Compare Milford, VA Car Insurance Rates (2021)

Car insurance in Milford, VA averages $203 a month. Milford, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Milford car insurance rates, compare quotes from the top car insurance companies in Milford, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Milford, VA after a DUI are $2,874/year
  • The cheapest car insurance company in Milford for teen drivers is GEICO
  • The cheapest car insurance company in Milford is USAA

If you need to buy Milford, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Milford, VA is right here.

You’ll find Milford car insurance rates, the cheapest Milford, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Milford, Virginia car insurance rates to Virginia Beach car insurance rates, Roanoke car insurance rates, and Chesapeake car insurance rates.

Ready to find affordable Milford, VA car insurance today? Enter your ZIP code for fast, free Milford car insurance quotes.

Cheapest Milford, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milford, VA car insurance rates? Every Milford, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milford, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,136 $2,015 $2,124 $2,124 $6,663 $7,642 $2,776 $2,775
GEICO $1,490 $1,493 $1,413 $1,413 $3,090 $4,147 $1,729 $1,719
Nationwide $1,418 $1,428 $1,258 $1,294 $3,351 $4,328 $1,563 $1,704
Progressive $1,354 $1,289 $1,218 $1,224 $6,151 $6,922 $1,643 $1,683
State Farm $1,399 $1,399 $1,261 $1,261 $4,177 $5,261 $1,581 $1,806
USAA $1,224 $1,211 $1,133 $1,151 $3,675 $4,389 $1,584 $1,750

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Minimum Car Insurance in Milford, VA

Every driver must carry the minimum car insurance in Milford, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Milford, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Milford, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milford, VA. Compare credit history car insurance rates in Milford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milford, Virginia

Insurance Company Poor Fair Good
Allstate $4,302 $3,445 $2,848
GEICO $2,290 $1,947 $1,947
Nationwide $2,420 $1,944 $1,765
Progressive $3,002 $2,615 $2,439
State Farm $3,226 $2,000 $1,579
USAA $2,701 $1,833 $1,510

Cheapest Milford, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milford, VA to rates for a clean record with top companies.

Annual Milford, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,640 $4,223 $3,861 $3,404
GEICO $1,560 $2,032 $3,095 $1,560
Nationwide $1,776 $1,776 $2,605 $2,016
Progressive $2,297 $3,034 $2,737 $2,674
State Farm $2,073 $2,463 $2,268 $2,268
USAA $1,563 $2,022 $2,677 $1,796

Cheapest Milford, VA Car Insurance for Teen Drivers

Teen car insurance in Milford, VA can be expensive. Take a look at rates from the top car insurance companies in Milford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milford, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,663 $7,642
GEICO $3,090 $4,147
Nationwide $3,351 $4,328
Progressive $6,151 $6,922
State Farm $4,177 $5,261
USAA $3,675 $4,389

Cheapest Milford, VA Car Insurance for Seniors

Take a look at Milford, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milford, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,124 $2,124
GEICO $1,413 $1,413
Nationwide $1,258 $1,294
Progressive $1,218 $1,224
State Farm $1,261 $1,261
USAA $1,133 $1,151

Cheapest Milford, VA Car Insurance Rates After a DUI

A DUI in Milford, VA increases car insurance rates. Compare Milford, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milford, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,861
GEICO $3,095
Nationwide $2,605
Progressive $2,737
State Farm $2,268
USAA $2,677

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Cheapest Milford, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milford, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milford, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,423 $3,641
GEICO $2,023 $2,101
Nationwide $2,043 $2,043
Progressive $2,686 $2,686
State Farm $2,211 $2,325
USAA $1,940 $2,089

The Best Cheap Car Insurance Companies in Milford, VA

Take a look at a side-by-side comparison of the top car insurance companies in Milford, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milford, Virginia

Insurance Company Average Annual Rates
Allstate $3,532
GEICO $2,062
Nationwide $2,043
Progressive $2,686
State Farm $2,268
USAA $2,015

Category Winners: Cheapest Car Insurance in Milford, Virginia

Find the cheapest car insurance companies in Milford, VA for each category right here.

Best Annual Car Insurance Rates by Company in Milford, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Milford, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milford car insurance rates. Find the cheapest Milford, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milford, Virginia

Insurance Company Low Medium High
Allstate $3,419 $3,532 $3,644
GEICO $1,983 $2,059 $2,142
Nationwide $2,144 $2,023 $1,962
Progressive $2,568 $2,655 $2,834
State Farm $2,126 $2,265 $2,414
USAA $1,932 $2,018 $2,093

What affects car insurance rates in Milford, Virginia?

What factors can have an impact on Milford, VA car insurance? There are several reasons why Milford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milford, Virginia.

Commute Time in Milford

The more time you spend in your car the higher the risk of an accident. The average commute length in Milford, VA is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Milford, VA

Ready to find affordable Milford, Virginia car insurance today? Enter your ZIP code for fast, free Milford, VA car insurance quotes.

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