Compare Minturn, CO Car Insurance Rates (2021)

Car insurance in Minturn, CO averages $308 a month. Minturn, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Minturn car insurance rates, compare quotes from the top car insurance companies in Minturn, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Minturn for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Minturn is Liberty Mutual
  • Average car insurance rates in Minturn, CO are $3,698/year

If you need to buy Minturn, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Minturn, CO is right here.

You’ll find Minturn car insurance rates, the cheapest Minturn, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Minturn, Colorado car insurance rates to Lakewood car insurance rates, Greeley car insurance rates, and Boulder car insurance rates.

Ready to find affordable Minturn, CO car insurance today? Enter your ZIP code for fast, free Minturn car insurance quotes.

Cheapest Minturn, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Minturn, CO car insurance rates? Every Minturn, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Minturn, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,809 $2,790 $2,542 $2,727 $10,566 $10,694 $3,103 $3,162
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,730 $1,692 $1,476 $1,619 $4,952 $5,383 $1,743 $1,758
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,376 $2,212 $2,064 $2,053 $8,395 $9,416 $2,689 $2,618
State Farm $2,003 $2,003 $1,793 $1,793 $5,770 $7,286 $2,242 $2,675
USAA $2,343 $2,348 $2,222 $2,234 $5,862 $6,726 $3,020 $3,297

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Minimum Car Insurance in Minturn, CO

Every driver must carry the minimum car insurance in Minturn, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Minturn, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Minturn, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Minturn, CO. Compare credit history car insurance rates in Minturn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Minturn, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,927 $3,507 $2,935
Farmers $5,564 $4,529 $4,305
GEICO $3,080 $2,566 $2,052
Liberty Mutual $3,640 $2,222 $1,771
Nationwide $4,201 $3,324 $2,896
Progressive $4,504 $3,864 $3,566
State Farm $4,441 $2,850 $2,295
USAA $5,205 $2,953 $2,362

Cheapest Minturn, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Minturn, CO to rates for a clean record with top companies.

Annual Minturn, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,056 $5,204 $5,132 $4,806
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,225 $2,608 $2,712 $2,632
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,447 $4,817 $3,637 $4,010
State Farm $2,940 $3,451 $3,195 $3,195
USAA $2,554 $3,113 $5,478 $2,882

Cheapest Minturn, CO Car Insurance for Teen Drivers

Teen car insurance in Minturn, CO can be expensive. Take a look at rates from the top car insurance companies in Minturn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Minturn, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $6,284 $8,441
Farmers $10,566 $10,694
GEICO $5,105 $5,462
Liberty Mutual $4,952 $5,383
Nationwide $5,843 $7,486
Progressive $8,395 $9,416
State Farm $5,770 $7,286
USAA $5,862 $6,726

Cheapest Minturn, CO Car Insurance for Seniors

Take a look at Minturn, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Minturn, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,333 $2,333
Farmers $2,542 $2,727
GEICO $1,682 $1,894
Liberty Mutual $1,476 $1,619
Nationwide $2,066 $2,188
Progressive $2,064 $2,053
State Farm $1,793 $1,793
USAA $2,222 $2,234

Cheapest Minturn, CO Car Insurance Rates After a DUI

A DUI in Minturn, CO increases car insurance rates. Compare Minturn, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Minturn, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,563
American Family $5,208
Farmers $5,132
GEICO $3,291
Liberty Mutual $2,712
Nationwide $4,637
Progressive $3,637
State Farm $3,195
USAA $5,478

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Cheapest Minturn, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Minturn, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Minturn, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,709 $3,871
Farmers $4,799 $4,799
GEICO $2,516 $2,616
Liberty Mutual $2,544 $2,544
Nationwide $3,474 $3,474
Progressive $3,978 $3,978
State Farm $3,119 $3,271
USAA $3,407 $3,607

The Best Cheap Car Insurance Companies in Minturn, CO

Take a look at a side-by-side comparison of the top car insurance companies in Minturn, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Minturn, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,790
Farmers $4,799
GEICO $2,566
Liberty Mutual $2,544
Nationwide $3,474
Progressive $3,978
State Farm $3,195
USAA $3,507

Category Winners: Cheapest Car Insurance in Minturn, Colorado

Find the cheapest car insurance companies in Minturn, CO for each category right here.

Best Annual Car Insurance Rates by Company in Minturn, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Minturn, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Minturn car insurance rates. Find the cheapest Minturn, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Minturn, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,623 $3,868 $3,879
Farmers $4,253 $4,736 $5,410
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,399 $2,533 $2,700
Nationwide $3,517 $3,472 $3,432
Progressive $3,728 $3,989 $4,217
State Farm $3,014 $3,196 $3,375
USAA $3,366 $3,506 $3,648

What affects car insurance rates in Minturn, Colorado?

What factors can have an impact on Minturn, CO car insurance? There are several reasons why Minturn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Minturn, Colorado.

Commute Time in Minturn

The more time you spend in your car the higher the risk of an accident. The average commute length in Minturn, CO is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Minturn, CO

Ready to find affordable Minturn, Colorado car insurance today? Enter your ZIP code for fast, free Minturn, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State