Compare Milford, IN Car Insurance Rates (2021)

Car insurance in Milford, IN averages $264 a month. Milford, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Milford car insurance rates, compare quotes from the top car insurance companies in Milford, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Milford, IN after a DUI are $3,754/year
  • Average car insurance rates in Milford, IN are $3,162/year
  • The cheapest car insurance company in Milford is USAA

If you need to buy Milford, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Milford, IN is right here.

You’ll find Milford car insurance rates, the cheapest Milford, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Milford, Indiana car insurance rates to Hammond car insurance rates, Bloomington car insurance rates, and Carmel car insurance rates.

Ready to find affordable Milford, IN car insurance today? Enter your ZIP code for fast, free Milford car insurance quotes.

Cheapest Milford, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milford, IN car insurance rates? Every Milford, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milford, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,571 $2,639 $2,248 $2,458 $7,820 $9,823 $2,627 $2,862
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,595 $1,574 $1,362 $1,533 $8,656 $9,222 $2,110 $2,281
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,538 $1,453 $1,395 $1,405 $9,009 $10,121 $1,923 $1,959
State Farm $1,262 $1,262 $1,122 $1,122 $3,789 $4,856 $1,395 $1,553
Travelers $1,220 $1,242 $1,143 $1,143 $7,541 $11,920 $1,291 $1,495
USAA $1,012 $1,000 $936 $950 $2,751 $3,091 $1,371 $1,476

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Minimum Car Insurance in Milford, IN

Every driver must carry the minimum car insurance in Milford, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Milford, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Milford, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milford, IN. Compare credit history car insurance rates in Milford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milford, Indiana

Insurance Company Poor Fair Good
Allstate $5,129 $3,808 $3,455
American Family $4,594 $2,986 $2,501
Farmers $4,133 $3,370 $3,122
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,725 $2,305 $2,158
Progressive $3,971 $3,516 $3,315
State Farm $2,979 $1,778 $1,379
Travelers $3,758 $3,184 $3,182
USAA $2,125 $1,398 $1,196

Cheapest Milford, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milford, IN to rates for a clean record with top companies.

Annual Milford, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,296 $4,835 $4,465 $3,927
American Family $2,315 $3,701 $4,670 $2,757
Farmers $3,165 $3,696 $3,809 $3,496
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,703 $4,724 $3,223 $3,752
State Farm $1,998 $2,188 $1,998 $1,998
Travelers $2,866 $3,543 $4,014 $3,075
USAA $1,193 $1,689 $1,935 $1,477

Cheapest Milford, IN Car Insurance for Teen Drivers

Teen car insurance in Milford, IN can be expensive. Take a look at rates from the top car insurance companies in Milford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milford, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,820 $9,823
American Family $5,778 $8,378
Farmers $8,656 $9,222
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,271 $5,546
Progressive $9,009 $10,121
State Farm $3,789 $4,856
Travelers $7,541 $11,920
USAA $2,751 $3,091

Cheapest Milford, IN Car Insurance for Seniors

Take a look at Milford, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milford, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,248 $2,458
American Family $1,897 $1,897
Farmers $1,362 $1,533
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,307 $1,395
Progressive $1,395 $1,405
State Farm $1,122 $1,122
Travelers $1,143 $1,143
USAA $936 $950

Cheapest Milford, IN Car Insurance Rates After a DUI

A DUI in Milford, IN increases car insurance rates. Compare Milford, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milford, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,465
American Family $4,670
Farmers $3,809
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,545
Progressive $3,223
State Farm $1,998
Travelers $4,014
USAA $1,935

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Cheapest Milford, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milford, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milford, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,131 $4,131
American Family $3,320 $3,401
Farmers $3,542 $3,542
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,396 $2,396
Progressive $3,601 $3,601
State Farm $1,987 $2,103
Travelers $3,374 $3,374
USAA $1,552 $1,594

The Best Cheap Car Insurance Companies in Milford, IN

Take a look at a side-by-side comparison of the top car insurance companies in Milford, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milford, Indiana

Insurance Company Average Annual Rates
Allstate $4,131
American Family $3,361
Farmers $3,542
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,396
Progressive $3,601
State Farm $2,045
Travelers $3,374
USAA $1,573

Category Winners: Cheapest Car Insurance in Milford, Indiana

Find the cheapest car insurance companies in Milford, IN for each category right here.

Best Annual Car Insurance Rates by Company in Milford, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Milford, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milford car insurance rates. Find the cheapest Milford, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milford, Indiana

Insurance Company Low Medium High
Allstate $3,955 $4,117 $4,321
American Family $3,333 $3,473 $3,277
Farmers $3,414 $3,534 $3,677
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,433 $2,377 $2,378
Progressive $3,405 $3,545 $3,851
State Farm $1,952 $2,044 $2,140
Travelers $3,309 $3,406 $3,409
USAA $1,520 $1,569 $1,630

What affects car insurance rates in Milford, Indiana?

What factors can have an impact on Milford, IN car insurance? There are several reasons why Milford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milford, Indiana.

Commute Time in Milford

The more time you spend in your car the higher the risk of an accident. The average commute length in Milford, IN is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Milford, IN

Ready to find affordable Milford, Indiana car insurance today? Enter your ZIP code for fast, free Milford, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State