Compare Mililani, HI Car Insurance Rates (2021)

Car insurance in Mililani, HI averages $209 a month. Mililani, Hawaii car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Mililani car insurance rates, compare quotes from the top car insurance companies in Mililani, HI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mililani is State Farm
  • The cheapest car insurance company in Mililani for teen drivers is State Farm
  • Average car insurance rates in Mililani, HI are $2,509/year

If you need to buy Mililani, Hawaii car insurance, the options can be confusing. Everything you need to know about car insurance in Mililani, HI is right here.

You’ll find Mililani car insurance rates, the cheapest Mililani, HI car insurance companies, and information on Hawaii car insurance laws. You can also compare Mililani, Hawaii car insurance rates to Hickam Housing car insurance rates, Princeville car insurance rates, and Ninole car insurance rates.

Ready to find affordable Mililani, HI car insurance today? Enter your ZIP code for fast, free Mililani car insurance quotes.

Cheapest Mililani, HI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mililani, HI car insurance rates? Every Mililani, Hawaii car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mililani, Hawaii

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,130 $2,130 $2,130 $2,130 $2,130 $2,130 $2,130 $2,130
Farmers $4,562 $4,562 $4,562 $4,562 $4,970 $4,970 $4,562 $4,562
GEICO $3,201 $3,201 $3,201 $3,201 $3,201 $3,201 $3,201 $3,201
Liberty Mutual $3,069 $3,069 $3,069 $3,069 $3,107 $3,107 $3,069 $3,069
Progressive $1,966 $1,966 $1,966 $1,966 $2,757 $2,757 $1,966 $1,966
State Farm $1,050 $1,050 $1,050 $1,050 $1,050 $1,050 $1,050 $1,050
USAA $1,258 $1,258 $1,258 $1,258 $1,315 $1,315 $1,258 $1,258

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Minimum Car Insurance in Mililani, HI

Every driver must carry the minimum car insurance in Mililani, HI. Take a look at the Hawaii car insurance requirements.

Minimum Required Car Insurance Coverage in Mililani, Hawaii

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mililani, HI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mililani, HI to rates for a clean record with top companies.

Annual Mililani, Hawaii Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,251 $1,841 $3,712 $1,717
Farmers $2,245 $3,346 $10,820 $2,245
GEICO $1,352 $1,752 $8,348 $1,352
Liberty Mutual $1,651 $2,060 $6,544 $2,060
Progressive $1,644 $2,309 $2,581 $2,123
State Farm $960 $1,140 $1,050 $1,050
USAA $962 $1,179 $1,942 $1,007

Cheapest Mililani, HI Car Insurance for Teen Drivers

Teen car insurance in Mililani, HI can be expensive. Take a look at rates from the top car insurance companies in Mililani for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mililani, Hawaii

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $2,130 $2,130
Farmers $4,970 $4,970
GEICO $3,201 $3,201
Liberty Mutual $3,107 $3,107
Progressive $2,757 $2,757
State Farm $1,050 $1,050
USAA $1,315 $1,315

Cheapest Mililani, HI Car Insurance for Seniors

Take a look at Mililani, HI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mililani, Hawaii

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,130 $2,130
Farmers $4,562 $4,562
GEICO $3,201 $3,201
Liberty Mutual $3,069 $3,069
Progressive $1,966 $1,966
State Farm $1,050 $1,050
USAA $1,258 $1,258

Cheapest Mililani, HI Car Insurance Rates After a DUI

A DUI in Mililani, HI increases car insurance rates. Compare Mililani, Hawaii DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mililani, Hawaii

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,712
Farmers $10,820
GEICO $8,348
Liberty Mutual $6,544
Progressive $2,581
State Farm $1,050
USAA $1,942

Cheapest Mililani, HI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mililani, HI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mililani, Hawaii

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $1,999 $2,262
Farmers $4,664 $4,664
GEICO $3,201 $3,201
Liberty Mutual $3,078 $3,078
Progressive $2,164 $2,164
State Farm $1,050 $1,050
USAA $1,272 $1,272

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The Best Cheap Car Insurance Companies in Mililani, HI

Take a look at a side-by-side comparison of the top car insurance companies in Mililani, HI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mililani, Hawaii

Insurance Company Average Annual Rates
Allstate $2,130
Farmers $4,664
GEICO $3,201
Liberty Mutual $3,078
Progressive $2,164
State Farm $1,050
USAA $1,272

Category Winners: Cheapest Car Insurance in Mililani, Hawaii

Find the cheapest car insurance companies in Mililani, HI for each category right here.

Best Annual Car Insurance Rates by Company in Mililani, Hawaii

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Mililani, HI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mililani car insurance rates. Find the cheapest Mililani, HI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mililani, Hawaii

Insurance Company Low Medium High
Allstate $1,976 $2,136 $2,279
Farmers $4,463 $4,702 $4,828
GEICO $3,038 $3,226 $3,338
Liberty Mutual $3,067 $2,900 $3,268
Progressive $1,959 $2,163 $2,371
State Farm $977 $1,053 $1,120
USAA $1,203 $1,272 $1,342

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What affects car insurance rates in Mililani, Hawaii?

What factors can have an impact on Mililani, HI car insurance? There are several reasons why Mililani car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mililani, Hawaii.

Commute Time in Mililani

The more time you spend in your car the higher the risk of an accident. The average commute length in Mililani, HI is 31.7 minutes according to City-Data.

Compare Car Insurance Quotes in Mililani, HI

Ready to find affordable Mililani, Hawaii car insurance today? Enter your ZIP code for fast, free Mililani, HI car insurance quotes.

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