Compare Milford, KY Car Insurance Rates (2021)

Car insurance in Milford, KY averages $432 a month. Milford, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Milford car insurance rates, compare quotes from the top car insurance companies in Milford, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Milford, KY after a DUI are $6,000/year
  • Average car insurance rates in Milford, KY are $5,184/year
  • The cheapest car insurance company in Milford for teen drivers is USAA

If you need to buy Milford, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Milford, KY is right here.

You’ll find Milford car insurance rates, the cheapest Milford, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Milford, Kentucky car insurance rates to Frankfort car insurance rates, Covington car insurance rates, and Henderson car insurance rates.

Ready to find affordable Milford, KY car insurance today? Enter your ZIP code for fast, free Milford car insurance quotes.

Cheapest Milford, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milford, KY car insurance rates? Every Milford, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milford, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,223 $3,187 $2,912 $3,106 $12,035 $13,528 $3,569 $3,772
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,103 $3,361 $2,627 $2,927 $13,227 $14,615 $3,263 $3,418
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $2,199 $2,199 $1,937 $1,937 $5,871 $7,342 $2,450 $2,692
Travelers $1,849 $1,879 $1,825 $1,826 $8,823 $14,090 $1,938 $2,214
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Milford, KY

Every driver must carry the minimum car insurance in Milford, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Milford, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Milford, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milford, KY. Compare credit history car insurance rates in Milford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milford, Kentucky

Insurance Company Poor Fair Good
Allstate $7,496 $5,184 $4,320
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,341 $5,100 $4,011
Nationwide $5,647 $4,437 $3,858
Progressive $11,547 $10,089 $9,405
State Farm $4,818 $2,904 $2,263
Travelers $4,791 $4,070 $4,055
USAA $4,399 $2,446 $1,988

Cheapest Milford, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milford, KY to rates for a clean record with top companies.

Annual Milford, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,693 $6,131 $6,544 $5,298
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,839 $7,471 $5,808 $5,153
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $3,070 $3,586 $3,328 $3,328
Travelers $3,757 $3,862 $5,578 $4,025
USAA $2,219 $3,142 $3,746 $2,670

Cheapest Milford, KY Car Insurance for Teen Drivers

Teen car insurance in Milford, KY can be expensive. Take a look at rates from the top car insurance companies in Milford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milford, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,035 $13,528
GEICO $7,170 $8,568
Liberty Mutual $13,227 $14,615
Nationwide $7,450 $9,339
Progressive $24,595 $27,972
State Farm $5,871 $7,342
Travelers $8,823 $14,090
USAA $5,206 $5,502

Cheapest Milford, KY Car Insurance for Seniors

Take a look at Milford, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milford, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,912 $3,106
GEICO $3,742 $3,389
Liberty Mutual $2,627 $2,927
Nationwide $2,972 $3,117
Progressive $4,345 $4,341
State Farm $1,937 $1,937
Travelers $1,825 $1,826
USAA $1,779 $1,819

Cheapest Milford, KY Car Insurance Rates After a DUI

A DUI in Milford, KY increases car insurance rates. Compare Milford, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milford, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,544
GEICO $7,199
Liberty Mutual $5,808
Nationwide $6,064
Progressive $9,734
State Farm $3,328
Travelers $5,578
USAA $3,746

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Milford, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milford, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milford, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,667 $5,667
GEICO $4,371 $4,456
Liberty Mutual $5,818 $5,818
Nationwide $4,647 $4,647
Progressive $10,347 $10,347
State Farm $3,243 $3,413
Travelers $4,305 $4,305
USAA $2,835 $3,054

The Best Cheap Car Insurance Companies in Milford, KY

Take a look at a side-by-side comparison of the top car insurance companies in Milford, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milford, Kentucky

Insurance Company Average Annual Rates
Allstate $5,667
GEICO $4,413
Liberty Mutual $5,818
Nationwide $4,647
Progressive $10,347
State Farm $3,328
Travelers $4,305
USAA $2,944

Category Winners: Cheapest Car Insurance in Milford, Kentucky

Find the cheapest car insurance companies in Milford, KY for each category right here.

Best Annual Car Insurance Rates by Company in Milford, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Milford, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milford car insurance rates. Find the cheapest Milford, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milford, Kentucky

Insurance Company Low Medium High
Allstate $5,285 $5,645 $6,070
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,593 $5,787 $6,073
Nationwide $4,735 $4,596 $4,611
Progressive $9,463 $10,162 $11,416
State Farm $3,178 $3,326 $3,480
Travelers $4,086 $4,330 $4,501
USAA $2,827 $2,938 $3,068

Compare Car Insurance Quotes in Milford, KY

Ready to find affordable Milford, Kentucky car insurance today? Enter your ZIP code for fast, free Milford, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption