Compare Millersburg, IN Car Insurance Rates (2021)

Car insurance in Millersburg, IN averages $269 a month. Millersburg, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Millersburg car insurance rates, compare quotes from the top car insurance companies in Millersburg, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Millersburg, IN are $3,229/year
  • The cheapest car insurance company in Millersburg is USAA
  • Average car insurance rates in Millersburg, IN after a DUI are $3,836/year

If you need to buy Millersburg, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Millersburg, IN is right here.

You’ll find Millersburg car insurance rates, the cheapest Millersburg, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Millersburg, Indiana car insurance rates to Hammond car insurance rates, South Bend car insurance rates, and Fishers car insurance rates.

Ready to find affordable Millersburg, IN car insurance today? Enter your ZIP code for fast, free Millersburg car insurance quotes.

Cheapest Millersburg, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Millersburg, IN car insurance rates? Every Millersburg, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Millersburg, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,544 $2,609 $2,228 $2,435 $7,800 $9,803 $2,596 $2,827
American Family $2,340 $2,340 $2,106 $2,106 $6,505 $9,403 $2,340 $2,872
Farmers $1,641 $1,620 $1,404 $1,577 $8,768 $9,342 $2,158 $2,334
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,773 $3,773 $3,469 $3,469 $8,242 $12,437 $3,773 $5,167
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,544 $1,459 $1,402 $1,410 $9,137 $10,274 $1,934 $1,971
State Farm $1,387 $1,387 $1,243 $1,243 $4,294 $5,495 $1,539 $1,712
Travelers $1,178 $1,200 $1,099 $1,101 $7,230 $11,494 $1,241 $1,443
USAA $1,022 $1,007 $955 $960 $2,864 $3,192 $1,383 $1,477

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Minimum Car Insurance in Millersburg, IN

Every driver must carry the minimum car insurance in Millersburg, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Millersburg, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Millersburg, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Millersburg, IN. Compare credit history car insurance rates in Millersburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Millersburg, Indiana

Insurance Company Poor Fair Good
Allstate $5,094 $3,787 $3,435
American Family $5,137 $3,330 $2,786
Farmers $4,210 $3,430 $3,177
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,341 $4,779 $4,419
Nationwide $2,725 $2,305 $2,158
Progressive $4,011 $3,557 $3,356
State Farm $3,333 $1,988 $1,541
Travelers $3,617 $3,065 $3,063
USAA $2,158 $1,433 $1,231

Cheapest Millersburg, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Millersburg, IN to rates for a clean record with top companies.

Annual Millersburg, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,271 $4,806 $4,442 $3,902
American Family $2,585 $4,119 $5,221 $3,081
Farmers $3,224 $3,762 $3,874 $3,561
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,286 $5,064 $7,973 $4,729
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,729 $4,790 $3,254 $3,792
State Farm $2,232 $2,454 $2,232 $2,232
Travelers $2,761 $3,408 $3,862 $2,963
USAA $1,213 $1,731 $1,983 $1,504

Cheapest Millersburg, IN Car Insurance for Teen Drivers

Teen car insurance in Millersburg, IN can be expensive. Take a look at rates from the top car insurance companies in Millersburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Millersburg, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,800 $9,803
American Family $6,505 $9,403
Farmers $8,768 $9,342
GEICO $4,269 $3,981
Liberty Mutual $8,242 $12,437
Nationwide $4,271 $5,546
Progressive $9,137 $10,274
State Farm $4,294 $5,495
Travelers $7,230 $11,494
USAA $2,864 $3,192

Cheapest Millersburg, IN Car Insurance for Seniors

Take a look at Millersburg, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Millersburg, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,435
American Family $2,106 $2,106
Farmers $1,404 $1,577
GEICO $1,360 $1,403
Liberty Mutual $3,469 $3,469
Nationwide $1,307 $1,395
Progressive $1,402 $1,410
State Farm $1,243 $1,243
Travelers $1,099 $1,101
USAA $955 $960

Cheapest Millersburg, IN Car Insurance Rates After a DUI

A DUI in Millersburg, IN increases car insurance rates. Compare Millersburg, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Millersburg, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,442
American Family $5,221
Farmers $3,874
GEICO $2,974
Liberty Mutual $7,973
Nationwide $2,545
Progressive $3,254
State Farm $2,232
Travelers $3,862
USAA $1,983

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Cheapest Millersburg, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Millersburg, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Millersburg, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,105 $4,105
American Family $3,706 $3,797
Farmers $3,605 $3,605
GEICO $2,096 $2,173
Liberty Mutual $5,367 $5,659
Nationwide $2,396 $2,396
Progressive $3,641 $3,641
State Farm $2,222 $2,352
Travelers $3,248 $3,248
USAA $1,586 $1,629

The Best Cheap Car Insurance Companies in Millersburg, IN

Take a look at a side-by-side comparison of the top car insurance companies in Millersburg, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Millersburg, Indiana

Insurance Company Average Annual Rates
Allstate $4,105
American Family $3,751
Farmers $3,605
GEICO $2,135
Liberty Mutual $5,513
Nationwide $2,396
Progressive $3,641
State Farm $2,287
Travelers $3,248
USAA $1,607

Category Winners: Cheapest Car Insurance in Millersburg, Indiana

Find the cheapest car insurance companies in Millersburg, IN for each category right here.

Best Annual Car Insurance Rates by Company in Millersburg, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Millersburg, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Millersburg car insurance rates. Find the cheapest Millersburg, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Millersburg, Indiana

Insurance Company Low Medium High
Allstate $3,927 $4,092 $4,298
American Family $3,709 $3,875 $3,670
Farmers $3,478 $3,597 $3,741
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,337 $5,499 $5,703
Nationwide $2,433 $2,377 $2,378
Progressive $3,435 $3,583 $3,906
State Farm $2,172 $2,286 $2,403
Travelers $3,174 $3,279 $3,292
USAA $1,543 $1,603 $1,677

What affects car insurance rates in Millersburg, Indiana?

What factors can have an impact on Millersburg, IN car insurance? There are several reasons why Millersburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Millersburg, Indiana.

Commute Time in Millersburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Millersburg, IN is 18.9 minutes according to City-Data.

Compare Car Insurance Quotes in Millersburg, IN

Ready to find affordable Millersburg, Indiana car insurance today? Enter your ZIP code for fast, free Millersburg, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State