Compare Milltown, NJ Car Insurance Rates (2021)

Car insurance in Milltown, NJ averages $462 a month. Milltown, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Milltown car insurance rates, compare quotes from the top car insurance companies in Milltown, NJ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Milltown for teen drivers is GEICO
  • The cheapest car insurance company in Milltown is GEICO
  • Average car insurance rates in Milltown, NJ after a DUI are $6,511/year

If you need to buy Milltown, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Milltown, NJ is right here.

You’ll find Milltown car insurance rates, the cheapest Milltown, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Milltown, New Jersey car insurance rates to Paterson car insurance rates, Newark car insurance rates, and Elizabeth car insurance rates.

Ready to find affordable Milltown, NJ car insurance today? Enter your ZIP code for fast, free Milltown car insurance quotes.

Cheapest Milltown, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milltown, NJ car insurance rates? Every Milltown, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milltown, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,394 $3,378 $3,295 $3,295 $10,688 $13,062 $3,991 $4,106
Farmers $4,869 $4,913 $4,743 $4,639 $14,254 $16,397 $5,787 $5,889
GEICO $2,306 $2,271 $2,260 $2,260 $4,237 $4,235 $2,660 $2,592
Liberty Mutual $4,607 $4,607 $5,061 $5,061 $12,038 $13,675 $5,061 $5,823
Progressive $2,063 $1,906 $1,863 $1,918 $9,365 $10,273 $2,440 $2,326
State Farm $4,207 $4,207 $3,812 $3,812 $13,792 $17,702 $4,797 $5,358
Travelers $3,352 $3,236 $3,102 $3,118 $7,508 $8,407 $3,244 $3,198

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Milltown, NJ

Every driver must carry the minimum car insurance in Milltown, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Milltown, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Milltown, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milltown, NJ. Compare credit history car insurance rates in Milltown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milltown, New Jersey

Insurance Company Poor Fair Good
Allstate $7,869 $5,081 $4,003
Farmers $9,167 $7,149 $6,743
GEICO $4,299 $2,470 $1,789
Liberty Mutual $8,863 $6,568 $5,544
Progressive $4,500 $3,929 $3,628
State Farm $10,431 $6,294 $4,908
Travelers $5,928 $4,324 $2,934

Cheapest Milltown, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milltown, NJ to rates for a clean record with top companies.

Annual Milltown, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,231 $7,052 $6,169 $5,153
Farmers $5,956 $10,112 $8,232 $6,446
GEICO $2,219 $2,917 $4,056 $2,219
Liberty Mutual $6,714 $7,682 $6,855 $6,714
Progressive $3,452 $4,644 $3,952 $4,029
State Farm $3,922 $7,135 $11,466 $6,322
Travelers $3,373 $5,040 $4,850 $4,318

Cheapest Milltown, NJ Car Insurance for Teen Drivers

Teen car insurance in Milltown, NJ can be expensive. Take a look at rates from the top car insurance companies in Milltown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milltown, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,688 $13,062
Farmers $14,254 $16,397
GEICO $4,237 $4,235
Liberty Mutual $12,038 $13,675
Progressive $9,365 $10,273
State Farm $13,792 $17,702
Travelers $7,508 $8,407

Cheapest Milltown, NJ Car Insurance for Seniors

Take a look at Milltown, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milltown, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,295 $3,295
Farmers $4,743 $4,639
GEICO $2,260 $2,260
Liberty Mutual $5,061 $5,061
Progressive $1,863 $1,918
State Farm $3,812 $3,812
Travelers $3,102 $3,118

Cheapest Milltown, NJ Car Insurance Rates After a DUI

A DUI in Milltown, NJ increases car insurance rates. Compare Milltown, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milltown, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,169
Farmers $8,232
GEICO $4,056
Liberty Mutual $6,855
Progressive $3,952
State Farm $11,466
Travelers $4,850

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Milltown, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milltown, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milltown, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,640 $5,662
Farmers $7,686 $7,686
GEICO $2,829 $2,877
Liberty Mutual $6,923 $7,060
Progressive $4,019 $4,019
State Farm $7,025 $7,397
Travelers $4,395 $4,395

The Best Cheap Car Insurance Companies in Milltown, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Milltown, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milltown, New Jersey

Insurance Company Average Annual Rates
Allstate $5,651
Farmers $7,686
GEICO $2,853
Liberty Mutual $6,992
Progressive $4,019
State Farm $7,211
Travelers $4,395

Category Winners: Cheapest Car Insurance in Milltown, New Jersey

Find the cheapest car insurance companies in Milltown, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Milltown, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Milltown, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milltown car insurance rates. Find the cheapest Milltown, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milltown, New Jersey

Insurance Company Low Medium High
Allstate $5,214 $5,734 $6,005
Farmers $6,886 $7,642 $8,531
GEICO $2,517 $2,914 $3,127
Liberty Mutual $6,247 $7,205 $7,522
Progressive $3,626 $4,084 $4,348
State Farm $6,696 $7,306 $7,631
Travelers $4,034 $4,396 $4,756

What affects car insurance rates in Milltown, New Jersey?

What factors can have an impact on Milltown, NJ car insurance? There are several reasons why Milltown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milltown, New Jersey.

Commute Time in Milltown

The more time you spend in your car the higher the risk of an accident. The average commute length in Milltown, NJ is 29.2 minutes according to City-Data.

Compare Car Insurance Quotes in Milltown, NJ

Ready to find affordable Milltown, New Jersey car insurance today? Enter your ZIP code for fast, free Milltown, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption