Compare Miller, MO Car Insurance Rates (2021)

Car insurance in Miller, MO averages $269 a month. Miller, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Miller car insurance rates, compare quotes from the top car insurance companies in Miller, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Miller, MO after a DUI are $3,779/year
  • The cheapest car insurance company in Miller for teen drivers is Nationwide
  • The cheapest car insurance company in Miller is Nationwide

If you need to buy Miller, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Miller, MO is right here.

You’ll find Miller car insurance rates, the cheapest Miller, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Miller, Missouri car insurance rates to St. Louis car insurance rates, Kansas City car insurance rates, and Florissant car insurance rates.

Ready to find affordable Miller, MO car insurance today? Enter your ZIP code for fast, free Miller car insurance quotes.

Cheapest Miller, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Miller, MO car insurance rates? Every Miller, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Miller, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,698 $2,526 $2,605 $7,952 $8,623 $2,660 $2,739
American Family $2,063 $2,063 $1,838 $1,838 $5,660 $7,352 $2,063 $2,412
Farmers $2,301 $2,296 $2,055 $2,174 $9,487 $9,829 $2,632 $2,762
GEICO $1,987 $2,220 $1,538 $1,948 $6,098 $6,480 $1,838 $1,865
Liberty Mutual $2,527 $2,740 $2,082 $2,333 $8,638 $9,591 $2,665 $2,846
Nationwide $1,463 $1,495 $1,310 $1,387 $3,749 $4,801 $1,673 $1,810
Progressive $1,964 $1,821 $1,608 $1,656 $6,516 $7,325 $2,398 $2,455
State Farm $1,653 $1,653 $1,475 $1,475 $4,725 $5,947 $1,857 $2,127
USAA $1,494 $1,480 $1,343 $1,366 $4,466 $5,454 $1,856 $2,062

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Minimum Car Insurance in Miller, MO

Every driver must carry the minimum car insurance in Miller, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Miller, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Miller, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Miller, MO. Compare credit history car insurance rates in Miller from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Miller, Missouri

Insurance Company Poor Fair Good
Allstate $5,619 $3,619 $2,986
American Family $4,126 $2,907 $2,450
Farmers $4,791 $3,990 $3,795
GEICO $4,140 $2,695 $2,155
Liberty Mutual $5,996 $3,657 $2,880
Nationwide $2,608 $2,154 $1,872
Progressive $3,724 $3,085 $2,845
State Farm $3,572 $2,341 $1,929
USAA $4,066 $1,895 $1,359

Cheapest Miller, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Miller, MO to rates for a clean record with top companies.

Annual Miller, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,480 $3,940 $4,926 $3,953
American Family $2,358 $3,421 $4,169 $2,695
Farmers $3,629 $4,505 $4,406 $4,229
GEICO $2,361 $3,027 $4,045 $2,554
Liberty Mutual $3,039 $4,354 $4,492 $4,826
Nationwide $1,737 $2,229 $2,976 $1,901
Progressive $2,775 $3,744 $3,086 $3,266
State Farm $2,405 $2,823 $2,614 $2,614
USAA $1,954 $2,373 $3,300 $2,133

Cheapest Miller, MO Car Insurance for Teen Drivers

Teen car insurance in Miller, MO can be expensive. Take a look at rates from the top car insurance companies in Miller for teenagers.

Annual Car Insurance Rates for Teen Drivers in Miller, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $8,623
American Family $5,660 $7,352
Farmers $9,487 $9,829
GEICO $6,098 $6,480
Liberty Mutual $8,638 $9,591
Nationwide $3,749 $4,801
Progressive $6,516 $7,325
State Farm $4,725 $5,947
USAA $4,466 $5,454

Cheapest Miller, MO Car Insurance for Seniors

Take a look at Miller, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Miller, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,526 $2,605
American Family $1,838 $1,838
Farmers $2,055 $2,174
GEICO $1,538 $1,948
Liberty Mutual $2,082 $2,333
Nationwide $1,310 $1,387
Progressive $1,608 $1,656
State Farm $1,475 $1,475
USAA $1,343 $1,366

Cheapest Miller, MO Car Insurance Rates After a DUI

A DUI in Miller, MO increases car insurance rates. Compare Miller, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Miller, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,926
American Family $4,169
Farmers $4,406
GEICO $4,045
Liberty Mutual $4,492
Nationwide $2,976
Progressive $3,086
State Farm $2,614
USAA $3,300

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Cheapest Miller, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Miller, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Miller, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,075 $4,075
American Family $3,130 $3,192
Farmers $4,192 $4,192
GEICO $2,938 $3,056
Liberty Mutual $4,178 $4,178
Nationwide $2,211 $2,211
Progressive $3,218 $3,218
State Farm $2,551 $2,676
USAA $2,352 $2,528

The Best Cheap Car Insurance Companies in Miller, MO

Take a look at a side-by-side comparison of the top car insurance companies in Miller, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Miller, Missouri

Insurance Company Average Annual Rates
Allstate $4,075
American Family $3,161
Farmers $4,192
GEICO $2,997
Liberty Mutual $4,178
Nationwide $2,211
Progressive $3,218
State Farm $2,614
USAA $2,440

Category Winners: Cheapest Car Insurance in Miller, Missouri

Find the cheapest car insurance companies in Miller, MO for each category right here.

Best Annual Car Insurance Rates by Company in Miller, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Miller, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Miller car insurance rates. Find the cheapest Miller, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Miller, Missouri

Insurance Company Low Medium High
Allstate $3,916 $4,066 $4,243
American Family $3,066 $3,261 $3,156
Farmers $3,929 $4,151 $4,497
GEICO $2,821 $3,016 $3,154
Liberty Mutual $3,949 $4,197 $4,387
Nationwide $2,081 $2,231 $2,321
Progressive $2,871 $3,223 $3,559
State Farm $2,463 $2,620 $2,758
USAA $2,337 $2,431 $2,553

What affects car insurance rates in Miller, Missouri?

What factors can have an impact on Miller, MO car insurance? There are several reasons why Miller car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Miller, Missouri.

Commute Time in Miller

The more time you spend in your car the higher the risk of an accident. The average commute length in Miller, MO is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Miller, MO

Ready to find affordable Miller, Missouri car insurance today? Enter your ZIP code for fast, free Miller, MO car insurance quotes.

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