Compare Millheim, PA Car Insurance Rates (2021)

Car insurance in Millheim, PA averages $289 a month. Millheim, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Millheim car insurance rates, compare quotes from the top car insurance companies in Millheim, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Millheim for teen drivers is USAA
  • Average car insurance rates in Millheim, PA after a DUI are $3,806/year
  • The cheapest car insurance company in Millheim is USAA

If you need to buy Millheim, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Millheim, PA is right here.

You’ll find Millheim car insurance rates, the cheapest Millheim, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Millheim, Pennsylvania car insurance rates to Lancaster car insurance rates, Harrisburg car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Millheim, PA car insurance today? Enter your ZIP code for fast, free Millheim car insurance quotes.

Cheapest Millheim, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Millheim, PA car insurance rates? Every Millheim, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Millheim, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,181 $2,181 $1,996 $1,996 $6,929 $6,929 $2,414 $2,414
GEICO $1,759 $1,524 $1,624 $1,408 $4,331 $3,757 $1,788 $1,549
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,688 $1,688 $1,599 $1,599 $4,807 $4,807 $1,896 $1,896
Progressive $2,412 $2,412 $2,150 $2,150 $7,811 $7,811 $3,085 $3,085
State Farm $1,297 $1,297 $1,141 $1,141 $4,586 $4,586 $1,427 $1,427
Travelers $1,564 $1,564 $1,679 $1,679 $22,848 $22,848 $1,888 $1,888
USAA $892 $892 $810 $810 $2,660 $2,660 $1,177 $1,177

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Minimum Car Insurance in Millheim, PA

Every driver must carry the minimum car insurance in Millheim, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Millheim, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Millheim, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Millheim, PA. Compare credit history car insurance rates in Millheim from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Millheim, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,334 $3,213 $2,593
GEICO $3,321 $1,878 $1,454
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $2,926 $2,413 $2,153
Progressive $5,123 $3,592 $2,880
State Farm $3,006 $1,862 $1,470
Travelers $7,615 $6,877 $6,492
USAA $1,725 $1,287 $1,142

Cheapest Millheim, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Millheim, PA to rates for a clean record with top companies.

Annual Millheim, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,242 $3,794 $3,242 $3,242
GEICO $1,642 $2,758 $2,195 $2,277
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,806 $2,413 $3,357 $2,414
Progressive $3,504 $4,844 $3,605 $3,506
State Farm $1,939 $2,286 $2,113 $2,113
Travelers $4,977 $7,057 $8,888 $7,057
USAA $1,117 $1,536 $1,639 $1,246

Cheapest Millheim, PA Car Insurance for Teen Drivers

Teen car insurance in Millheim, PA can be expensive. Take a look at rates from the top car insurance companies in Millheim for teenagers.

Annual Car Insurance Rates for Teen Drivers in Millheim, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,929 $6,929
GEICO $4,331 $3,757
Liberty Mutual $10,156 $10,156
Nationwide $4,807 $4,807
Progressive $7,811 $7,811
State Farm $4,586 $4,586
Travelers $22,848 $22,848
USAA $2,660 $2,660

Cheapest Millheim, PA Car Insurance for Seniors

Take a look at Millheim, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Millheim, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,996 $1,996
GEICO $1,624 $1,408
Liberty Mutual $3,175 $3,175
Nationwide $1,599 $1,599
Progressive $2,150 $2,150
State Farm $1,141 $1,141
Travelers $1,679 $1,679
USAA $810 $810

Cheapest Millheim, PA Car Insurance Rates After a DUI

A DUI in Millheim, PA increases car insurance rates. Compare Millheim, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Millheim, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,242
GEICO $2,195
Liberty Mutual $5,414
Nationwide $3,357
Progressive $3,605
State Farm $2,113
Travelers $8,888
USAA $1,639

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Cheapest Millheim, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Millheim, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Millheim, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,316 $3,444
GEICO $2,180 $2,255
Liberty Mutual $5,165 $5,438
Nationwide $2,497 $2,497
Progressive $3,865 $3,865
State Farm $2,051 $2,175
Travelers $6,995 $6,995
USAA $1,346 $1,424

The Best Cheap Car Insurance Companies in Millheim, PA

Take a look at a side-by-side comparison of the top car insurance companies in Millheim, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Millheim, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,380
GEICO $2,218
Liberty Mutual $5,302
Nationwide $2,497
Progressive $3,865
State Farm $2,113
Travelers $6,995
USAA $1,385

Category Winners: Cheapest Car Insurance in Millheim, Pennsylvania

Find the cheapest car insurance companies in Millheim, PA for each category right here.

Best Annual Car Insurance Rates by Company in Millheim, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Millheim, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Millheim car insurance rates. Find the cheapest Millheim, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Millheim, Pennsylvania

Insurance Company Low Medium High
Allstate $3,249 $3,397 $3,494
GEICO $2,073 $2,232 $2,347
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,511 $2,530 $2,451
Progressive $3,567 $3,892 $4,135
State Farm $1,985 $2,138 $2,214
Travelers $7,051 $6,996 $6,937
USAA $1,275 $1,398 $1,481

What affects car insurance rates in Millheim, Pennsylvania?

What factors can have an impact on Millheim, PA car insurance? There are several reasons why Millheim car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Millheim, Pennsylvania.

Commute Time in Millheim

The more time you spend in your car the higher the risk of an accident. The average commute length in Millheim, PA is 28.8 minutes according to City-Data.

Compare Car Insurance Quotes in Millheim, PA

Ready to find affordable Millheim, Pennsylvania car insurance today? Enter your ZIP code for fast, free Millheim, PA car insurance quotes.

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