Compare Milwaukie, OR Car Insurance Rates (2021)

Car insurance in Milwaukie, OR averages $348 a month. Milwaukie, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Milwaukie car insurance rates, compare quotes from the top car insurance companies in Milwaukie, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Milwaukie, OR after a DUI are $4,913/year
  • The cheapest car insurance company in Milwaukie for teen drivers is USAA
  • The cheapest car insurance company in Milwaukie is USAA

If you need to buy Milwaukie, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Milwaukie, OR is right here.

You’ll find Milwaukie car insurance rates, the cheapest Milwaukie, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Milwaukie, Oregon car insurance rates to Springfield car insurance rates, Bend car insurance rates, and Portland car insurance rates.

Ready to find affordable Milwaukie, OR car insurance today? Enter your ZIP code for fast, free Milwaukie car insurance quotes.

Cheapest Milwaukie, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milwaukie, OR car insurance rates? Every Milwaukie, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milwaukie, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,351 $3,089 $3,077 $3,097 $10,264 $11,359 $3,443 $3,421
American Family $2,790 $2,790 $2,485 $2,485 $6,964 $11,002 $2,790 $2,914
Farmers $2,771 $2,727 $2,437 $2,602 $12,130 $12,501 $3,096 $3,157
GEICO $2,829 $2,727 $2,677 $2,732 $7,394 $6,660 $3,011 $2,547
Liberty Mutual $3,117 $3,287 $2,707 $3,018 $10,246 $11,062 $2,980 $2,988
Nationwide $2,693 $2,668 $2,398 $2,500 $6,335 $7,906 $3,162 $3,322
Progressive $2,241 $2,011 $1,952 $2,016 $9,768 $10,697 $2,660 $2,473
State Farm $2,280 $2,280 $2,104 $2,104 $7,462 $9,382 $2,594 $2,960
Travelers $2,226 $2,248 $2,033 $2,117 $6,545 $8,083 $2,317 $2,357
USAA $1,801 $1,740 $1,798 $1,724 $5,573 $5,952 $2,324 $2,399

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Minimum Car Insurance in Milwaukie, OR

Every driver must carry the minimum car insurance in Milwaukie, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Milwaukie, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Milwaukie, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milwaukie, OR. Compare credit history car insurance rates in Milwaukie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milwaukie, Oregon

Insurance Company Poor Fair Good
Allstate $6,754 $4,747 $3,912
American Family $5,426 $4,016 $3,391
Farmers $5,948 $4,919 $4,665
GEICO $4,615 $3,822 $3,029
Liberty Mutual $7,220 $4,267 $3,290
Nationwide $4,686 $3,716 $3,217
Progressive $4,743 $4,111 $3,828
State Farm $5,448 $3,468 $2,771
Travelers $4,340 $3,432 $2,700
USAA $4,365 $2,436 $1,941

Cheapest Milwaukie, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milwaukie, OR to rates for a clean record with top companies.

Annual Milwaukie, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,111 $5,605 $5,788 $5,046
American Family $2,983 $4,522 $5,779 $3,826
Farmers $4,372 $5,642 $5,516 $5,181
GEICO $2,493 $4,034 $5,328 $3,433
Liberty Mutual $4,362 $4,887 $5,605 $4,849
Nationwide $3,277 $3,513 $4,989 $3,712
Progressive $3,167 $5,852 $4,105 $3,786
State Farm $3,440 $4,535 $3,805 $3,805
Travelers $2,817 $3,615 $4,095 $3,437
USAA $2,106 $2,960 $4,119 $2,470

Cheapest Milwaukie, OR Car Insurance for Teen Drivers

Teen car insurance in Milwaukie, OR can be expensive. Take a look at rates from the top car insurance companies in Milwaukie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milwaukie, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,264 $11,359
American Family $6,964 $11,002
Farmers $12,130 $12,501
GEICO $7,394 $6,660
Liberty Mutual $10,246 $11,062
Nationwide $6,335 $7,906
Progressive $9,768 $10,697
State Farm $7,462 $9,382
Travelers $6,545 $8,083
USAA $5,573 $5,952

Cheapest Milwaukie, OR Car Insurance for Seniors

Take a look at Milwaukie, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milwaukie, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,077 $3,097
American Family $2,485 $2,485
Farmers $2,437 $2,602
GEICO $2,677 $2,732
Liberty Mutual $2,707 $3,018
Nationwide $2,398 $2,500
Progressive $1,952 $2,016
State Farm $2,104 $2,104
Travelers $2,033 $2,117
USAA $1,798 $1,724

Cheapest Milwaukie, OR Car Insurance Rates After a DUI

A DUI in Milwaukie, OR increases car insurance rates. Compare Milwaukie, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milwaukie, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,788
American Family $5,779
Farmers $5,516
GEICO $5,328
Liberty Mutual $5,605
Nationwide $4,989
Progressive $4,105
State Farm $3,805
Travelers $4,095
USAA $4,119

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Cheapest Milwaukie, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milwaukie, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milwaukie, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,138 $5,138
American Family $4,211 $4,344
Farmers $5,178 $5,178
GEICO $3,759 $3,885
Liberty Mutual $4,926 $4,926
Nationwide $3,873 $3,873
Progressive $4,227 $4,227
State Farm $3,791 $4,001
Travelers $3,350 $3,631
USAA $2,830 $2,998

The Best Cheap Car Insurance Companies in Milwaukie, OR

Take a look at a side-by-side comparison of the top car insurance companies in Milwaukie, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milwaukie, Oregon

Insurance Company Average Annual Rates
Allstate $5,138
American Family $4,278
Farmers $5,178
GEICO $3,822
Liberty Mutual $4,926
Nationwide $3,873
Progressive $4,227
State Farm $3,896
Travelers $3,491
USAA $2,914

Category Winners: Cheapest Car Insurance in Milwaukie, Oregon

Find the cheapest car insurance companies in Milwaukie, OR for each category right here.

Best Annual Car Insurance Rates by Company in Milwaukie, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Milwaukie, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milwaukie car insurance rates. Find the cheapest Milwaukie, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milwaukie, Oregon

Insurance Company Low Medium High
Allstate $4,895 $5,126 $5,392
American Family $4,238 $4,530 $4,065
Farmers $4,784 $5,096 $5,654
GEICO $3,421 $3,847 $4,199
Liberty Mutual $4,590 $4,912 $5,276
Nationwide $3,662 $3,980 $3,978
Progressive $4,051 $4,204 $4,427
State Farm $3,653 $3,906 $4,129
Travelers $3,227 $3,468 $3,777
USAA $2,773 $2,918 $3,051

What affects car insurance rates in Milwaukie, Oregon?

What factors can have an impact on Milwaukie, OR car insurance? There are several reasons why Milwaukie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milwaukie, Oregon.

Car Theft in Milwaukie

High levels of vehicle theft can make car insurance more expensive. Milwaukie, OR car theft statistics from the FBI indicate 50 vehicle thefts a year.

Commute Time in Milwaukie

The more time you spend in your car the higher the risk of an accident. The average commute length in Milwaukie, OR is 27.0 minutes according to City-Data.

Compare Car Insurance Quotes in Milwaukie, OR

Ready to find affordable Milwaukie, Oregon car insurance today? Enter your ZIP code for fast, free Milwaukie, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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