Compare Mineola, TX Car Insurance Rates (2021)

Car insurance in Mineola, TX averages $303 a month. Mineola, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Mineola car insurance rates, compare quotes from the top car insurance companies in Mineola, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mineola for teen drivers is GEICO
  • The cheapest car insurance company in Mineola is USAA
  • Average car insurance rates in Mineola, TX are $3,634/year

If you need to buy Mineola, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Mineola, TX is right here.

You’ll find Mineola car insurance rates, the cheapest Mineola, TX car insurance companies, and information on Texas car insurance laws. You can also compare Mineola, Texas car insurance rates to San Antonio car insurance rates, Dallas car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Mineola, TX car insurance today? Enter your ZIP code for fast, free Mineola car insurance quotes.

Cheapest Mineola, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mineola, TX car insurance rates? Every Mineola, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mineola, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,161 $3,187 $3,118 $3,118 $8,503 $10,267 $3,922 $4,088
American Family $2,326 $2,594 $2,204 $2,526 $6,271 $8,162 $3,355 $3,815
GEICO $2,228 $2,408 $2,168 $2,466 $4,862 $5,019 $2,403 $2,382
Nationwide $2,189 $2,228 $1,936 $2,050 $6,146 $7,892 $2,565 $2,775
Progressive $2,347 $2,236 $2,088 $2,126 $9,818 $10,989 $2,790 $2,848
State Farm $2,135 $2,135 $1,907 $1,907 $5,238 $6,700 $2,330 $2,403
USAA $1,674 $1,674 $1,606 $1,583 $4,821 $5,221 $2,229 $2,369

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Minimum Car Insurance in Mineola, TX

Every driver must carry the minimum car insurance in Mineola, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Mineola, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mineola, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mineola, TX. Compare credit history car insurance rates in Mineola from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mineola, Texas

Insurance Company Poor Fair Good
Allstate $6,239 $4,590 $3,933
American Family $5,332 $3,404 $2,983
GEICO $4,608 $2,617 $1,752
Nationwide $4,165 $3,345 $2,908
Progressive $4,963 $4,285 $3,968
State Farm $4,382 $2,728 $2,173
USAA $3,870 $2,254 $1,818

Cheapest Mineola, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mineola, TX to rates for a clean record with top companies.

Annual Mineola, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,801 $5,899 $6,180 $3,801
American Family $3,568 $4,516 $3,974 $3,568
GEICO $2,542 $3,359 $2,799 $3,268
Nationwide $3,014 $3,014 $4,459 $3,403
Progressive $3,842 $4,965 $4,490 $4,323
State Farm $2,738 $3,156 $3,746 $2,738
USAA $1,964 $2,919 $3,451 $2,255

Cheapest Mineola, TX Car Insurance for Teen Drivers

Teen car insurance in Mineola, TX can be expensive. Take a look at rates from the top car insurance companies in Mineola for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mineola, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,503 $10,267
American Family $6,271 $8,162
GEICO $4,862 $5,019
Nationwide $6,146 $7,892
Progressive $9,818 $10,989
State Farm $5,238 $6,700
USAA $4,821 $5,221

Cheapest Mineola, TX Car Insurance for Seniors

Take a look at Mineola, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mineola, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,118 $3,118
American Family $2,204 $2,526
GEICO $2,168 $2,466
Nationwide $1,936 $2,050
Progressive $2,088 $2,126
State Farm $1,907 $1,907
USAA $1,606 $1,583

Cheapest Mineola, TX Car Insurance Rates After a DUI

A DUI in Mineola, TX increases car insurance rates. Compare Mineola, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mineola, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,180
American Family $3,974
GEICO $2,799
Nationwide $4,459
Progressive $4,490
State Farm $3,746
USAA $3,451

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Cheapest Mineola, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mineola, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mineola, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,803 $5,038
American Family $3,906 $3,906
GEICO $2,938 $3,046
Nationwide $3,473 $3,473
Progressive $4,405 $4,405
State Farm $3,094 $3,094
USAA $2,614 $2,681

The Best Cheap Car Insurance Companies in Mineola, TX

Take a look at a side-by-side comparison of the top car insurance companies in Mineola, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mineola, Texas

Insurance Company Average Annual Rates
Allstate $4,921
American Family $3,906
GEICO $2,992
Nationwide $3,473
Progressive $4,405
State Farm $3,094
USAA $2,647

Category Winners: Cheapest Car Insurance in Mineola, Texas

Find the cheapest car insurance companies in Mineola, TX for each category right here.

Best Annual Car Insurance Rates by Company in Mineola, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Mineola, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mineola car insurance rates. Find the cheapest Mineola, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mineola, Texas

Insurance Company Low Medium High
Allstate $4,827 $4,886 $5,049
American Family $3,605 $3,748 $4,366
GEICO $2,821 $2,952 $3,203
Nationwide $3,748 $3,324 $3,347
Progressive $4,210 $4,387 $4,619
State Farm $2,936 $3,086 $3,261
USAA $2,548 $2,635 $2,758

What affects car insurance rates in Mineola, Texas?

What factors can have an impact on Mineola, TX car insurance? There are several reasons why Mineola car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mineola, Texas.

Car Theft in Mineola

High levels of vehicle theft can make car insurance more expensive. Mineola, TX car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Mineola

The more time you spend in your car the higher the risk of an accident. The average commute length in Mineola, TX is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Mineola, TX

Ready to find affordable Mineola, Texas car insurance today? Enter your ZIP code for fast, free Mineola, TX car insurance quotes.

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