Compare Minnesota City, MN Car Insurance Rates (2021)

Car insurance in Minnesota City, MN averages $356 a month. Minnesota City, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Minnesota City car insurance rates, compare quotes from the top car insurance companies in Minnesota City, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Minnesota City, MN after a DUI are $5,814/year
  • The cheapest car insurance company in Minnesota City for teen drivers is State Farm
  • The cheapest car insurance company in Minnesota City is State Farm

If you need to buy Minnesota City, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Minnesota City, MN is right here.

You’ll find Minnesota City car insurance rates, the cheapest Minnesota City, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Minnesota City, Minnesota car insurance rates to St. Paul car insurance rates, Maple Grove car insurance rates, and Woodbury car insurance rates.

Ready to find affordable Minnesota City, MN car insurance today? Enter your ZIP code for fast, free Minnesota City car insurance quotes.

Cheapest Minnesota City, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Minnesota City, MN car insurance rates? Every Minnesota City, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Minnesota City, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,919 $2,919 $2,816 $2,816 $6,699 $9,692 $3,547 $3,726
American Family $2,219 $2,219 $2,008 $2,008 $5,985 $8,739 $2,219 $2,516
Farmers $2,016 $2,009 $1,944 $2,039 $5,472 $5,466 $2,620 $2,522
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,660 $1,679 $1,476 $1,571 $4,279 $5,248 $1,951 $2,049
State Farm $1,474 $1,474 $1,320 $1,320 $3,256 $4,022 $1,709 $1,404
USAA $1,785 $1,765 $1,629 $1,617 $4,894 $5,351 $2,329 $2,466

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Minimum Car Insurance in Minnesota City, MN

Every driver must carry the minimum car insurance in Minnesota City, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Minnesota City, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Minnesota City, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Minnesota City, MN. Compare credit history car insurance rates in Minnesota City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Minnesota City, Minnesota

Insurance Company Poor Fair Good
Allstate $6,420 $3,500 $3,256
American Family $4,721 $3,177 $2,569
Farmers $3,792 $2,710 $2,531
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $2,946 $2,392 $2,129
State Farm $2,912 $1,781 $1,299
USAA $4,277 $2,088 $1,824

Cheapest Minnesota City, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Minnesota City, MN to rates for a clean record with top companies.

Annual Minnesota City, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,127 $4,639 $5,642 $4,159
American Family $2,344 $4,225 $4,730 $2,658
Farmers $2,580 $3,250 $3,283 $2,932
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $1,983 $2,620 $3,010 $2,343
State Farm $1,832 $2,163 $1,997 $1,997
USAA $2,024 $2,589 $3,899 $2,406

Cheapest Minnesota City, MN Car Insurance for Teen Drivers

Teen car insurance in Minnesota City, MN can be expensive. Take a look at rates from the top car insurance companies in Minnesota City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Minnesota City, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,699 $9,692
American Family $5,985 $8,739
Farmers $5,472 $5,466
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,279 $5,248
State Farm $3,256 $4,022
USAA $4,894 $5,351

Cheapest Minnesota City, MN Car Insurance for Seniors

Take a look at Minnesota City, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Minnesota City, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,816 $2,816
American Family $2,008 $2,008
Farmers $1,944 $2,039
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,476 $1,571
State Farm $1,320 $1,320
USAA $1,629 $1,617

Cheapest Minnesota City, MN Car Insurance Rates After a DUI

A DUI in Minnesota City, MN increases car insurance rates. Compare Minnesota City, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Minnesota City, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,642
American Family $4,730
Farmers $3,283
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,010
State Farm $1,997
USAA $3,899

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Cheapest Minnesota City, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Minnesota City, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Minnesota City, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,392 $4,392
American Family $3,448 $3,530
Farmers $3,011 $3,011
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,489 $2,489
State Farm $1,943 $2,052
USAA $2,694 $2,765

The Best Cheap Car Insurance Companies in Minnesota City, MN

Take a look at a side-by-side comparison of the top car insurance companies in Minnesota City, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Minnesota City, Minnesota

Insurance Company Average Annual Rates
Allstate $4,392
American Family $3,489
Farmers $3,011
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,489
State Farm $1,997
USAA $2,730

Category Winners: Cheapest Car Insurance in Minnesota City, Minnesota

Find the cheapest car insurance companies in Minnesota City, MN for each category right here.

Best Annual Car Insurance Rates by Company in Minnesota City, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Minnesota City, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Minnesota City car insurance rates. Find the cheapest Minnesota City, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Minnesota City, Minnesota

Insurance Company Low Medium High
Allstate $4,317 $4,389 $4,469
American Family $3,488 $3,587 $3,393
Farmers $2,911 $3,021 $3,101
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,363 $2,508 $2,597
State Farm $1,908 $2,006 $2,078
USAA $2,650 $2,728 $2,811

What affects car insurance rates in Minnesota City, Minnesota?

What factors can have an impact on Minnesota City, MN car insurance? There are several reasons why Minnesota City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Minnesota City, Minnesota.

Commute Time in Minnesota City

The more time you spend in your car the higher the risk of an accident. The average commute length in Minnesota City, MN is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Minnesota City, MN

Ready to find affordable Minnesota City, Minnesota car insurance today? Enter your ZIP code for fast, free Minnesota City, MN car insurance quotes.

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