Compare Minooka, IL Car Insurance Rates (2021)

Car insurance in Minooka, IL averages $273 a month. Minooka, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Minooka car insurance rates, compare quotes from the top car insurance companies in Minooka, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Minooka for teen drivers is State Farm
  • Average car insurance rates in Minooka, IL after a DUI are $3,862/year
  • The cheapest car insurance company in Minooka is State Farm

If you need to buy Minooka, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Minooka, IL is right here.

You’ll find Minooka car insurance rates, the cheapest Minooka, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Minooka, Illinois car insurance rates to Rockford car insurance rates, Naperville car insurance rates, and Champaign car insurance rates.

Ready to find affordable Minooka, IL car insurance today? Enter your ZIP code for fast, free Minooka car insurance quotes.

Cheapest Minooka, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Minooka, IL car insurance rates? Every Minooka, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Minooka, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,468 $3,618 $3,618 $9,037 $11,755 $4,156 $4,493
American Family $2,263 $2,263 $2,076 $2,076 $6,479 $8,948 $2,263 $2,922
Farmers $2,471 $2,467 $2,187 $2,319 $10,897 $11,359 $2,825 $2,945
GEICO $1,784 $1,834 $1,744 $1,950 $6,375 $6,643 $2,053 $2,142
Liberty Mutual $1,389 $1,495 $1,152 $1,285 $4,882 $5,424 $1,451 $1,527
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,922 $1,818 $1,583 $1,654 $7,011 $7,879 $2,297 $2,501
State Farm $1,417 $1,417 $1,280 $1,280 $4,220 $5,333 $1,605 $1,852
Travelers $1,618 $1,705 $1,499 $1,595 $4,922 $6,243 $1,710 $1,800
USAA $1,623 $1,650 $1,506 $1,480 $5,267 $5,815 $2,138 $2,345

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Minooka, IL

Every driver must carry the minimum car insurance in Minooka, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Minooka, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Minooka, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Minooka, IL. Compare credit history car insurance rates in Minooka from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Minooka, Illinois

Insurance Company Poor Fair Good
Allstate $6,949 $5,013 $4,388
American Family $4,859 $3,317 $2,808
Farmers $5,310 $4,480 $4,261
GEICO $4,932 $2,400 $1,866
Liberty Mutual $3,286 $2,058 $1,633
Nationwide $3,134 $2,540 $2,224
Progressive $3,793 $3,224 $2,982
State Farm $3,339 $2,005 $1,558
Travelers $3,204 $2,601 $2,104
USAA $3,636 $2,494 $2,053

Cheapest Minooka, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Minooka, IL to rates for a clean record with top companies.

Annual Minooka, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,647 $6,172 $5,114
American Family $2,691 $3,826 $5,078 $3,051
Farmers $3,950 $5,106 $4,978 $4,700
GEICO $2,070 $3,243 $4,517 $2,432
Liberty Mutual $1,928 $2,760 $2,417 $2,198
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,747 $4,078 $3,039 $3,469
State Farm $2,091 $2,509 $2,300 $2,300
Travelers $2,089 $2,750 $3,081 $2,625
USAA $1,944 $2,795 $3,828 $2,344

Cheapest Minooka, IL Car Insurance for Teen Drivers

Teen car insurance in Minooka, IL can be expensive. Take a look at rates from the top car insurance companies in Minooka for teenagers.

Annual Car Insurance Rates for Teen Drivers in Minooka, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,037 $11,755
American Family $6,479 $8,948
Farmers $10,897 $11,359
GEICO $6,375 $6,643
Liberty Mutual $4,882 $5,424
Nationwide $4,616 $5,894
Progressive $7,011 $7,879
State Farm $4,220 $5,333
Travelers $4,922 $6,243
USAA $5,267 $5,815

Cheapest Minooka, IL Car Insurance for Seniors

Take a look at Minooka, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Minooka, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,076 $2,076
Farmers $2,187 $2,319
GEICO $1,744 $1,950
Liberty Mutual $1,152 $1,285
Nationwide $1,503 $1,585
Progressive $1,583 $1,654
State Farm $1,280 $1,280
Travelers $1,499 $1,595
USAA $1,506 $1,480

Cheapest Minooka, IL Car Insurance Rates After a DUI

A DUI in Minooka, IL increases car insurance rates. Compare Minooka, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Minooka, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,172
American Family $5,078
Farmers $4,978
GEICO $4,517
Liberty Mutual $2,417
Nationwide $3,213
Progressive $3,039
State Farm $2,300
Travelers $3,081
USAA $3,828

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Minooka, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Minooka, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Minooka, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,615 $3,708
Farmers $4,684 $4,684
GEICO $3,012 $3,120
Liberty Mutual $2,326 $2,326
Nationwide $2,632 $2,632
Progressive $3,333 $3,333
State Farm $2,242 $2,359
Travelers $2,532 $2,740
USAA $2,651 $2,804

The Best Cheap Car Insurance Companies in Minooka, IL

Take a look at a side-by-side comparison of the top car insurance companies in Minooka, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Minooka, Illinois

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,662
Farmers $4,684
GEICO $3,066
Liberty Mutual $2,326
Nationwide $2,632
Progressive $3,333
State Farm $2,300
Travelers $2,636
USAA $2,728

Category Winners: Cheapest Car Insurance in Minooka, Illinois

Find the cheapest car insurance companies in Minooka, IL for each category right here.

Best Annual Car Insurance Rates by Company in Minooka, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Minooka, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Minooka car insurance rates. Find the cheapest Minooka, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Minooka, Illinois

Insurance Company Low Medium High
Allstate $5,276 $5,445 $5,629
American Family $3,511 $3,796 $3,677
Farmers $4,448 $4,570 $5,033
GEICO $2,774 $3,054 $3,369
Liberty Mutual $2,196 $2,321 $2,461
Nationwide $2,596 $2,658 $2,643
Progressive $3,076 $3,328 $3,595
State Farm $2,162 $2,303 $2,436
Travelers $2,453 $2,633 $2,823
USAA $2,557 $2,725 $2,901

What affects car insurance rates in Minooka, Illinois?

What factors can have an impact on Minooka, IL car insurance? There are several reasons why Minooka car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Minooka, Illinois.

Commute Time in Minooka

The more time you spend in your car the higher the risk of an accident. The average commute length in Minooka, IL is 32.7 minutes according to City-Data.

Compare Car Insurance Quotes in Minooka, IL

Ready to find affordable Minooka, Illinois car insurance today? Enter your ZIP code for fast, free Minooka, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption