Compare Milford, NY Car Insurance Rates (2021)

Car insurance in Milford, NY averages $284 a month. Milford, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Milford car insurance rates, compare quotes from the top car insurance companies in Milford, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Milford is GEICO
  • Average car insurance rates in Milford, NY are $3,409/year
  • The cheapest car insurance company in Milford for teen drivers is GEICO

If you need to buy Milford, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Milford, NY is right here.

You’ll find Milford car insurance rates, the cheapest Milford, NY car insurance companies, and information on New York car insurance laws. You can also compare Milford, New York car insurance rates to Schenectady car insurance rates, Utica car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Milford, NY car insurance today? Enter your ZIP code for fast, free Milford car insurance quotes.

Cheapest Milford, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milford, NY car insurance rates? Every Milford, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milford, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,394 $2,271 $2,228 $2,265 $6,758 $7,248 $2,420 $2,459
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $1,635 $1,546 $1,323 $1,340 $5,328 $5,949 $2,106 $2,066
State Farm $2,158 $2,158 $1,876 $1,876 $6,263 $8,096 $2,366 $2,509
Travelers $2,438 $2,479 $2,208 $2,382 $5,502 $6,505 $2,592 $2,717
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Milford, NY

Every driver must carry the minimum car insurance in Milford, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Milford, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Milford, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milford, NY. Compare credit history car insurance rates in Milford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milford, New York

Insurance Company Poor Fair Good
Allstate $4,990 $2,954 $2,572
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $4,211 $2,179 $1,595
State Farm $4,819 $3,022 $2,398
Travelers $4,595 $2,918 $2,545
USAA $5,185 $2,565 $2,265

Cheapest Milford, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milford, NY to rates for a clean record with top companies.

Annual Milford, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,995 $2,995 $4,297 $3,734
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $2,591 $2,591 $2,858 $2,606
State Farm $3,256 $3,256 $3,570 $3,570
Travelers $2,893 $3,566 $3,618 $3,334
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Milford, NY Car Insurance for Teen Drivers

Teen car insurance in Milford, NY can be expensive. Take a look at rates from the top car insurance companies in Milford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milford, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $7,248
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $5,328 $5,949
State Farm $6,263 $8,096
Travelers $5,502 $6,505
USAA $6,993 $8,362

Cheapest Milford, NY Car Insurance for Seniors

Take a look at Milford, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milford, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,265
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,323 $1,340
State Farm $1,876 $1,876
Travelers $2,208 $2,382
USAA $1,576 $1,583

Cheapest Milford, NY Car Insurance Rates After a DUI

A DUI in Milford, NY increases car insurance rates. Compare Milford, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milford, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,297
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,017
Progressive $2,858
State Farm $3,570
Travelers $3,618
USAA $4,343

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Cheapest Milford, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milford, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milford, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,552
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $2,662 $2,662
State Farm $3,294 $3,532
Travelers $3,353 $3,353
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Milford, NY

Take a look at a side-by-side comparison of the top car insurance companies in Milford, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milford, New York

Insurance Company Average Annual Rates
Allstate $3,505
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,966
Progressive $2,662
State Farm $3,413
Travelers $3,353
USAA $3,339

Category Winners: Cheapest Car Insurance in Milford, New York

Find the cheapest car insurance companies in Milford, NY for each category right here.

Best Annual Car Insurance Rates by Company in Milford, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Milford, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milford car insurance rates. Find the cheapest Milford, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milford, New York

Insurance Company Low Medium High
Allstate $3,338 $3,495 $3,683
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $2,546 $2,650 $2,789
State Farm $3,259 $3,430 $3,550
Travelers $3,203 $3,323 $3,532
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Milford, New York?

What factors can have an impact on Milford, NY car insurance? There are several reasons why Milford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milford, New York.

Commute Time in Milford

The more time you spend in your car the higher the risk of an accident. The average commute length in Milford, NY is 22.2 minutes according to City-Data.

Compare Car Insurance Quotes in Milford, NY

Ready to find affordable Milford, New York car insurance today? Enter your ZIP code for fast, free Milford, NY car insurance quotes.

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