Compare Milford, CT Car Insurance Rates (2021)

Car insurance in Milford, CT averages $425 a month. Milford, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Milford car insurance rates, compare quotes from the top car insurance companies in Milford, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Milford for teen drivers is GEICO
  • Average car insurance rates in Milford, CT after a DUI are $6,213/year
  • The cheapest ZIP code in Milford is 6460

If you need to buy Milford, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Milford, CT is right here.

You’ll find Milford car insurance rates, the cheapest Milford, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Milford, Connecticut car insurance rates to Bridgeport car insurance rates, Stamford car insurance rates, and New Haven car insurance rates.

Ready to find affordable Milford, CT car insurance today? Enter your ZIP code for fast, free Milford car insurance quotes.

Cheapest Milford, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milford, CT car insurance rates? Every Milford, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,080 $4,031 $3,757 $4,027 $12,618 $14,918 $4,264 $4,477
GEICO $2,307 $2,314 $2,140 $2,158 $5,389 $6,343 $2,223 $2,149
Liberty Mutual $3,809 $4,145 $2,926 $3,617 $19,257 $21,715 $3,850 $4,199
Nationwide $2,650 $2,675 $2,380 $2,494 $7,429 $9,419 $3,083 $3,314
Progressive $2,962 $2,754 $2,522 $2,630 $12,389 $13,740 $3,376 $3,778
State Farm $1,758 $1,758 $1,621 $1,621 $5,361 $6,747 $1,977 $2,266
Travelers $2,007 $2,037 $2,004 $2,002 $15,951 $26,098 $2,180 $2,429
USAA $2,331 $2,302 $2,184 $2,151 $7,472 $7,810 $3,134 $3,236

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Minimum Car Insurance in Milford, CT

Every driver must carry the minimum car insurance in Milford, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Milford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Milford, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milford, CT. Compare credit history car insurance rates in Milford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milford, Connecticut

Insurance Company Poor Fair Good
Allstate $8,298 $6,283 $4,984
GEICO $4,550 $2,744 $2,089
Liberty Mutual $11,276 $7,026 $5,517
Nationwide $5,525 $3,722 $3,295
Progressive $6,006 $5,389 $5,162
State Farm $4,019 $2,574 $2,073
Travelers $7,756 $6,470 $6,290
USAA $5,057 $3,421 $3,004

Cheapest Milford, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milford, CT to rates for a clean record with top companies.

Annual Milford, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,538 $6,860 $8,150 $5,538
GEICO $1,975 $2,592 $5,519 $2,425
Liberty Mutual $6,948 $8,707 $8,628 $7,476
Nationwide $3,403 $4,448 $5,089 $3,783
Progressive $4,707 $6,836 $4,955 $5,578
State Farm $2,687 $2,956 $2,956 $2,956
Travelers $5,505 $5,966 $8,679 $7,204
USAA $2,938 $3,702 $5,733 $2,938

Cheapest Milford, CT Car Insurance for Teen Drivers

Teen car insurance in Milford, CT can be expensive. Take a look at rates from the top car insurance companies in Milford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,618 $14,918
GEICO $5,389 $6,343
Liberty Mutual $19,257 $21,715
Nationwide $7,429 $9,419
Progressive $12,389 $13,740
State Farm $5,361 $6,747
Travelers $15,951 $26,098
USAA $7,472 $7,810

Cheapest Milford, CT Car Insurance for Seniors

Take a look at Milford, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,757 $4,027
GEICO $2,140 $2,158
Liberty Mutual $2,926 $3,617
Nationwide $2,380 $2,494
Progressive $2,522 $2,630
State Farm $1,621 $1,621
Travelers $2,004 $2,002
USAA $2,184 $2,151

Cheapest Milford, CT Car Insurance Rates After a DUI

A DUI in Milford, CT increases car insurance rates. Compare Milford, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milford, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,150
GEICO $5,519
Liberty Mutual $8,628
Nationwide $5,089
Progressive $4,955
State Farm $2,956
Travelers $8,679
USAA $5,733

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Cheapest Milford, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milford, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milford, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,522 $6,522
GEICO $3,079 $3,176
Liberty Mutual $7,940 $7,940
Nationwide $4,181 $4,181
Progressive $5,519 $5,519
State Farm $2,817 $2,961
Travelers $6,839 $6,839
USAA $3,781 $3,873

Cheapest Milford, CT Car Insurance Rates by ZIP Code

Milford car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Milford, CT.

Annual Car Insurance Rates by ZIP Code in Milford, Connecticut

ZIP Code Average Annual Rates
6460 $5,159
6461 $5,159

The Best Cheap Car Insurance Companies in Milford, CT

Take a look at a side-by-side comparison of the top car insurance companies in Milford, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milford, Connecticut

Insurance Company Average Annual Rates
Allstate $6,522
GEICO $3,128
Liberty Mutual $7,940
Nationwide $4,181
Progressive $5,519
State Farm $2,889
Travelers $6,839
USAA $3,827

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Category Winners: Cheapest Car Insurance in Milford, Connecticut

Find the cheapest car insurance companies in Milford, CT for each category right here.

Best Annual Car Insurance Rates by Company in Milford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Milford, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milford car insurance rates. Find the cheapest Milford, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milford, Connecticut

Insurance Company Low Medium High
Allstate $6,154 $6,514 $6,897
GEICO $2,871 $3,086 $3,427
Liberty Mutual $7,622 $7,879 $8,319
Nationwide $4,205 $4,219 $4,118
Progressive $5,105 $5,466 $5,986
State Farm $2,701 $2,894 $3,071
Travelers $6,230 $6,782 $7,503
USAA $3,545 $3,832 $4,106

What affects car insurance rates in Milford, Connecticut?

What factors can have an impact on Milford, CT car insurance? There are several reasons why Milford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milford, Connecticut.

Commute Time in Milford

The more time you spend in your car the higher the risk of an accident. The average commute length in Milford, CT is 28.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Milford, CT

Ready to find affordable Milford, Connecticut car insurance today? Enter your ZIP code for fast, free Milford, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State