Compare Milford, MO Car Insurance Rates (2021)

Car insurance in Milford, MO averages $261 a month. Milford, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Milford car insurance rates, compare quotes from the top car insurance companies in Milford, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Milford for teen drivers is Nationwide
  • Average car insurance rates in Milford, MO after a DUI are $3,662/year
  • The cheapest car insurance company in Milford is Nationwide

If you need to buy Milford, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Milford, MO is right here.

You’ll find Milford car insurance rates, the cheapest Milford, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Milford, Missouri car insurance rates to Florissant car insurance rates, Blue Springs car insurance rates, and Columbia car insurance rates.

Ready to find affordable Milford, MO car insurance today? Enter your ZIP code for fast, free Milford car insurance quotes.

Cheapest Milford, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milford, MO car insurance rates? Every Milford, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milford, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,788 $2,689 $2,520 $2,598 $7,953 $8,625 $2,649 $2,726
American Family $2,005 $2,005 $1,785 $1,785 $5,441 $7,082 $2,005 $2,347
Farmers $2,164 $2,159 $1,932 $2,047 $8,934 $9,251 $2,467 $2,581
GEICO $1,681 $1,897 $1,308 $1,692 $5,345 $5,668 $1,526 $1,534
Liberty Mutual $2,599 $2,820 $2,141 $2,402 $8,677 $9,639 $2,743 $2,933
Nationwide $1,415 $1,449 $1,263 $1,342 $3,561 $4,579 $1,612 $1,749
Progressive $1,950 $1,832 $1,593 $1,638 $6,061 $6,826 $2,382 $2,443
State Farm $1,609 $1,609 $1,426 $1,426 $4,478 $5,674 $1,806 $2,049
USAA $1,547 $1,532 $1,398 $1,418 $4,668 $5,698 $1,921 $2,132

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Minimum Car Insurance in Milford, MO

Every driver must carry the minimum car insurance in Milford, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Milford, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Milford, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milford, MO. Compare credit history car insurance rates in Milford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milford, Missouri

Insurance Company Poor Fair Good
Allstate $5,610 $3,614 $2,981
American Family $3,995 $2,809 $2,367
Farmers $4,505 $3,752 $3,569
GEICO $3,561 $2,323 $1,860
Liberty Mutual $6,096 $3,711 $2,926
Nationwide $2,504 $2,063 $1,796
Progressive $3,589 $2,958 $2,724
State Farm $3,387 $2,260 $1,882
USAA $4,222 $1,976 $1,420

Cheapest Milford, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milford, MO to rates for a clean record with top companies.

Annual Milford, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,933 $4,922 $3,947
American Family $2,297 $3,313 $4,002 $2,615
Farmers $3,416 $4,237 $4,144 $3,971
GEICO $1,990 $2,611 $3,557 $2,168
Liberty Mutual $3,095 $4,418 $4,567 $4,898
Nationwide $1,680 $2,138 $2,833 $1,833
Progressive $2,705 $3,549 $2,975 $3,133
State Farm $2,319 $2,701 $2,510 $2,510
USAA $2,023 $2,470 $3,448 $2,216

Cheapest Milford, MO Car Insurance for Teen Drivers

Teen car insurance in Milford, MO can be expensive. Take a look at rates from the top car insurance companies in Milford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milford, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,953 $8,625
American Family $5,441 $7,082
Farmers $8,934 $9,251
GEICO $5,345 $5,668
Liberty Mutual $8,677 $9,639
Nationwide $3,561 $4,579
Progressive $6,061 $6,826
State Farm $4,478 $5,674
USAA $4,668 $5,698

Cheapest Milford, MO Car Insurance for Seniors

Take a look at Milford, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milford, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,520 $2,598
American Family $1,785 $1,785
Farmers $1,932 $2,047
GEICO $1,308 $1,692
Liberty Mutual $2,141 $2,402
Nationwide $1,263 $1,342
Progressive $1,593 $1,638
State Farm $1,426 $1,426
USAA $1,398 $1,418

Cheapest Milford, MO Car Insurance Rates After a DUI

A DUI in Milford, MO increases car insurance rates. Compare Milford, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milford, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,922
American Family $4,002
Farmers $4,144
GEICO $3,557
Liberty Mutual $4,567
Nationwide $2,833
Progressive $2,975
State Farm $2,510
USAA $3,448

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Cheapest Milford, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milford, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milford, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,069 $4,069
American Family $3,027 $3,087
Farmers $3,942 $3,942
GEICO $2,534 $2,629
Liberty Mutual $4,244 $4,244
Nationwide $2,121 $2,121
Progressive $3,090 $3,090
State Farm $2,448 $2,572
USAA $2,448 $2,630

The Best Cheap Car Insurance Companies in Milford, MO

Take a look at a side-by-side comparison of the top car insurance companies in Milford, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milford, Missouri

Insurance Company Average Annual Rates
Allstate $4,069
American Family $3,057
Farmers $3,942
GEICO $2,581
Liberty Mutual $4,244
Nationwide $2,121
Progressive $3,091
State Farm $2,510
USAA $2,539

Category Winners: Cheapest Car Insurance in Milford, Missouri

Find the cheapest car insurance companies in Milford, MO for each category right here.

Best Annual Car Insurance Rates by Company in Milford, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Milford, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milford car insurance rates. Find the cheapest Milford, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milford, Missouri

Insurance Company Low Medium High
Allstate $3,909 $4,060 $4,237
American Family $2,965 $3,154 $3,052
Farmers $3,684 $3,902 $4,240
GEICO $2,411 $2,599 $2,734
Liberty Mutual $4,013 $4,264 $4,455
Nationwide $1,996 $2,141 $2,227
Progressive $2,794 $3,097 $3,380
State Farm $2,362 $2,519 $2,648
USAA $2,426 $2,530 $2,661

Compare Car Insurance Quotes in Milford, MO

Ready to find affordable Milford, Missouri car insurance today? Enter your ZIP code for fast, free Milford, MO car insurance quotes.

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