Compare Miles, IA Car Insurance Rates (2021)

Car insurance in Miles, IA averages $241 a month. Miles, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Miles car insurance rates, compare quotes from the top car insurance companies in Miles, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Miles is USAA
  • Average car insurance rates in Miles, IA are $2,894/year
  • The cheapest car insurance company in Miles for teen drivers is USAA

If you need to buy Miles, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Miles, IA is right here.

You’ll find Miles car insurance rates, the cheapest Miles, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Miles, Iowa car insurance rates to Ankeny car insurance rates, Waterloo car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Miles, IA car insurance today? Enter your ZIP code for fast, free Miles car insurance quotes.

Cheapest Miles, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Miles, IA car insurance rates? Every Miles, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Miles, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,048 $2,219 $1,802 $2,188 $10,081 $11,338 $2,321 $2,556
Nationwide $1,686 $1,731 $1,503 $1,605 $3,861 $4,996 $1,907 $2,074
Progressive $1,677 $1,602 $1,382 $1,441 $4,321 $4,869 $2,015 $2,183
State Farm $1,453 $1,453 $1,277 $1,277 $3,948 $5,002 $1,634 $1,865
Travelers $2,272 $2,320 $2,201 $2,207 $9,898 $15,725 $2,362 $2,805
USAA $1,196 $1,207 $1,100 $1,117 $3,276 $3,469 $1,433 $1,579

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Minimum Car Insurance in Miles, IA

Every driver must carry the minimum car insurance in Miles, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Miles, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Miles, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Miles, IA. Compare credit history car insurance rates in Miles from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Miles, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $3,901 $2,866 $2,409
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,148 $3,810 $2,999
Nationwide $2,940 $2,302 $2,019
Progressive $2,862 $2,330 $2,118
State Farm $3,188 $1,972 $1,555
Travelers $5,599 $4,775 $4,547
USAA $2,359 $1,624 $1,408

Cheapest Miles, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Miles, IA to rates for a clean record with top companies.

Annual Miles, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,208 $3,232 $4,197 $2,597
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,731 $4,617 $4,703 $4,226
Nationwide $1,752 $2,517 $3,430 $1,982
Progressive $1,952 $3,230 $2,120 $2,444
State Farm $2,071 $2,406 $2,239 $2,239
Travelers $3,633 $4,832 $6,461 $4,970
USAA $1,371 $1,844 $2,398 $1,575

Cheapest Miles, IA Car Insurance for Teen Drivers

Teen car insurance in Miles, IA can be expensive. Take a look at rates from the top car insurance companies in Miles for teenagers.

Annual Car Insurance Rates for Teen Drivers in Miles, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,251 $7,378
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,081 $11,338
Nationwide $3,861 $4,996
Progressive $4,321 $4,869
State Farm $3,948 $5,002
Travelers $9,898 $15,725
USAA $3,276 $3,469

Cheapest Miles, IA Car Insurance for Seniors

Take a look at Miles, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Miles, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,766 $1,766
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,802 $2,188
Nationwide $1,503 $1,605
Progressive $1,382 $1,441
State Farm $1,277 $1,277
Travelers $2,201 $2,207
USAA $1,100 $1,117

Cheapest Miles, IA Car Insurance Rates After a DUI

A DUI in Miles, IA increases car insurance rates. Compare Miles, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Miles, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,581
American Family $4,197
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,703
Nationwide $3,430
Progressive $2,120
State Farm $2,239
Travelers $6,461
USAA $2,398

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Cheapest Miles, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Miles, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Miles, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $3,023 $3,094
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,319 $4,319
Nationwide $2,420 $2,420
Progressive $2,436 $2,436
State Farm $2,185 $2,292
Travelers $4,974 $4,974
USAA $1,732 $1,862

The Best Cheap Car Insurance Companies in Miles, IA

Take a look at a side-by-side comparison of the top car insurance companies in Miles, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Miles, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $3,059
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,319
Nationwide $2,420
Progressive $2,436
State Farm $2,239
Travelers $4,974
USAA $1,797

Category Winners: Cheapest Car Insurance in Miles, Iowa

Find the cheapest car insurance companies in Miles, IA for each category right here.

Best Annual Car Insurance Rates by Company in Miles, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Miles, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Miles car insurance rates. Find the cheapest Miles, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Miles, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $3,076 $3,228 $2,872
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,151 $4,314 $4,492
Nationwide $2,522 $2,409 $2,330
Progressive $2,291 $2,446 $2,573
State Farm $2,133 $2,251 $2,332
Travelers $4,697 $5,048 $5,176
USAA $1,706 $1,803 $1,883

What affects car insurance rates in Miles, Iowa?

What factors can have an impact on Miles, IA car insurance? There are several reasons why Miles car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Miles, Iowa.

Commute Time in Miles

The more time you spend in your car the higher the risk of an accident. The average commute length in Miles, IA is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Miles, IA

Ready to find affordable Miles, Iowa car insurance today? Enter your ZIP code for fast, free Miles, IA car insurance quotes.

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