Compare Milford, UT Car Insurance Rates (2021)

Car insurance in Milford, UT averages $283 a month. Milford, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Milford car insurance rates, compare quotes from the top car insurance companies in Milford, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Milford, UT after a DUI are $3,863/year
  • The cheapest car insurance company in Milford is USAA
  • The cheapest car insurance company in Milford for teen drivers is USAA

If you need to buy Milford, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Milford, UT is right here.

You’ll find Milford car insurance rates, the cheapest Milford, UT car insurance companies, and information on Utah car insurance laws. You can also compare Milford, Utah car insurance rates to West Valley City car insurance rates, Salt Lake City car insurance rates, and Ogden car insurance rates.

Ready to find affordable Milford, UT car insurance today? Enter your ZIP code for fast, free Milford car insurance quotes.

Cheapest Milford, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milford, UT car insurance rates? Every Milford, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milford, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,060 $1,908 $1,874 $1,873 $6,335 $7,064 $2,182 $2,164
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $2,132 $2,108 $1,885 $2,010 $9,002 $9,267 $2,404 $2,476
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,186 $2,353 $1,819 $2,026 $8,424 $9,350 $2,301 $2,440
Nationwide $1,819 $1,845 $1,625 $1,716 $4,808 $6,139 $2,088 $2,242
Progressive $2,139 $1,999 $1,738 $1,861 $8,466 $9,415 $2,465 $2,588
State Farm $2,678 $2,678 $2,422 $2,422 $8,033 $9,970 $3,034 $3,482
USAA $1,348 $1,326 $1,209 $1,211 $4,672 $5,453 $1,640 $1,792

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Minimum Car Insurance in Milford, UT

Every driver must carry the minimum car insurance in Milford, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Milford, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Milford, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milford, UT. Compare credit history car insurance rates in Milford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milford, Utah

Insurance Company Poor Fair Good
Allstate $4,257 $2,855 $2,435
American Family $4,324 $3,242 $2,752
Farmers $4,475 $3,721 $3,535
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,503 $3,398 $2,686
Nationwide $3,460 $2,600 $2,296
Progressive $4,358 $3,707 $3,436
State Farm $7,061 $3,555 $2,403
USAA $3,347 $2,130 $1,517

Cheapest Milford, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milford, UT to rates for a clean record with top companies.

Annual Milford, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,692 $3,243 $3,766 $3,029
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,327 $4,328 $4,201 $3,786
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,032 $4,147 $4,465 $3,805
Nationwide $2,207 $2,977 $3,493 $2,465
Progressive $3,252 $4,872 $3,399 $3,812
State Farm $3,954 $4,726 $4,340 $4,340
USAA $1,836 $2,316 $3,116 $2,057

Cheapest Milford, UT Car Insurance for Teen Drivers

Teen car insurance in Milford, UT can be expensive. Take a look at rates from the top car insurance companies in Milford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milford, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,335 $7,064
American Family $6,929 $9,037
Farmers $9,002 $9,267
GEICO $5,626 $6,011
Liberty Mutual $8,424 $9,350
Nationwide $4,808 $6,139
Progressive $8,466 $9,415
State Farm $8,033 $9,970
USAA $4,672 $5,453

Cheapest Milford, UT Car Insurance for Seniors

Take a look at Milford, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milford, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,874 $1,873
American Family $1,766 $1,766
Farmers $1,885 $2,010
GEICO $2,068 $2,389
Liberty Mutual $1,819 $2,026
Nationwide $1,625 $1,716
Progressive $1,738 $1,861
State Farm $2,422 $2,422
USAA $1,209 $1,211

Cheapest Milford, UT Car Insurance Rates After a DUI

A DUI in Milford, UT increases car insurance rates. Compare Milford, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milford, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,766
American Family $4,190
Farmers $4,201
GEICO $3,801
Liberty Mutual $4,465
Nationwide $3,493
Progressive $3,399
State Farm $4,340
USAA $3,116

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Cheapest Milford, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milford, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milford, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,182 $3,182
American Family $3,437 $3,441
Farmers $3,910 $3,910
GEICO $2,875 $2,978
Liberty Mutual $3,799 $3,926
Nationwide $2,785 $2,785
Progressive $3,834 $3,834
State Farm $4,232 $4,447
USAA $2,306 $2,357

The Best Cheap Car Insurance Companies in Milford, UT

Take a look at a side-by-side comparison of the top car insurance companies in Milford, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milford, Utah

Insurance Company Average Annual Rates
Allstate $3,182
American Family $3,439
Farmers $3,910
GEICO $2,927
Liberty Mutual $3,862
Nationwide $2,785
Progressive $3,834
State Farm $4,340
USAA $2,331

Category Winners: Cheapest Car Insurance in Milford, Utah

Find the cheapest car insurance companies in Milford, UT for each category right here.

Best Annual Car Insurance Rates by Company in Milford, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Milford, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milford car insurance rates. Find the cheapest Milford, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milford, Utah

Insurance Company Low Medium High
Allstate $3,025 $3,175 $3,347
American Family $3,341 $3,484 $3,493
Farmers $3,565 $3,853 $4,313
GEICO $2,730 $2,915 $3,135
Liberty Mutual $3,666 $3,846 $4,075
Nationwide $3,058 $2,646 $2,653
Progressive $3,547 $3,711 $4,244
State Farm $4,101 $4,350 $4,569
USAA $2,236 $2,332 $2,426

What affects car insurance rates in Milford, Utah?

What factors can have an impact on Milford, UT car insurance? There are several reasons why Milford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milford, Utah.

Commute Time in Milford

The more time you spend in your car the higher the risk of an accident. The average commute length in Milford, UT is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Milford, UT

Ready to find affordable Milford, Utah car insurance today? Enter your ZIP code for fast, free Milford, UT car insurance quotes.

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