Compare Milton-Freewater, OR Car Insurance Rates (2021)

Car insurance in Milton-Freewater, OR averages $257 a month. Milton-Freewater, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Milton-Freewater car insurance rates, compare quotes from the top car insurance companies in Milton-Freewater, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Milton-Freewater, OR after a DUI are $3,611/year
  • The cheapest car insurance company in Milton-Freewater for teen drivers is USAA
  • The cheapest car insurance company in Milton-Freewater is USAA

If you need to buy Milton-Freewater, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Milton-Freewater, OR is right here.

You’ll find Milton-Freewater car insurance rates, the cheapest Milton-Freewater, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Milton-Freewater, Oregon car insurance rates to Eugene car insurance rates, Bend car insurance rates, and Salem car insurance rates.

Ready to find affordable Milton-Freewater, OR car insurance today? Enter your ZIP code for fast, free Milton-Freewater car insurance quotes.

Cheapest Milton-Freewater, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milton-Freewater, OR car insurance rates? Every Milton-Freewater, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milton-Freewater, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,833 $2,650 $2,566 $2,593 $8,216 $9,219 $3,010 $3,052
American Family $2,021 $2,021 $1,801 $1,801 $4,951 $7,723 $2,021 $2,123
Farmers $1,901 $1,858 $1,685 $1,787 $7,680 $7,843 $2,137 $2,202
GEICO $2,225 $2,145 $2,037 $2,021 $5,675 $5,214 $2,373 $2,080
Liberty Mutual $2,422 $2,554 $2,102 $2,327 $7,421 $7,994 $2,348 $2,382
Nationwide $1,882 $1,883 $1,678 $1,761 $4,186 $5,250 $2,178 $2,301
Progressive $1,826 $1,665 $1,576 $1,625 $7,633 $8,432 $2,189 $2,088
State Farm $1,539 $1,539 $1,399 $1,399 $4,778 $5,996 $1,743 $2,005
Travelers $1,660 $1,667 $1,486 $1,542 $4,530 $5,427 $1,732 $1,755
USAA $1,504 $1,466 $1,475 $1,436 $4,441 $4,796 $1,934 $2,025

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Minimum Car Insurance in Milton-Freewater, OR

Every driver must carry the minimum car insurance in Milton-Freewater, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Milton-Freewater, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Milton-Freewater, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milton-Freewater, OR. Compare credit history car insurance rates in Milton-Freewater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milton-Freewater, Oregon

Insurance Company Poor Fair Good
Allstate $5,596 $3,946 $3,260
American Family $3,888 $2,862 $2,424
Farmers $3,915 $3,206 $3,039
GEICO $3,583 $2,971 $2,359
Liberty Mutual $5,412 $3,194 $2,475
Nationwide $3,189 $2,530 $2,201
Progressive $3,811 $3,278 $3,048
State Farm $3,560 $2,271 $1,817
Travelers $3,107 $2,419 $1,899
USAA $3,572 $1,994 $1,588

Cheapest Milton-Freewater, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milton-Freewater, OR to rates for a clean record with top companies.

Annual Milton-Freewater, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,470 $4,623 $4,777 $4,199
American Family $2,122 $3,288 $4,101 $2,720
Farmers $2,855 $3,676 $3,593 $3,423
GEICO $1,975 $3,111 $4,060 $2,739
Liberty Mutual $3,277 $3,659 $4,199 $3,639
Nationwide $2,242 $2,399 $3,385 $2,533
Progressive $2,555 $4,628 $3,290 $3,045
State Farm $2,269 $2,943 $2,493 $2,493
Travelers $2,011 $2,567 $2,870 $2,452
USAA $1,743 $2,418 $3,343 $2,035

Cheapest Milton-Freewater, OR Car Insurance for Teen Drivers

Teen car insurance in Milton-Freewater, OR can be expensive. Take a look at rates from the top car insurance companies in Milton-Freewater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milton-Freewater, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,216 $9,219
American Family $4,951 $7,723
Farmers $7,680 $7,843
GEICO $5,675 $5,214
Liberty Mutual $7,421 $7,994
Nationwide $4,186 $5,250
Progressive $7,633 $8,432
State Farm $4,778 $5,996
Travelers $4,530 $5,427
USAA $4,441 $4,796

Cheapest Milton-Freewater, OR Car Insurance for Seniors

Take a look at Milton-Freewater, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milton-Freewater, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,566 $2,593
American Family $1,801 $1,801
Farmers $1,685 $1,787
GEICO $2,037 $2,021
Liberty Mutual $2,102 $2,327
Nationwide $1,678 $1,761
Progressive $1,576 $1,625
State Farm $1,399 $1,399
Travelers $1,486 $1,542
USAA $1,475 $1,436

Cheapest Milton-Freewater, OR Car Insurance Rates After a DUI

A DUI in Milton-Freewater, OR increases car insurance rates. Compare Milton-Freewater, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milton-Freewater, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,777
American Family $4,101
Farmers $3,593
GEICO $4,060
Liberty Mutual $4,199
Nationwide $3,385
Progressive $3,290
State Farm $2,493
Travelers $2,870
USAA $3,343

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Cheapest Milton-Freewater, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milton-Freewater, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milton-Freewater, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,267 $4,267
American Family $3,011 $3,105
Farmers $3,387 $3,387
GEICO $2,921 $3,022
Liberty Mutual $3,694 $3,694
Nationwide $2,640 $2,640
Progressive $3,379 $3,379
State Farm $2,486 $2,614
Travelers $2,377 $2,573
USAA $2,316 $2,453

The Best Cheap Car Insurance Companies in Milton-Freewater, OR

Take a look at a side-by-side comparison of the top car insurance companies in Milton-Freewater, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milton-Freewater, Oregon

Insurance Company Average Annual Rates
Allstate $4,267
American Family $3,058
Farmers $3,387
GEICO $2,971
Liberty Mutual $3,694
Nationwide $2,640
Progressive $3,379
State Farm $2,550
Travelers $2,475
USAA $2,385

Category Winners: Cheapest Car Insurance in Milton-Freewater, Oregon

Find the cheapest car insurance companies in Milton-Freewater, OR for each category right here.

Best Annual Car Insurance Rates by Company in Milton-Freewater, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Milton-Freewater, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milton-Freewater car insurance rates. Find the cheapest Milton-Freewater, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milton-Freewater, Oregon

Insurance Company Low Medium High
Allstate $4,152 $4,259 $4,391
American Family $3,055 $3,230 $2,890
Farmers $3,201 $3,348 $3,611
GEICO $2,783 $2,983 $3,148
Liberty Mutual $3,497 $3,685 $3,898
Nationwide $2,530 $2,709 $2,680
Progressive $3,274 $3,365 $3,498
State Farm $2,420 $2,552 $2,676
Travelers $2,340 $2,463 $2,621
USAA $2,284 $2,386 $2,483

What affects car insurance rates in Milton-Freewater, Oregon?

What factors can have an impact on Milton-Freewater, OR car insurance? There are several reasons why Milton-Freewater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milton-Freewater, Oregon.

Car Theft in Milton-Freewater

High levels of vehicle theft can make car insurance more expensive. Milton-Freewater, OR car theft statistics from the FBI indicate 18 vehicle thefts a year.

Commute Time in Milton-Freewater

The more time you spend in your car the higher the risk of an accident. The average commute length in Milton-Freewater, OR is 15.2 minutes according to City-Data.

Compare Car Insurance Quotes in Milton-Freewater, OR

Ready to find affordable Milton-Freewater, Oregon car insurance today? Enter your ZIP code for fast, free Milton-Freewater, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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