Compare Minerva, KY Car Insurance Rates (2021)

Car insurance in Minerva, KY averages $422 a month. Minerva, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Minerva car insurance rates, compare quotes from the top car insurance companies in Minerva, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Minerva, KY after a DUI are $5,868/year
  • The cheapest car insurance company in Minerva is USAA
  • Average car insurance rates in Minerva, KY are $5,059/year

If you need to buy Minerva, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Minerva, KY is right here.

You’ll find Minerva car insurance rates, the cheapest Minerva, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Minerva, Kentucky car insurance rates to Covington car insurance rates, Bowling Green car insurance rates, and Florence car insurance rates.

Ready to find affordable Minerva, KY car insurance today? Enter your ZIP code for fast, free Minerva car insurance quotes.

Cheapest Minerva, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Minerva, KY car insurance rates? Every Minerva, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Minerva, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,230 $2,955 $3,149 $12,078 $13,570 $3,612 $3,815
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,008 $3,266 $2,556 $2,862 $12,253 $13,567 $3,146 $3,278
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $1,865 $1,865 $1,653 $1,653 $4,994 $6,217 $2,077 $2,279
Travelers $1,849 $1,879 $1,825 $1,826 $8,823 $14,090 $1,938 $2,214
USAA $1,836 $1,842 $1,654 $1,686 $4,862 $5,131 $2,321 $2,544

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Minimum Car Insurance in Minerva, KY

Every driver must carry the minimum car insurance in Minerva, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Minerva, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Minerva, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Minerva, KY. Compare credit history car insurance rates in Minerva from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Minerva, Kentucky

Insurance Company Poor Fair Good
Allstate $7,563 $5,219 $4,346
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,867 $4,813 $3,796
Nationwide $5,647 $4,437 $3,858
Progressive $11,547 $10,089 $9,405
State Farm $4,077 $2,469 $1,930
Travelers $4,791 $4,070 $4,055
USAA $4,072 $2,277 $1,855

Cheapest Minerva, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Minerva, KY to rates for a clean record with top companies.

Annual Minerva, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,736 $6,174 $6,586 $5,341
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,581 $7,044 $5,476 $4,867
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,602 $3,049 $2,825 $2,825
Travelers $3,757 $3,862 $5,578 $4,025
USAA $2,062 $2,916 $3,479 $2,482

Cheapest Minerva, KY Car Insurance for Teen Drivers

Teen car insurance in Minerva, KY can be expensive. Take a look at rates from the top car insurance companies in Minerva for teenagers.

Annual Car Insurance Rates for Teen Drivers in Minerva, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,078 $13,570
GEICO $7,170 $8,568
Liberty Mutual $12,253 $13,567
Nationwide $7,450 $9,339
Progressive $24,595 $27,972
State Farm $4,994 $6,217
Travelers $8,823 $14,090
USAA $4,862 $5,131

Cheapest Minerva, KY Car Insurance for Seniors

Take a look at Minerva, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Minerva, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,955 $3,149
GEICO $3,742 $3,389
Liberty Mutual $2,556 $2,862
Nationwide $2,972 $3,117
Progressive $4,345 $4,341
State Farm $1,653 $1,653
Travelers $1,825 $1,826
USAA $1,654 $1,686

Cheapest Minerva, KY Car Insurance Rates After a DUI

A DUI in Minerva, KY increases car insurance rates. Compare Minerva, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Minerva, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,586
GEICO $7,199
Liberty Mutual $5,476
Nationwide $6,064
Progressive $9,734
State Farm $2,825
Travelers $5,578
USAA $3,479

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Cheapest Minerva, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Minerva, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Minerva, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,709 $5,709
GEICO $4,371 $4,456
Liberty Mutual $5,492 $5,492
Nationwide $4,647 $4,647
Progressive $10,347 $10,347
State Farm $2,754 $2,897
Travelers $4,305 $4,305
USAA $2,633 $2,836

The Best Cheap Car Insurance Companies in Minerva, KY

Take a look at a side-by-side comparison of the top car insurance companies in Minerva, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Minerva, Kentucky

Insurance Company Average Annual Rates
Allstate $5,709
GEICO $4,413
Liberty Mutual $5,492
Nationwide $4,647
Progressive $10,347
State Farm $2,825
Travelers $4,305
USAA $2,735

Category Winners: Cheapest Car Insurance in Minerva, Kentucky

Find the cheapest car insurance companies in Minerva, KY for each category right here.

Best Annual Car Insurance Rates by Company in Minerva, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Minerva, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Minerva car insurance rates. Find the cheapest Minerva, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Minerva, Kentucky

Insurance Company Low Medium High
Allstate $5,314 $5,688 $6,126
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,216 $5,456 $5,804
Nationwide $4,735 $4,596 $4,611
Progressive $9,463 $10,162 $11,416
State Farm $2,679 $2,819 $2,978
Travelers $4,086 $4,330 $4,501
USAA $2,617 $2,729 $2,858

Compare Car Insurance Quotes in Minerva, KY

Ready to find affordable Minerva, Kentucky car insurance today? Enter your ZIP code for fast, free Minerva, KY car insurance quotes.

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