Compare Milwaukee, WI Car Insurance Rates (2021)

Car insurance in Milwaukee, WI averages $347 a month. Milwaukee, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Milwaukee car insurance rates, compare quotes from the top car insurance companies in Milwaukee, WI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Milwaukee is American Family
  • The cheapest ZIP code in Milwaukee is 53228
  • Average car insurance rates in Milwaukee, WI after a DUI are $4,625/year

If you need to buy Milwaukee, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Milwaukee, WI is right here.

You’ll find Milwaukee car insurance rates, the cheapest Milwaukee, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Milwaukee, Wisconsin car insurance rates to Oshkosh car insurance rates, Madison car insurance rates, and Green Bay car insurance rates.

Ready to find affordable Milwaukee, WI car insurance today? Enter your ZIP code for fast, free Milwaukee car insurance quotes.

Cheapest Milwaukee, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milwaukee, WI car insurance rates? Every Milwaukee, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milwaukee, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,130 $3,272 $2,924 $3,226 $11,336 $14,563 $3,129 $3,390
American Family $1,095 $1,142 $1,073 $1,070 $4,112 $4,512 $1,345 $1,435
Farmers $2,516 $2,508 $2,221 $2,378 $12,722 $13,132 $2,860 $2,962
GEICO $1,870 $2,115 $2,035 $2,417 $6,564 $7,057 $1,708 $1,731
Liberty Mutual $2,211 $2,397 $1,775 $2,011 $8,782 $9,843 $2,337 $2,508
Nationwide $4,814 $5,030 $4,047 $4,237 $10,546 $16,332 $5,907 $6,846
Progressive $2,530 $2,363 $2,073 $2,191 $10,405 $11,691 $3,021 $3,277
State Farm $1,911 $1,911 $1,737 $1,737 $5,970 $7,477 $2,166 $2,503
USAA $1,581 $1,564 $1,449 $1,453 $4,265 $4,903 $2,041 $2,219

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Minimum Car Insurance in Milwaukee, WI

Every driver must carry the minimum car insurance in Milwaukee, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Milwaukee, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Milwaukee, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milwaukee, WI. Compare credit history car insurance rates in Milwaukee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milwaukee, Wisconsin

Insurance Company Poor Fair Good
Allstate $7,416 $5,061 $4,387
American Family $2,638 $1,743 $1,538
Farmers $5,825 $4,942 $4,720
GEICO $4,199 $2,980 $2,383
Liberty Mutual $5,728 $3,494 $2,728
Nationwide $8,113 $6,773 $6,773
Progressive $5,283 $4,549 $4,250
State Farm $4,732 $2,722 $2,076
USAA $3,722 $1,989 $1,593

Cheapest Milwaukee, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milwaukee, WI to rates for a clean record with top companies.

Annual Milwaukee, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,509 $6,313 $5,948 $5,716
American Family $1,883 $2,003 $2,003 $2,003
Farmers $4,489 $5,707 $5,387 $5,066
GEICO $2,149 $3,578 $4,243 $2,778
Liberty Mutual $3,004 $4,386 $4,487 $4,055
Nationwide $6,108 $7,061 $8,648 $7,061
Progressive $4,278 $5,250 $4,461 $4,787
State Farm $2,888 $3,465 $3,177 $3,177
USAA $1,892 $2,410 $3,270 $2,167

Cheapest Milwaukee, WI Car Insurance for Teen Drivers

Teen car insurance in Milwaukee, WI can be expensive. Take a look at rates from the top car insurance companies in Milwaukee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milwaukee, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,336 $14,563
American Family $4,112 $4,512
Farmers $12,722 $13,132
GEICO $6,564 $7,057
Liberty Mutual $8,782 $9,843
Nationwide $10,546 $16,332
Progressive $10,405 $11,691
State Farm $5,970 $7,477
USAA $4,265 $4,903

Cheapest Milwaukee, WI Car Insurance for Seniors

Take a look at Milwaukee, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milwaukee, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,924 $3,226
American Family $1,073 $1,070
Farmers $2,221 $2,378
GEICO $2,035 $2,417
Liberty Mutual $1,775 $2,011
Nationwide $4,047 $4,237
Progressive $2,073 $2,191
State Farm $1,737 $1,737
USAA $1,449 $1,453

Cheapest Milwaukee, WI Car Insurance Rates After a DUI

A DUI in Milwaukee, WI increases car insurance rates. Compare Milwaukee, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milwaukee, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,948
American Family $2,003
Farmers $5,387
GEICO $4,243
Liberty Mutual $4,487
Nationwide $8,648
Progressive $4,461
State Farm $3,177
USAA $3,270

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Cheapest Milwaukee, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milwaukee, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milwaukee, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,483 $5,760
American Family $1,937 $2,009
Farmers $5,162 $5,162
GEICO $3,127 $3,248
Liberty Mutual $3,983 $3,983
Nationwide $7,220 $7,220
Progressive $4,694 $4,694
State Farm $3,098 $3,255
USAA $2,403 $2,466

Cheapest Milwaukee, WI Car Insurance Rates by ZIP Code

Milwaukee car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Milwaukee, WI.

Annual Car Insurance Rates by ZIP Code in Milwaukee, Wisconsin

ZIP Code Average Annual Rates
53202 $4,070
53203 $4,330
53204 $4,515
53205 $4,766
53206 $5,078
53207 $3,486
53208 $4,192
53209 $4,368
53210 $4,692
53211 $3,697
53212 $4,711
53213 $3,448
53214 $3,523
53215 $4,115
53216 $4,974
53218 $4,460
53219 $3,601
53220 $3,327
53221 $3,453
53222 $3,742
53223 $3,916
53224 $3,906
53225 $3,934
53226 $3,239
53227 $3,464
53228 $3,171
53233 $4,604

The Best Cheap Car Insurance Companies in Milwaukee, WI

Take a look at a side-by-side comparison of the top car insurance companies in Milwaukee, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milwaukee, Wisconsin

Insurance Company Average Annual Rates
Allstate $5,621
American Family $1,973
Farmers $5,162
GEICO $3,187
Liberty Mutual $3,983
Nationwide $7,220
Progressive $4,694
State Farm $3,177
USAA $2,434

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Category Winners: Cheapest Car Insurance in Milwaukee, Wisconsin

Find the cheapest car insurance companies in Milwaukee, WI for each category right here.

Best Annual Car Insurance Rates by Company in Milwaukee, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Cheapest Milwaukee, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milwaukee car insurance rates. Find the cheapest Milwaukee, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milwaukee, Wisconsin

Insurance Company Low Medium High
Allstate $5,331 $5,606 $5,928
American Family $1,931 $1,993 $1,995
Farmers $4,685 $5,111 $5,691
GEICO $2,877 $3,178 $3,507
Liberty Mutual $3,525 $4,032 $4,391
Nationwide $6,935 $7,219 $7,505
Progressive $4,313 $4,740 $5,029
State Farm $2,971 $3,190 $3,369
USAA $2,329 $2,438 $2,537

What affects car insurance rates in Milwaukee, Wisconsin?

What factors can have an impact on Milwaukee, WI car insurance? There are several reasons why Milwaukee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milwaukee, Wisconsin.

Car Theft in Milwaukee

High levels of vehicle theft can make car insurance more expensive. Milwaukee, WI car theft statistics from the FBI indicate 4,589 vehicle thefts a year.

Commute Time in Milwaukee

The more time you spend in your car the higher the risk of an accident. The average commute length in Milwaukee, WI is 24.4 minutes according to City-Data.

Traffic in Milwaukee

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Milwaukee, WI traffic data from INRIX ranks Milwaukee as the 457th-most congested in the world.

Free Car Insurance Comparison

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Compare Car Insurance Quotes in Milwaukee, WI

Ready to find affordable Milwaukee, Wisconsin car insurance today? Enter your ZIP code for fast, free Milwaukee, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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