Compare Mineral, TX Car Insurance Rates (2021)

Car insurance in Mineral, TX averages $298 a month. Mineral, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Mineral car insurance rates, compare quotes from the top car insurance companies in Mineral, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mineral, TX after a DUI are $4,055/year
  • The cheapest car insurance company in Mineral is USAA
  • The cheapest car insurance company in Mineral for teen drivers is USAA

If you need to buy Mineral, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Mineral, TX is right here.

You’ll find Mineral car insurance rates, the cheapest Mineral, TX car insurance companies, and information on Texas car insurance laws. You can also compare Mineral, Texas car insurance rates to Houston car insurance rates, Austin car insurance rates, and Arlington car insurance rates.

Ready to find affordable Mineral, TX car insurance today? Enter your ZIP code for fast, free Mineral car insurance quotes.

Cheapest Mineral, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mineral, TX car insurance rates? Every Mineral, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mineral, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,150 $3,176 $3,107 $3,107 $8,486 $10,243 $3,908 $4,073
American Family $2,731 $3,056 $2,600 $2,992 $7,604 $9,937 $3,992 $4,558
GEICO $2,490 $2,671 $2,376 $2,666 $5,324 $5,563 $2,690 $2,700
Nationwide $2,072 $2,106 $1,837 $1,943 $5,756 $7,380 $2,424 $2,619
Progressive $2,122 $2,018 $1,898 $1,928 $8,894 $9,956 $2,513 $2,555
State Farm $1,817 $1,817 $1,610 $1,610 $4,233 $5,373 $1,967 $2,030
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

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Minimum Car Insurance in Mineral, TX

Every driver must carry the minimum car insurance in Mineral, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Mineral, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mineral, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mineral, TX. Compare credit history car insurance rates in Mineral from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mineral, Texas

Insurance Company Poor Fair Good
Allstate $6,220 $4,577 $3,922
American Family $6,383 $4,089 $3,579
GEICO $5,110 $2,892 $1,928
Nationwide $3,914 $3,147 $2,741
Progressive $4,482 $3,878 $3,596
State Farm $3,623 $2,254 $1,795
USAA $3,434 $1,983 $1,595

Cheapest Mineral, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mineral, TX to rates for a clean record with top companies.

Annual Mineral, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,788 $5,884 $6,166 $3,788
American Family $4,262 $5,443 $4,769 $4,262
GEICO $2,810 $3,682 $3,119 $3,629
Nationwide $2,840 $2,840 $4,186 $3,202
Progressive $3,479 $4,498 $4,059 $3,906
State Farm $2,285 $2,604 $3,056 $2,285
USAA $1,745 $2,571 $3,031 $2,002

Cheapest Mineral, TX Car Insurance for Teen Drivers

Teen car insurance in Mineral, TX can be expensive. Take a look at rates from the top car insurance companies in Mineral for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mineral, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,486 $10,243
American Family $7,604 $9,937
GEICO $5,324 $5,563
Nationwide $5,756 $7,380
Progressive $8,894 $9,956
State Farm $4,233 $5,373
USAA $4,176 $4,555

Cheapest Mineral, TX Car Insurance for Seniors

Take a look at Mineral, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mineral, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,107 $3,107
American Family $2,600 $2,992
GEICO $2,376 $2,666
Nationwide $1,837 $1,943
Progressive $1,898 $1,928
State Farm $1,610 $1,610
USAA $1,425 $1,417

Cheapest Mineral, TX Car Insurance Rates After a DUI

A DUI in Mineral, TX increases car insurance rates. Compare Mineral, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mineral, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,166
American Family $4,769
GEICO $3,119
Nationwide $4,186
Progressive $4,059
State Farm $3,056
USAA $3,031

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Cheapest Mineral, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mineral, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mineral, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,789 $5,024
American Family $4,684 $4,684
GEICO $3,244 $3,376
Nationwide $3,267 $3,267
Progressive $3,985 $3,985
State Farm $2,557 $2,557
USAA $2,308 $2,367

The Best Cheap Car Insurance Companies in Mineral, TX

Take a look at a side-by-side comparison of the top car insurance companies in Mineral, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mineral, Texas

Insurance Company Average Annual Rates
Allstate $4,906
American Family $4,684
GEICO $3,310
Nationwide $3,267
Progressive $3,985
State Farm $2,557
USAA $2,337

Category Winners: Cheapest Car Insurance in Mineral, Texas

Find the cheapest car insurance companies in Mineral, TX for each category right here.

Best Annual Car Insurance Rates by Company in Mineral, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mineral, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mineral car insurance rates. Find the cheapest Mineral, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mineral, Texas

Insurance Company Low Medium High
Allstate $4,813 $4,871 $5,035
American Family $4,324 $4,491 $5,236
GEICO $3,146 $3,268 $3,517
Nationwide $3,500 $3,129 $3,172
Progressive $3,778 $3,968 $4,209
State Farm $2,431 $2,549 $2,693
USAA $2,260 $2,328 $2,424

What affects car insurance rates in Mineral, Texas?

What factors can have an impact on Mineral, TX car insurance? There are several reasons why Mineral car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mineral, Texas.

Commute Time in Mineral

The more time you spend in your car the higher the risk of an accident. The average commute length in Mineral, TX is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Mineral, TX

Ready to find affordable Mineral, Texas car insurance today? Enter your ZIP code for fast, free Mineral, TX car insurance quotes.

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