Compare Milton, IN Car Insurance Rates (2021)

Car insurance in Milton, IN averages $264 a month. Milton, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Milton car insurance rates, compare quotes from the top car insurance companies in Milton, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Milton is USAA
  • Average car insurance rates in Milton, IN are $3,165/year
  • The cheapest car insurance company in Milton for teen drivers is USAA

If you need to buy Milton, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Milton, IN is right here.

You’ll find Milton car insurance rates, the cheapest Milton, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Milton, Indiana car insurance rates to Gary car insurance rates, Indianapolis car insurance rates, and Fishers car insurance rates.

Ready to find affordable Milton, IN car insurance today? Enter your ZIP code for fast, free Milton car insurance quotes.

Cheapest Milton, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milton, IN car insurance rates? Every Milton, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milton, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,372 $2,431 $2,082 $2,277 $7,229 $9,109 $2,415 $2,623
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,589 $1,569 $1,366 $1,526 $8,319 $8,886 $2,072 $2,239
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,481 $1,403 $1,344 $1,352 $8,690 $9,780 $1,855 $1,896
State Farm $1,305 $1,305 $1,159 $1,159 $3,924 $5,025 $1,441 $1,609
Travelers $1,212 $1,234 $1,137 $1,135 $7,395 $11,620 $1,282 $1,490
USAA $919 $905 $852 $859 $2,544 $2,852 $1,240 $1,329

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Minimum Car Insurance in Milton, IN

Every driver must carry the minimum car insurance in Milton, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Milton, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Milton, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milton, IN. Compare credit history car insurance rates in Milton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milton, Indiana

Insurance Company Poor Fair Good
Allstate $4,734 $3,520 $3,198
American Family $4,970 $3,229 $2,702
Farmers $4,024 $3,278 $3,035
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,889 $2,442 $2,283
Progressive $3,832 $3,393 $3,199
State Farm $3,083 $1,839 $1,426
Travelers $3,693 $3,125 $3,122
USAA $1,943 $1,277 $1,093

Cheapest Milton, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milton, IN to rates for a clean record with top companies.

Annual Milton, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,050 $4,472 $4,124 $3,624
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,091 $3,590 $3,693 $3,408
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,610 $4,557 $3,111 $3,622
State Farm $2,067 $2,264 $2,067 $2,067
Travelers $2,811 $3,480 $3,945 $3,016
USAA $1,087 $1,544 $1,773 $1,346

Cheapest Milton, IN Car Insurance for Teen Drivers

Teen car insurance in Milton, IN can be expensive. Take a look at rates from the top car insurance companies in Milton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milton, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,229 $9,109
American Family $6,259 $9,073
Farmers $8,319 $8,886
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,538 $5,898
Progressive $8,690 $9,780
State Farm $3,924 $5,025
Travelers $7,395 $11,620
USAA $2,544 $2,852

Cheapest Milton, IN Car Insurance for Seniors

Take a look at Milton, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milton, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,082 $2,277
American Family $2,048 $2,048
Farmers $1,366 $1,526
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,376 $1,471
Progressive $1,344 $1,352
State Farm $1,159 $1,159
Travelers $1,137 $1,135
USAA $852 $859

Cheapest Milton, IN Car Insurance Rates After a DUI

A DUI in Milton, IN increases car insurance rates. Compare Milton, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milton, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,124
American Family $5,054
Farmers $3,693
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,698
Progressive $3,111
State Farm $2,067
Travelers $3,945
USAA $1,773

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Cheapest Milton, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milton, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milton, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,817 $3,817
American Family $3,590 $3,677
Farmers $3,446 $3,446
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,538 $2,538
Progressive $3,475 $3,475
State Farm $2,057 $2,175
Travelers $3,313 $3,313
USAA $1,419 $1,457

The Best Cheap Car Insurance Companies in Milton, IN

Take a look at a side-by-side comparison of the top car insurance companies in Milton, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milton, Indiana

Insurance Company Average Annual Rates
Allstate $3,817
American Family $3,634
Farmers $3,446
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,538
Progressive $3,475
State Farm $2,116
Travelers $3,313
USAA $1,438

Category Winners: Cheapest Car Insurance in Milton, Indiana

Find the cheapest car insurance companies in Milton, IN for each category right here.

Best Annual Car Insurance Rates by Company in Milton, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Milton, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milton car insurance rates. Find the cheapest Milton, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milton, Indiana

Insurance Company Low Medium High
Allstate $3,634 $3,803 $4,016
American Family $3,603 $3,754 $3,544
Farmers $3,324 $3,440 $3,573
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,584 $2,518 $2,513
Progressive $3,287 $3,422 $3,716
State Farm $2,024 $2,115 $2,209
Travelers $3,259 $3,344 $3,337
USAA $1,392 $1,434 $1,487

What affects car insurance rates in Milton, Indiana?

What factors can have an impact on Milton, IN car insurance? There are several reasons why Milton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milton, Indiana.

Commute Time in Milton

The more time you spend in your car the higher the risk of an accident. The average commute length in Milton, IN is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Milton, IN

Ready to find affordable Milton, Indiana car insurance today? Enter your ZIP code for fast, free Milton, IN car insurance quotes.

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