Compare Miller, SD Car Insurance Rates (2021)

Car insurance in Miller, SD averages $321 a month. Miller, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Miller car insurance rates, compare quotes from the top car insurance companies in Miller, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Miller is State Farm
  • Average car insurance rates in Miller, SD are $3,849/year
  • Average car insurance rates in Miller, SD after a DUI are $4,668/year

If you need to buy Miller, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Miller, SD is right here.

You’ll find Miller car insurance rates, the cheapest Miller, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Miller, South Dakota car insurance rates to Spearfish car insurance rates, Pierre car insurance rates, and Yankton car insurance rates.

Ready to find affordable Miller, SD car insurance today? Enter your ZIP code for fast, free Miller car insurance quotes.

Cheapest Miller, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Miller, SD car insurance rates? Every Miller, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Miller, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,997 $2,008 $1,761 $1,826 $8,647 $9,003 $2,223 $2,376
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,072 $2,051 $1,705 $1,754 $7,301 $8,317 $2,595 $2,707
State Farm $1,474 $1,474 $1,263 $1,263 $3,537 $4,544 $1,647 $1,850

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Minimum Car Insurance in Miller, SD

Every driver must carry the minimum car insurance in Miller, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Miller, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Miller, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Miller, SD. Compare credit history car insurance rates in Miller from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Miller, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,654 $4,074 $3,451
Farmers $4,224 $3,555 $3,411
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,363 $2,623 $2,311
Progressive $4,125 $3,415 $3,147
State Farm $3,102 $1,855 $1,437

Cheapest Miller, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Miller, SD to rates for a clean record with top companies.

Annual Miller, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $3,192 $4,671 $6,053 $3,655
Farmers $3,187 $4,012 $3,914 $3,807
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,077 $4,147 $3,319 $3,708
State Farm $2,003 $2,260 $2,131 $2,131

Cheapest Miller, SD Car Insurance for Teen Drivers

Teen car insurance in Miller, SD can be expensive. Take a look at rates from the top car insurance companies in Miller for teenagers.

Annual Car Insurance Rates for Teen Drivers in Miller, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,503 $9,548
Farmers $8,647 $9,003
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $4,202 $5,494
Progressive $7,301 $8,317
State Farm $3,537 $4,544

Cheapest Miller, SD Car Insurance for Seniors

Take a look at Miller, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Miller, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,812 $2,812
Farmers $1,761 $1,826
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,781 $1,918
Progressive $1,705 $1,754
State Farm $1,263 $1,263

Cheapest Miller, SD Car Insurance Rates After a DUI

A DUI in Miller, SD increases car insurance rates. Compare Miller, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Miller, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $6,053
Farmers $3,914
GEICO $4,443
Liberty Mutual $7,325
Nationwide $4,000
Progressive $3,319
State Farm $2,131

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Cheapest Miller, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Miller, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Miller, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,338 $4,448
Farmers $3,730 $3,730
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,766 $2,766
Progressive $3,563 $3,563
State Farm $2,080 $2,182

The Best Cheap Car Insurance Companies in Miller, SD

Take a look at a side-by-side comparison of the top car insurance companies in Miller, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Miller, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,393
Farmers $3,730
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,766
Progressive $3,563
State Farm $2,131

Category Winners: Cheapest Car Insurance in Miller, South Dakota

Find the cheapest car insurance companies in Miller, SD for each category right here.

Best Annual Car Insurance Rates by Company in Miller, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Miller, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Miller car insurance rates. Find the cheapest Miller, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Miller, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,448 $4,526 $4,204
Farmers $3,586 $3,694 $3,911
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,628 $2,755 $2,914
Progressive $3,481 $3,534 $3,673
State Farm $2,073 $2,132 $2,189

What affects car insurance rates in Miller, South Dakota?

What factors can have an impact on Miller, SD car insurance? There are several reasons why Miller car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Miller, South Dakota.

Car Theft in Miller

High levels of vehicle theft can make car insurance more expensive. Miller, SD car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Miller

The more time you spend in your car the higher the risk of an accident. The average commute length in Miller, SD is 10.5 minutes according to City-Data.

Compare Car Insurance Quotes in Miller, SD

Ready to find affordable Miller, South Dakota car insurance today? Enter your ZIP code for fast, free Miller, SD car insurance quotes.

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