Compare Mineral Point, MO Car Insurance Rates (2021)

Car insurance in Mineral Point, MO averages $293 a month. Mineral Point, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mineral Point car insurance rates, compare quotes from the top car insurance companies in Mineral Point, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mineral Point, MO are $3,518/year
  • The cheapest car insurance company in Mineral Point is Nationwide
  • The cheapest car insurance company in Mineral Point for teen drivers is Nationwide

If you need to buy Mineral Point, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Mineral Point, MO is right here.

You’ll find Mineral Point car insurance rates, the cheapest Mineral Point, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Mineral Point, Missouri car insurance rates to Columbia car insurance rates, St. Louis car insurance rates, and Independence car insurance rates.

Ready to find affordable Mineral Point, MO car insurance today? Enter your ZIP code for fast, free Mineral Point car insurance quotes.

Cheapest Mineral Point, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mineral Point, MO car insurance rates? Every Mineral Point, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mineral Point, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,112 $3,010 $2,802 $2,891 $8,755 $9,503 $2,974 $3,069
American Family $2,214 $2,214 $1,972 $1,972 $6,062 $7,888 $2,214 $2,590
Farmers $2,541 $2,533 $2,266 $2,399 $10,578 $10,955 $2,912 $3,056
GEICO $1,936 $2,196 $1,493 $1,937 $6,230 $6,645 $1,743 $1,763
Liberty Mutual $2,745 $2,973 $2,257 $2,529 $9,736 $10,810 $2,892 $3,087
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,311 $2,149 $1,891 $1,947 $7,700 $8,673 $2,832 $2,922
State Farm $1,886 $1,886 $1,682 $1,682 $5,398 $6,783 $2,119 $2,435
USAA $1,521 $1,510 $1,368 $1,396 $4,452 $5,439 $1,891 $2,104

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Minimum Car Insurance in Mineral Point, MO

Every driver must carry the minimum car insurance in Mineral Point, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Mineral Point, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mineral Point, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mineral Point, MO. Compare credit history car insurance rates in Mineral Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mineral Point, Missouri

Insurance Company Poor Fair Good
Allstate $6,234 $4,006 $3,304
American Family $4,433 $3,116 $2,623
Farmers $5,317 $4,433 $4,215
GEICO $4,134 $2,692 $2,153
Liberty Mutual $6,646 $4,054 $3,186
Nationwide $2,630 $2,173 $1,889
Progressive $4,399 $3,645 $3,366
State Farm $4,080 $2,672 $2,200
USAA $4,092 $1,914 $1,375

Cheapest Mineral Point, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mineral Point, MO to rates for a clean record with top companies.

Annual Mineral Point, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $4,370 $5,441 $4,381
American Family $2,545 $3,654 $4,462 $2,902
Farmers $4,017 $5,008 $4,897 $4,698
GEICO $2,296 $3,026 $4,141 $2,509
Liberty Mutual $3,352 $4,832 $4,974 $5,358
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,269 $4,436 $3,644 $3,863
State Farm $2,745 $3,223 $2,984 $2,984
USAA $1,985 $2,396 $3,299 $2,161

Cheapest Mineral Point, MO Car Insurance for Teen Drivers

Teen car insurance in Mineral Point, MO can be expensive. Take a look at rates from the top car insurance companies in Mineral Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mineral Point, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,755 $9,503
American Family $6,062 $7,888
Farmers $10,578 $10,955
GEICO $6,230 $6,645
Liberty Mutual $9,736 $10,810
Nationwide $3,784 $4,845
Progressive $7,700 $8,673
State Farm $5,398 $6,783
USAA $4,452 $5,439

Cheapest Mineral Point, MO Car Insurance for Seniors

Take a look at Mineral Point, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mineral Point, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,802 $2,891
American Family $1,972 $1,972
Farmers $2,266 $2,399
GEICO $1,493 $1,937
Liberty Mutual $2,257 $2,529
Nationwide $1,320 $1,398
Progressive $1,891 $1,947
State Farm $1,682 $1,682
USAA $1,368 $1,396

Cheapest Mineral Point, MO Car Insurance Rates After a DUI

A DUI in Mineral Point, MO increases car insurance rates. Compare Mineral Point, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mineral Point, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,441
American Family $4,462
Farmers $4,897
GEICO $4,141
Liberty Mutual $4,974
Nationwide $3,005
Progressive $3,644
State Farm $2,984
USAA $3,299

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Cheapest Mineral Point, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mineral Point, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mineral Point, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,515 $4,515
American Family $3,357 $3,424
Farmers $4,655 $4,655
GEICO $2,939 $3,047
Liberty Mutual $4,629 $4,629
Nationwide $2,230 $2,230
Progressive $3,803 $3,803
State Farm $2,914 $3,054
USAA $2,370 $2,551

The Best Cheap Car Insurance Companies in Mineral Point, MO

Take a look at a side-by-side comparison of the top car insurance companies in Mineral Point, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mineral Point, Missouri

Insurance Company Average Annual Rates
Allstate $4,515
American Family $3,391
Farmers $4,655
GEICO $2,993
Liberty Mutual $4,629
Nationwide $2,231
Progressive $3,803
State Farm $2,984
USAA $2,460

Category Winners: Cheapest Car Insurance in Mineral Point, Missouri

Find the cheapest car insurance companies in Mineral Point, MO for each category right here.

Best Annual Car Insurance Rates by Company in Mineral Point, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Mineral Point, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mineral Point car insurance rates. Find the cheapest Mineral Point, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mineral Point, Missouri

Insurance Company Low Medium High
Allstate $4,346 $4,505 $4,692
American Family $3,287 $3,498 $3,388
Farmers $4,364 $4,610 $4,991
GEICO $2,812 $3,011 $3,156
Liberty Mutual $4,369 $4,649 $4,868
Nationwide $2,095 $2,253 $2,344
Progressive $3,418 $3,807 $4,185
State Farm $2,819 $2,990 $3,144
USAA $2,346 $2,450 $2,584

What affects car insurance rates in Mineral Point, Missouri?

What factors can have an impact on Mineral Point, MO car insurance? There are several reasons why Mineral Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mineral Point, Missouri.

Commute Time in Mineral Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Mineral Point, MO is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Mineral Point, MO

Ready to find affordable Mineral Point, Missouri car insurance today? Enter your ZIP code for fast, free Mineral Point, MO car insurance quotes.

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