Compare Millersburg, IA Car Insurance Rates (2021)

Car insurance in Millersburg, IA averages $240 a month. Millersburg, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Millersburg car insurance rates, compare quotes from the top car insurance companies in Millersburg, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Millersburg for teen drivers is USAA
  • Average car insurance rates in Millersburg, IA after a DUI are $3,465/year
  • The cheapest car insurance company in Millersburg is USAA

If you need to buy Millersburg, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Millersburg, IA is right here.

You’ll find Millersburg car insurance rates, the cheapest Millersburg, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Millersburg, Iowa car insurance rates to West Des Moines car insurance rates, Ames car insurance rates, and Davenport car insurance rates.

Ready to find affordable Millersburg, IA car insurance today? Enter your ZIP code for fast, free Millersburg car insurance quotes.

Cheapest Millersburg, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Millersburg, IA car insurance rates? Every Millersburg, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Millersburg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,909 $1,839 $1,692 $1,725 $5,413 $6,074 $2,087 $2,147
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,081 $2,256 $1,832 $2,224 $10,266 $11,547 $2,358 $2,601
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,758 $1,700 $1,451 $1,500 $4,200 $4,744 $2,119 $2,288
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,161 $2,208 $2,084 $2,093 $9,325 $14,832 $2,243 $2,673
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Millersburg, IA

Every driver must carry the minimum car insurance in Millersburg, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Millersburg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Millersburg, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Millersburg, IA. Compare credit history car insurance rates in Millersburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Millersburg, Iowa

Insurance Company Poor Fair Good
Allstate $3,418 $2,722 $2,443
American Family $3,846 $2,827 $2,374
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,266 $3,874 $3,046
Nationwide $3,290 $2,569 $2,252
Progressive $2,928 $2,354 $2,128
State Farm $3,113 $1,926 $1,519
Travelers $5,295 $4,514 $4,299
USAA $2,399 $1,648 $1,427

Cheapest Millersburg, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Millersburg, IA to rates for a clean record with top companies.

Annual Millersburg, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,443 $2,950 $3,329 $2,721
American Family $2,177 $3,189 $4,138 $2,560
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,796 $4,700 $4,787 $4,300
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,989 $3,244 $2,155 $2,491
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,444 $4,568 $6,100 $4,698
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Millersburg, IA Car Insurance for Teen Drivers

Teen car insurance in Millersburg, IA can be expensive. Take a look at rates from the top car insurance companies in Millersburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Millersburg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,413 $6,074
American Family $5,177 $7,274
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,266 $11,547
Nationwide $4,309 $5,592
Progressive $4,200 $4,744
State Farm $3,825 $4,856
Travelers $9,325 $14,832
USAA $3,285 $3,490

Cheapest Millersburg, IA Car Insurance for Seniors

Take a look at Millersburg, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Millersburg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,692 $1,725
American Family $1,741 $1,741
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,832 $2,224
Nationwide $1,674 $1,791
Progressive $1,451 $1,500
State Farm $1,254 $1,254
Travelers $2,084 $2,093
USAA $1,123 $1,146

Cheapest Millersburg, IA Car Insurance Rates After a DUI

A DUI in Millersburg, IA increases car insurance rates. Compare Millersburg, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Millersburg, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,329
American Family $4,138
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,787
Nationwide $3,845
Progressive $2,155
State Farm $2,186
Travelers $6,100
USAA $2,432

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Cheapest Millersburg, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Millersburg, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Millersburg, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,793 $2,929
American Family $2,981 $3,051
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,396 $4,396
Nationwide $2,704 $2,704
Progressive $2,470 $2,470
State Farm $2,133 $2,239
Travelers $4,702 $4,702
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Millersburg, IA

Take a look at a side-by-side comparison of the top car insurance companies in Millersburg, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Millersburg, Iowa

Insurance Company Average Annual Rates
Allstate $2,861
American Family $3,016
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,396
Nationwide $2,704
Progressive $2,470
State Farm $2,186
Travelers $4,702
USAA $1,825

Category Winners: Cheapest Car Insurance in Millersburg, Iowa

Find the cheapest car insurance companies in Millersburg, IA for each category right here.

Best Annual Car Insurance Rates by Company in Millersburg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Millersburg, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Millersburg car insurance rates. Find the cheapest Millersburg, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Millersburg, Iowa

Insurance Company Low Medium High
Allstate $2,741 $2,865 $2,976
American Family $3,033 $3,183 $2,831
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,223 $4,388 $4,576
Nationwide $2,827 $2,688 $2,597
Progressive $2,349 $2,480 $2,581
State Farm $2,083 $2,198 $2,277
Travelers $4,445 $4,772 $4,890
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Millersburg, Iowa?

What factors can have an impact on Millersburg, IA car insurance? There are several reasons why Millersburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Millersburg, Iowa.

Commute Time in Millersburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Millersburg, IA is 29.0 minutes according to City-Data.

Compare Car Insurance Quotes in Millersburg, IA

Ready to find affordable Millersburg, Iowa car insurance today? Enter your ZIP code for fast, free Millersburg, IA car insurance quotes.

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