Compare Minier, IL Car Insurance Rates (2021)

Car insurance in Minier, IL averages $253 a month. Minier, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Minier car insurance rates, compare quotes from the top car insurance companies in Minier, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Minier is Liberty Mutual
  • The cheapest car insurance company in Minier for teen drivers is Travelers
  • Average car insurance rates in Minier, IL are $3,039/year

If you need to buy Minier, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Minier, IL is right here.

You’ll find Minier car insurance rates, the cheapest Minier, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Minier, Illinois car insurance rates to Peoria car insurance rates, Joliet car insurance rates, and Chicago car insurance rates.

Ready to find affordable Minier, IL car insurance today? Enter your ZIP code for fast, free Minier car insurance quotes.

Cheapest Minier, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Minier, IL car insurance rates? Every Minier, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Minier, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,041 $3,056 $3,169 $3,169 $7,795 $10,128 $3,653 $3,946
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,375 $2,379 $2,109 $2,224 $9,994 $10,429 $2,712 $2,847
GEICO $1,483 $1,505 $1,430 $1,731 $4,636 $4,815 $1,862 $1,771
Liberty Mutual $1,291 $1,392 $1,073 $1,197 $4,323 $4,807 $1,351 $1,424
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,936 $1,832 $1,598 $1,665 $7,033 $7,900 $2,315 $2,516
State Farm $1,494 $1,494 $1,325 $1,325 $4,164 $5,287 $1,686 $1,937
Travelers $1,449 $1,528 $1,307 $1,393 $4,020 $4,978 $1,540 $1,621
USAA $1,646 $1,691 $1,528 $1,521 $5,146 $5,708 $2,172 $2,413

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Minimum Car Insurance in Minier, IL

Every driver must carry the minimum car insurance in Minier, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Minier, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Minier, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Minier, IL. Compare credit history car insurance rates in Minier from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Minier, Illinois

Insurance Company Poor Fair Good
Allstate $6,064 $4,359 $3,811
American Family $4,882 $3,316 $2,802
Farmers $4,988 $4,182 $3,980
GEICO $3,850 $1,888 $1,475
Liberty Mutual $2,972 $1,864 $1,486
Nationwide $2,910 $2,352 $2,066
Progressive $3,811 $3,240 $2,997
State Farm $3,403 $2,036 $1,579
Travelers $2,727 $2,183 $1,779
USAA $3,649 $2,490 $2,046

Cheapest Minier, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Minier, IL to rates for a clean record with top companies.

Annual Minier, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,424 $5,751 $5,340 $4,464
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,705 $4,766 $4,647 $4,416
GEICO $1,751 $2,345 $3,340 $2,182
Liberty Mutual $1,757 $2,490 $2,189 $1,992
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,761 $4,096 $3,054 $3,486
State Farm $2,146 $2,532 $2,339 $2,339
Travelers $1,784 $2,328 $2,575 $2,231
USAA $1,955 $2,785 $3,820 $2,352

Cheapest Minier, IL Car Insurance for Teen Drivers

Teen car insurance in Minier, IL can be expensive. Take a look at rates from the top car insurance companies in Minier for teenagers.

Annual Car Insurance Rates for Teen Drivers in Minier, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,795 $10,128
American Family $6,420 $8,919
Farmers $9,994 $10,429
GEICO $4,636 $4,815
Liberty Mutual $4,323 $4,807
Nationwide $4,229 $5,428
Progressive $7,033 $7,900
State Farm $4,164 $5,287
Travelers $4,020 $4,978
USAA $5,146 $5,708

Cheapest Minier, IL Car Insurance for Seniors

Take a look at Minier, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Minier, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,169
American Family $2,092 $2,092
Farmers $2,109 $2,224
GEICO $1,430 $1,731
Liberty Mutual $1,073 $1,197
Nationwide $1,407 $1,490
Progressive $1,598 $1,665
State Farm $1,325 $1,325
Travelers $1,307 $1,393
USAA $1,528 $1,521

Cheapest Minier, IL Car Insurance Rates After a DUI

A DUI in Minier, IL increases car insurance rates. Compare Minier, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Minier, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,340
American Family $5,085
Farmers $4,647
GEICO $3,340
Liberty Mutual $2,189
Nationwide $2,990
Progressive $3,054
State Farm $2,339
Travelers $2,575
USAA $3,820

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Cheapest Minier, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Minier, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Minier, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,745 $4,745
American Family $3,619 $3,714
Farmers $4,384 $4,384
GEICO $2,361 $2,448
Liberty Mutual $2,107 $2,107
Nationwide $2,443 $2,443
Progressive $3,349 $3,349
State Farm $2,281 $2,397
Travelers $2,143 $2,316
USAA $2,651 $2,805

The Best Cheap Car Insurance Companies in Minier, IL

Take a look at a side-by-side comparison of the top car insurance companies in Minier, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Minier, Illinois

Insurance Company Average Annual Rates
Allstate $4,745
American Family $3,667
Farmers $4,383
GEICO $2,404
Liberty Mutual $2,107
Nationwide $2,443
Progressive $3,349
State Farm $2,339
Travelers $2,229
USAA $2,728

Category Winners: Cheapest Car Insurance in Minier, Illinois

Find the cheapest car insurance companies in Minier, IL for each category right here.

Best Annual Car Insurance Rates by Company in Minier, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Minier, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Minier car insurance rates. Find the cheapest Minier, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Minier, Illinois

Insurance Company Low Medium High
Allstate $4,596 $4,740 $4,898
American Family $3,539 $3,801 $3,661
Farmers $4,179 $4,283 $4,688
GEICO $2,176 $2,398 $2,639
Liberty Mutual $1,992 $2,103 $2,226
Nationwide $2,426 $2,463 $2,439
Progressive $3,100 $3,344 $3,604
State Farm $2,228 $2,343 $2,447
Travelers $2,114 $2,227 $2,347
USAA $2,560 $2,725 $2,900

What affects car insurance rates in Minier, Illinois?

What factors can have an impact on Minier, IL car insurance? There are several reasons why Minier car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Minier, Illinois.

Commute Time in Minier

The more time you spend in your car the higher the risk of an accident. The average commute length in Minier, IL is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in Minier, IL

Ready to find affordable Minier, Illinois car insurance today? Enter your ZIP code for fast, free Minier, IL car insurance quotes.

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