Compare Miles City, MT Car Insurance Rates (2021)

Car insurance in Miles City, MT averages $270 a month. Miles City, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Miles City car insurance rates, compare quotes from the top car insurance companies in Miles City, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Miles City, MT are $3,240/year
  • The cheapest car insurance company in Miles City for teen drivers is Liberty Mutual
  • Average car insurance rates in Miles City, MT after a DUI are $4,017/year

If you need to buy Miles City, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Miles City, MT is right here.

You’ll find Miles City car insurance rates, the cheapest Miles City, MT car insurance companies, and information on Montana car insurance laws. You can also compare Miles City, Montana car insurance rates to Whitefish car insurance rates, Belgrade car insurance rates, and Miles City car insurance rates.

Ready to find affordable Miles City, MT car insurance today? Enter your ZIP code for fast, free Miles City car insurance quotes.

Cheapest Miles City, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Miles City, MT car insurance rates? Every Miles City, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Miles City, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,616 $2,616 $2,395 $2,395 $9,998 $9,998 $2,820 $2,820
Farmers $3,002 $3,002 $2,665 $2,665 $7,470 $7,470 $3,270 $3,270
GEICO $3,134 $2,928 $3,057 $2,788 $7,655 $7,125 $2,687 $2,449
Liberty Mutual $958 $958 $935 $935 $1,900 $1,900 $1,138 $1,138
Nationwide $2,951 $2,951 $2,674 $2,674 $5,957 $5,957 $3,129 $3,129
Progressive $3,035 $3,035 $2,709 $2,709 $6,947 $6,947 $3,426 $3,426
State Farm $1,630 $1,630 $1,424 $1,424 $4,718 $4,718 $1,763 $1,763
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

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Minimum Car Insurance in Miles City, MT

Every driver must carry the minimum car insurance in Miles City, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Miles City, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Miles City, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Miles City, MT. Compare credit history car insurance rates in Miles City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Miles City, Montana

Insurance Company Poor Fair Good
Allstate $5,383 $4,315 $3,674
Farmers $4,848 $3,834 $3,623
GEICO $6,267 $3,340 $2,326
Liberty Mutual $1,233 $1,233 $1,233
Nationwide $4,662 $3,344 $3,028
Progressive $4,888 $3,721 $3,479
State Farm $3,427 $2,087 $1,638
USAA $2,788 $1,875 $1,511

Cheapest Miles City, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Miles City, MT to rates for a clean record with top companies.

Annual Miles City, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,745 $4,420 $5,382 $4,282
Farmers $3,622 $4,639 $4,523 $3,622
GEICO $2,556 $4,046 $6,256 $3,053
Liberty Mutual $843 $1,457 $1,457 $1,174
Nationwide $2,654 $3,848 $4,992 $3,217
Progressive $3,489 $4,474 $4,293 $3,861
State Farm $2,233 $2,535 $2,384 $2,384
USAA $1,556 $1,923 $2,852 $1,900

Cheapest Miles City, MT Car Insurance for Teen Drivers

Teen car insurance in Miles City, MT can be expensive. Take a look at rates from the top car insurance companies in Miles City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Miles City, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,998 $9,998
Farmers $7,470 $7,470
GEICO $7,655 $7,125
Liberty Mutual $1,900 $1,900
Nationwide $5,957 $5,957
Progressive $6,947 $6,947
State Farm $4,718 $4,718
USAA $4,089 $4,089

Cheapest Miles City, MT Car Insurance for Seniors

Take a look at Miles City, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Miles City, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,395 $2,395
Farmers $2,665 $2,665
GEICO $3,057 $2,788
Liberty Mutual $935 $935
Nationwide $2,674 $2,674
Progressive $2,709 $2,709
State Farm $1,424 $1,424
USAA $1,166 $1,166

Cheapest Miles City, MT Car Insurance Rates After a DUI

A DUI in Miles City, MT increases car insurance rates. Compare Miles City, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Miles City, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,382
Farmers $4,523
GEICO $6,256
Liberty Mutual $1,457
Nationwide $4,992
Progressive $4,293
State Farm $2,384
USAA $2,852

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Cheapest Miles City, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Miles City, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Miles City, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,352 $4,562
Farmers $4,102 $4,102
GEICO $3,907 $4,048
Liberty Mutual $1,233 $1,233
Nationwide $3,678 $3,678
Progressive $4,029 $4,029
State Farm $2,314 $2,454
USAA $2,033 $2,083

The Best Cheap Car Insurance Companies in Miles City, MT

Take a look at a side-by-side comparison of the top car insurance companies in Miles City, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Miles City, Montana

Insurance Company Average Annual Rates
Allstate $4,457
Farmers $4,102
GEICO $3,978
Liberty Mutual $1,233
Nationwide $3,678
Progressive $4,029
State Farm $2,384
USAA $2,058

Category Winners: Cheapest Car Insurance in Miles City, Montana

Find the cheapest car insurance companies in Miles City, MT for each category right here.

Best Annual Car Insurance Rates by Company in Miles City, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Miles City, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Miles City car insurance rates. Find the cheapest Miles City, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Miles City, Montana

Insurance Company Low Medium High
Allstate $4,278 $4,449 $4,646
Farmers $3,866 $4,098 $4,341
GEICO $3,850 $3,956 $4,127
Liberty Mutual $1,150 $1,236 $1,313
Nationwide $2,851 $3,926 $4,257
Progressive $3,840 $4,019 $4,229
State Farm $2,268 $2,374 $2,510
USAA $1,975 $2,048 $2,150

What affects car insurance rates in Miles City, Montana?

What factors can have an impact on Miles City, MT car insurance? There are several reasons why Miles City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Miles City, Montana.

Car Theft in Miles City

High levels of vehicle theft can make car insurance more expensive. Miles City, MT car theft statistics from the FBI indicate 12 vehicle thefts a year.

Commute Time in Miles City

The more time you spend in your car the higher the risk of an accident. The average commute length in Miles City, MT is 10.3 minutes according to City-Data.

Compare Car Insurance Quotes in Miles City, MT

Ready to find affordable Miles City, Montana car insurance today? Enter your ZIP code for fast, free Miles City, MT car insurance quotes.

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