,780 $1,858 $1,919
USAA $2,671 $2,745 $2,824

What affects car insurance rates in Milan, Minnesota?

What factors can have an impact on Milan, MN car insurance? There are several reasons why Milan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milan, Minnesota.

Commute Time in Milan

The more time you spend in your car the higher the risk of an accident. The average commute length in Milan, MN is 25.5 minutes according to City-Data.

Traffic in Milan

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Milan, MN traffic data from INRIX ranks Milan as the 92nd-most congested in the world.

Compare Car Insurance Quotes in Milan, MN

Ready to find affordable Milan, Minnesota car insurance today? Enter your ZIP code for fast, free Milan, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption